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- Share with friends who not only miss home but love Taiwanese food
- To meet new friends with same sentiments

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- Bond, good vibes, I bring my friends in...
- Good experience, not conflict
- Feel responsible for people's experience
- Hasslefree
- Less frustration

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- Clear cut on payment, seamless splitting of payments
- All in one app like WeChat?
- Seamless transaction in one click

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- I would bring people into this group
- I invite people into the group
- Social friction - I dont want it anymore
- Feel bad when things dont go well
- Irrelevant messages they dont need

Why this group?
- We are a group of people who miss home
- Bonding

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- Survey
- bill
- app tells you who has paid and not
- takes away the coming in and out
- takes away the social friction

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In Singapore
- First by text send by orders (Jie Long)
- coordinator splits the bill
- send addresses separately
- vendor calculates the shipping fee
- lala move to arrange the delivery
- payments - Go to UOB app, paynow, screenshot, most people use paynow
- paper log who pays
- finish the transactions

Painpoint
- forgot to pay, so they chase
- different people have different banks

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- Forget to bring wallet a lot
- Used to cashless environment
- Used to superapps (platforms)
- Doesn't like the multi-platform maneuvering

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- From China (used to convenient payment method)
- From Taiwan
- Lived in the UK

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1) What payment mode does Echo prefer?
Echo like payment through one apps instead of multiple plat form
2) Do you prefer to split payment ?

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1. what mode of payment Echo will prefer?
2. what is her prefences or values
How she prefer to spilt the payment

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1. Will an universal payment platform helps with Echo's banking and buying experiences?

2.will an auto- payment feature helps with Echo's banking experience?

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1) What is/are the function that you like about weChat Payment? Or describe her experience in using that.

2) Are there functions that you like in the existing Payment System?

Others - What function would she like to see in the Payment System?