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Affordable Housing Scheme, Eligibility And Apply Process

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Affordable Housing Scheme, Eligibility And Apply Process

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Affordable housing refers to affordable housing units/flats offer to those with income below the average household income. It is the key issue in developing countries like India where the majority of the population isn't able to buy houses because of its high market price.

The scheme provides the best option to choose between simple EMIs or structured repayments with attractive interest rates with a repayment period of up to 30 years. Govt. offers loans with Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (PMAY) to eligible customers.

Eligibility for Pradhan Mantri Awas Yojana (PMAY)

Pradhan Mantri Awas Yojana is an activity by the Government of India wherein affordable housing will be provided to the urban poor with the objective of building 20 million affordable houses by 31 March 2022.

To get one of the pradhan Mantri Awas yojana flats, you have to meet criteria like -

The purchaser and their family should not have another house under their name.

Annual household income must not exceed INR 18 lacs. A Household is defined as a husband, a wife, and any unmarried sons and/or unmarried daughters.

The house should be purchased in a joint registration of the husband and wife or just the name of the wife.

The carpet area of the house purchased should be less than 60 sq. mtrs for income not exceeding Rs 6 lacs p.a, 90 sq. mtrs. for income not exceeding 9 lakhs per annum (per year) and 110 sq. mtrs for income not exceeding 18 lakhs p.a.

The scheme can be used to purchase only one unit per family.

The subsidy will always be paid via the provider of the housing loan. i.e from banks/HFCs

Home loans should be availed for a period of 20 years in order to avail of a subsidy up to 2.67 lakhs. If a loan is availed for a lesser period then the subsidy amount will be proportionately reduced.

Flats under affordable housing scheme in Ghaziabad are mostly allotted to women, manual workers, and persons with disabilities on priority.

Apply for the housing loan

If you fulfill the entire criterion then apply for a flat in Raj Nagar Extension, Ghaziabad under Pradhan Mantri Awas Yojana. One of the cheap and best affordable housing project, Mehak Jeevan offers 1 BHK, 2 BHK, & 3bhk flats, which are being constructed to cater primarily to the needs of low and middle-income groups.

After the selection of flat which is covered in PMAY Scheme, you will have to follow the below steps:

1. First, you book a flat and apply for a housing loan

2. Bank sanctions your loan

3. Registration of the agreement

4. Your housing finance company/bank submits the claim of the subsidy to National Housing Bank/HUDCO

5. National Housing Bank transfers the amount to your bank

6. Bank deposits the subsidy to your loan account

7. Loan reduces to the extent of the subsidy received and the reduced EMI is set.

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Affordable Housing Scheme, Eligibility And Apply Process

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Affordable housing refers to affordable housing units/flats offer to those with income below the average household income. It is the key issue in developing countries like India where the majority of the population isn't able to buy houses because of its high market price.

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Buyer’s Guide to Buying a New House | Mehak Jeevan

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Buyer’s Guide to Buying a New House | Mehak Jeevan

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Frequently Asked Questions About Mehak Jeevan

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Frequently Asked Questions About Mehak Jeevan

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1. Is Mehak Jeevan RERA Registered? If Yes, What is the RERA Registration No of Mehak Jeevan?
Ans. Mehak Jeevan is registered under UPRERA. The RERA Registration No of Mehak Jeevan is UPRERAPRJ14329.

2. What is the price range of Mehak Jeevan?
Ans. The price range of Mehak Jeevan is 14.89 Lakhs. to 37.50 Lakhs.

3. What is the size or area range of Mehak Jeevan?
Ans. The size range of Mehak Jeevan ranges between 637 to 1090 Sq.Ft

4. Where is Mehak Jeevan located?
Ans. The site address of Mehak Jeevan is NH-58, Mehak Jeevan, Raj Nagar Extn, Ghaziabad, UP, India.

5. What is the construction status of Mehak Jeevan?
Ans. The status of Mehak Jeevan is Under Construction.

6. What is the possession date of Mehak Jeevan?
Ans. The possession date of Mehak Jeevan is Quarter 4 2020.

7. What is the total land area of Mehak Jeevan?
Ans. The Mehak Jeevan total land Area is 2.00 Acres.

8. How many numbers of units are there in Mehak Jeevan?
Ans. The Mehak Jeevan has 412 Units.

9. How many numbers of towers are there in Mehak Jeevan?
Ans. The Mehak Jeevan has 3 Towers.

10. What type of furnishing is there in Mehak Jeevan?
Ans. The Mehak Jeevan is Semi-Furnished.

11. What is the transaction type in Mehak Jeevan?
Ans. The Mehak Jeevan is available in Original Booking, Resale.

12. Which Govt. body has approved the plans of Mehak Jeevan?
Ans. The Mehak Jeevan project is approved by GDA.

13. What all property types are there In Mehak Jeevan?
Ans. The Mehak Jeevan has a Residencial Apartment.

14. What are the key amenities of Mehak Jeevan?
Ans. The Mehak Jeevan amenities are 24X7 Power Back up, 24X7 Security, Air Conditioning, Broadband Connectivity, Covered Parking, Garden, Gym, Intercom Facility, Joggers Track, Kids Play Area, Landscaped Park, Lift, Maintenance Staff, Open Parking, Rain Water Harvesting, Swimming Pool, Visitor Parking, Volleyball Court, Waste Disposal, Water Storage.

15. What is the ownership type of Mehak Jeevan?
Ans. The Mehak Jeevan ownership type is Free Hold.

16. Is the master plan or site plan for Mehak Jeevan available?
Ans. The Mehak Jeevan master plan is available - Click Here to View.

17. What are the reviews of Mehak Jeevan?
Ans. The Mehak Jeevan reviews can be seen at Click Here to View.

18. Is the brochure for Mehak Jeevan available?
Ans. The Mehak Jeevan brochure or leaflet, Click Here to View.

19. Is there any location map of Mehak Jeevan?
Ans. The Mehak Jeevan location map Click Here to View.

20. How many properties are available for Sale and Rent in Mehak Jeevan?
Ans. There are 3 properties for Sale and 0 for Rent in Mehak Jeevan.

21. What is Mehak Jeevan's official website?
Ans. Mehak Jeevan official website is www.mehakjeevan.com.

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Frequently Asked Questions About Mehak Jeevan

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1. Is Mehak Jeevan RERA Registered? If Yes, What is the RERA Registration No of Mehak Jeevan? Ans. Mehak Jeevan is registered under UPRERA. The RERA Registration No of Mehak Jeevan is UPRERAPRJ14329. 2. What is the price range of Mehak Jeevan? Ans. The price range of Mehak Jeevan is 14.89 Lakhs.

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Affordable Housing with One of the Leading Real Estate Companies in Ghaziabad - Mehak Infrastructure Pvt. Ltd.

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Affordable Housing with One of the Leading Real Estate Companies in Ghaziabad - Mehak Infrastructure Pvt. Ltd.

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Ghaziabad, Feb 9, 2020 (Issuewire.com) - Mehak Infrastructure Pvt. Ltd. is a Real estate developer and they have been in the housing development sector for over a decade. The company was formed on 6th July 2005 as a real estate marketing company. The company has delivered residential projects namely Mehak Residency, Mehak Eco City and Mehak Villas in a short span of fewer than nine years. The Company has so far focused on making quality houses in Rudrapur (Uttaranchal) by constructing quality but affordable villas and earned a good name in the field of construction. The company is now focusing in Delhi National Capital Region (NCR) with the development and construction of residential projects. Second housing project " Mehak Residency" comprises of 1 BHK & 2 BHK low-rise apartments and 2BHK & 3BHK Independent villas located in a prime location of NCR i.e. GT Road, Gautam Buddh Nagar, U.P. And the current housing project of villa and plot Mehak Eco City, located in NH-91 Ghaziabad, UP. Now they have come up with another AFFORDABLE HOUSING PROJECT, MEHAK JEEVAN Approved by GHAZIABAD DEVELOPMENT AUTHORITY in RAJ NAGAR EXTENSION, GHAZIABAD comprising of 1 BHK, 2 BHK, and 3 BHK Apartment.

The Group is headed by Mr. Rajan Malhotra, Managing Director, an ex-bank manager & Mr. Abhishek Malhotra who has completed his Masters in International Business from Deakin University, Melbourne, Australia. He has more than 15 years of international experience in marketing real estate.

The company is now focusing on the development and construction of residential projects located in the Delhi National Capital Region (NCR). " MEHAK RESIDENCY" comprises of ABOUT 150 one BHK & two BHK low-rise apartments and two BHK and three BHK Independent villas located on main G.T. Road, N.H.91, Ghaziabad, U.P. was delivered in the year 2013.

" MEHAK ECO CITY " spread over 18 acres of land and is also located on G.T. Road, NH-91 Ghaziabad, UP. Comprises of about 250 Independent Villas and 84 Low Rise apartments were delivered in the year 2017.
About MEHAK JEEVAN PROJECT
Based on its past performance and in true recognition of delivering quality & timely projects, Uttar Pradesh Government granted it the License to construct affordable housing project in the name of " MEHAK JEEVAN " to fulfill the dreams of our Hon'ble Prime Minister for constructing low-cost housing to cater to the needs of Low & middle-income groups of our Society. The Detailed Project Report was accordingly approved by AWAS BANDHU, (Model Agency of Government of Uttar Pradesh) for monitoring the progress of affordable housing projects in the year 2016 and LayOut Plans were accordingly approved by GHAZIABAD DEVELOPMENT AUTHORITY comprising of 1 BHK, 2 BHK, and 3 BHK Apartment up to carpet area of less than 75 sq. meters.
Media Contact
Mehak Infrastructure Pvt. Ltd. info@mehakjeevan.com 09071775545 AAC-003, S.F. Shipra Krishna Azure Commercial Complex Near Wave cinema, Kaushambi https://www.mehakinfrastructure.co.in/

Source : www.mehakjeevan.com

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Affordable Housing with One of the Leading Real Estate Companies in Ghaziabad - Mehak Infrastructure Pvt. Ltd. - IssueWire

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Ghaziabad, Feb 9, 2020 (Issuewire.com) - Mehak Infrastructure Pvt. Ltd. is a Real estate developer and they have been in the housing development sector for over a decade. The company was formed on 6th July 2005 as a real estate marketing company.

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Mehak जीवन अफोर्डेबल आवास योजना | Flickr

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Mehak जीवन अफोर्डेबल आवास योजना | Flickr

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Mehak जीवन अफोर्डेबल आवास योजना

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Essential Tips for the First Time Buyers 

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Essential Tips for the First Time Buyers 

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We are sharing essential tips for first-time buyers, always keep in mind while you are thinking of purchase of hashtag property.

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Affordable Home for Lower or Middle Income Families

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Affordable Home for Lower or Middle Income Families

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Mehak Jeevan Affordable Housing project is being developed by Mehak Infrastructure Pvt Ltd to constructed to cater primarily to needs of low income groups.
GHAZIABAD, UTTAR PRADESH, INDIA, January 27, 2020 / EINPresswire.com/ -- WHAT IS AFFORDABLE HOUSING

Affordable housing refers to housing units that are affordable by that section of society whose income is below the median household income.

ABOUT MEHAK JEEVAN -AFFORDABLE HOUSING PROJECT

Mehak Infrastructure Private Limited is an approved & registered real estate developer of Uttar Pradesh Government for construction of Affordable Housing Project at Raj Nagar Extension, Ghaziabad known as 'MEHAK JEEVAN'

The residential project is spread over 2.6 acres of land having 412 units in all having three towers (G+13 storeys) comprising of 1 BHK, 2 BHK, and 3 BHK flats ranging from Rs.14.89 lakhs to Rs. 35 lakhs respectively. The construction of the project has been going on in full swing since 2018 and the management intends to give possession of the flats from the year 2020. The project has club, swimming pool, covered and open car parking, park, etc. The construction quality can be viewed by visiting its existing sites at various locations in Ghaziabad, Gautam Budh Nagar, U.P.

BENEFITS OF MEHAK JEEVAN AFFORDABLE HOUSING

1. Get Subsidy up to Rs. 2.67/- Lakhs under Pradhan Mantri Awasiya Yojna;
2. Stamp Duty exemptions are also available to the flat owners at the time of execution of Sale Deeds in favor of Allottees as per G.O. issued under AFFORDABLE HOUSING YOJNA OF UTTAR PRADESH GOVERNMENT.

WHY CHOOSE MEHAK JEEVAN

Mehak Jeevan Affordable Housing project is being developed by M/s Mehak Infrastructure Private Limited (an approved & licensed builder of Uttar Pradesh Government) to construct affordable housing project as per guidelines laid down by it to fulfill dreams of our Hon'ble Prime Minister to fulfill the dream of providing HOUSING FOR ALL by the year 2023.
The project will give a chance to the Lower & Middle-Income Groups of the society to avail housing benefits like Subsidy under PRADHAN MANTRI AWAS YOJNA up to Rs. 2.67 lakhs and exemption from payment of stamp duty at the time of execution of Sale Deeds in favor of Allottees.

The project is located on NH 58 in Raj Nagar Extension Ghaziabad about 2 km from nearby Rapid Rail Metro Station connecting Sarai Kale Khan, New Delhi to Meerut in about 62 minutes running at speed of 160 kms/hr by Semi Speed Train Network. The flats catering to Low & Middle Income Groups having Super Built-up Area ranging from 59.20 sq. meters (637.24 sq ft) to 101.22 sq. meters (1089.56 sq ft.) will have one/two/three bedrooms having up to about 83% cover area/super area ratio compared with the best builder of NCR/India. It has a beautiful entrance and eye-catching landscaping.

The Project will have state of the art Club House with Indoor games, hall & Gym, Green Areas with sports activity zones, Parking Space, Provisional Stores, and Power Backup. The park has a pool with deck and changing rooms, banquet hall, walkway, and sit-outs.

Mehak Jeevan Project has good connectivity and important places are close by. If you have a dream of living in a lifestyle home that has all the modern amenities then this is the place for you. Book your home today!

EASY CONNECTIVITY

With the operation of Rapid Rail Transport System (NCRTC) in about two years' time, you shall be able to reach Anand Vihar, New Delhi in about 12 minutes' time from Mehak Jeevan Project. The Project is also well connected from Elevated Road connecting Kaushambi in about 8 minutes, Hindon Airport in about 10 minutes, Running Metro Station 15 minutes, Eastern Peripheral Expressway 2.5 km, Ghaziabad Railway Station 15 minutes, International Cricket Stadium 10 minutes, City Forest of 175 Acres 5 minutes.

PROJECTS SPECIFICATIONS

o Mehak Jeevan Affordable Housing certified by the Awas Bandhu
o Detailed Project Report (DPR) approved by Awas Bandhu, Uttar Pradesh Government & Layout Plans approved by Ghaziabad Development Authority.
o Housing to support the Pradhan Mantri Awas Yojana;
o Subsidy under Pradhan Mantri Awas Yojna.
o Exemption from payment of Stamp Duty;
o Application of Goods & Services Tax @ 1% of sale consideration for flats having carpet area up to 60 sq. meters as per Government of India notification on AFFORDABLE HOUSING SCHEME.
o Raj Nagar Extension is the most affordable city of the NCR.
o 7 min. drive from Delhi-UP Gate via Elevated road.
o A well-planned city with Largest Green Belt of NCR.
o Prominent schools & colleges in the nearby areas - Modern School & Delhi Public School.
o Assured timely possession with the RERA penalty clause.
o Round-the-clock Security.
o Multiples and Amusement Park in close vicinity.
o 1/2/3 BHK quality apartments in a pollution-free environment.
o Eco-friendly features of rainwater harvesting.
o 24 hours power back-up & water supply.
o Each apartment block served by two lifts.
o Easy Home loans from banks & financial institutions.
o Medical facilities around the clock

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Affordable Home for Lower or Middle Income Families

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Mehak Jeevan Affordable Housing project is being developed by Mehak Infrastructure Pvt Ltd to constructed to cater primarily to needs of low income groups. GHAZIABAD, UTTAR PRADESH, INDIA, January 27, 2020 / EINPresswire.com/ -- WHAT IS AFFORDABLE HOUSING Affordable housing refers to housing units that are affordable by that section of society whose income is below the median household income.