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There are many ways that a person can use for when they have to make a big financial decision. "One strategy is called the D.E.C.I.D.E. strategy and is easy to implement" (5). The Personal Finance textbook says "When you have a financial decision to make, try implementing this strategy (5), because "itt can be very helpful, particularly when making a large financial decision" (5)

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Figure out what your goal is, because you need to know what you want to achieve.

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Set up a few ways to reach your goal. Come up with a few different plans.

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Decide which of those plans are the best to reach you goal. This will help you create a set mindset, which will put you on the fast-track toward your goal.

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After deciding which two or three plans are the best, make a pros and cons list for each. This will help you figure out what problems could occur with each plan and will help you better prepare for the future.

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Now you get to figure out what plan is the best. This doesn't necessarily mean that it has to be the easiest one, it could be difficult, but if you feel it is the better plan then there is a higher probability of you reaching your goal.

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After making the purchase, look over your process and decide if you made the right choice. This can help you figure out what you need to do again and what you need to change for the next time you make a decision like this.

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My dad is the person in my family who makes the big purchases. He is the one who bought a car for my sister, and he pays the mortgage for the house. So, when my dad could use this model to decide when to buy me a car. This will help him figure out when is the best time to buy a car and how to save for it also. For example he could plan on investing in the stock market to save more money and buy a car quicker, or he could save money in a savings account.