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There will be four people and one pet in my family. I will have a wife, two children, a boy, one girl, and a cat.

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I want to live in Vista, San Diego. I want to own a home that has four bedrooms, three bathrooms, a yard, and a pool. The cost of something like this would be $3,200 dollars.

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The car I want to own is a 2020 Nissan Sentra. The cost of this is $20,000, and I will pay $400 dollars monthly. This means that I have to pay $400 over the course of four years, and two months. I will pay for regular gas.

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The monthly cost of food would be $500 dollars, with mostly groceries costing the most. We will eat fast food a couple of times out of the month.

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We are going to go shopping for clothes. We will not buy expensive clothing, only clothes that we need. The cost of this will be $200 dollars.

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For fun, we will go to the movies, we will go to amusement parks, and fairs. And of course, we also have our devices to entertain us. We will probably do something fun like this once or twice a month, so the monthly cost will be $150 dollars.

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My wife (my children's mother) will watch over our children when I'm gone. I don't really need to pay for anything.

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I might get a couple of video game consoles in the future, such as a PlayStation 6 (it will be out by then). The PlayStation 6 will probably be $600 dollars.

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My family obviously needs a house to live in. We also need a car, food and clothes. If we only spent our money on those things, then we could have more money unspent.

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The total monthly cost of everything would be $4,450 dollars (excluding the miscellaneous because you only need to pay once).