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It is a mobile phone-based money transfer, micro-financing and financing services.

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Through M-Pesa, the users can deposit, transfer, and withdraw money

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https://youtu.be/iEdmhpjjM80
Besides, enhancing money transfer across Africa, M-Pesa will also cause economic empowerment.

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https://www.youtube.com/watch?v=i0dBWaen3aQ

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Started in Kenya.

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What are its chances of approval in Canada?

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What are its chances of approval in Canada?

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The technology is also very viable in Canada as there is a need for a fast, reliable and easy way to handle currency while attracting lesser transaction fees.
The Canadians will use it in various ways such as transferring money, paying for shopping, receiving money from people far away and paying employees in a much easier way.

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Most Kenyans have adopted this technology which has played a significant role in simplifying their lives. They can send, receive money at the convenience of their home using this service.
http://www.vodafone.com/content/index/what/technology-blog/m-pesa-created.html#