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Strategies being implemented to encourage accessing credit even FCA’s benefitted over government in kind grants

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Strategies being implemented to encourage accessing credit even FCA’s benefitted over government in kind grants

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What strategies can we implement to encourage farmers and stakeholders in the rice sector to continue accessing credit or loans, even after receiving inputs, machinery, and facilities?

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How does LANDBANK ensure that smallholder farmers and fisherfolk, especially in remote areas, can benefit from your financing programs?

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how does Landbank ensure that green financing contributes to inclusive development, especially for rural and indigenous communities?

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how does landbank address the fear among smallholder farmers that loans might become a burden rather than a support system? how do you ensure farmers fully understand the total cost of borrowing, interest rates, and what happens if payments are missed?

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In relation to access to Green Climate Fund, can the State Universities and Colleges submit climate-related research and development proposals to LBP for funding? Like Development of Climate-SMART Technologies for Unfavorable Agriculture Conditions in an Island Ecosystem

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In our experience, new coconut cooperatives with only a 1-year track record are often required to present 2–3 years of financial history to access loans. What financing mechanisms or policy interventions can help these young cooperatives access credit earlier, without compromising lender risk standards?

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Another challenge we face is digital adoption—many small farmers in remote areas still lack access to internet and devices. You mentioned tools being developed to support cooperatives—can you share what these tools are, and how they address connectivity and accessibility gaps for marginalized communities?

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Organic agriculture, supported by RA 11511, is a key program of the DA and plays a role in promoting climate-resilient and sustainable farming. Under the Green Financing Program of Land Bank, are there any ongoing projects or initiatives specifically supporting organic farmers? In particular, how is Rule 25.5 of RA 11511 being implemented in terms of access to financing through DA-ACPC, DA-PCIC, and LBP?

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Is it possible for small businesses less than a year old such as those of associations and community and IP organizations to secure loans as well?

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Kung ang isa po sa requirements ang collateral (real estate) para maka-avail ng loan yung farmer, ano po yung magiging alternative way/s para sa farmers na magkaroon ng additional capital lalo na yung mga wala namang pag-aaring lupa at bahay?

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Are there current partnerships between government or financial institutions for developing or piloting climate-resilient agri-fishery projects supported by green finance? How can SUCs be involved in promoting awareness and access to green financing programs at the community level?

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In what ways can SUCs and their extension programs help build the creditworthiness of farmers and fisherfolk to improve their eligibility under credit guarantee scheme? How is the performance of credit guarantee programs monitored and evaluated, and how can researchers from academe contribute to assessing their impact?

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Wala po bang documents si ACPC and PCIC regarding sa free insurance coverage ni PCIC under ANYO program which stating the Guidelines and Process from application to claiming and include kung ano yung insurance coverage ng free insurance.

Since it will be helpful to the implementor (PLC) specially yung mga account officer na bumababa sa client para may hawak sila na documents so they can explain it clearly sa farmers and if ever may maging complaint may maipapakita na documents sa farmers ang implementor kung ano yung naging problem o di sakop ng coverage.

Thank you po.

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How do you define SMALL Farmers?