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Definition: is a financial metric that measures the profitability of an investment by comparing its gain or loss to its cost

Sentence: Weekly sales are running well ahead of the levels required for a 25% return on investment.

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Definition: is a strategy that involves buying investments that are expected to increase in value faster than the market as a whole.

Sentence: Growth investing is all about finding investments that can deliver above-average returns.

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Definition: Income investing is a strategy that involves building a portfolio of assets that generate a regular income, rather than growing your principal.

Sentence: Income investing is the process of selecting investments designed to deliver a steady stream of income over a certain period of time.

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Definition: Security investing is the process of buying and trading financial instruments, called securities, to generate a profit.

Sentence: Banks often purchase marketable securities to hold in their portfolios.

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Definition: A dividend is a payment made to shareholders as a share of a company's profits.

Sentence: Investors can use the dividend yield factor to compare multiple stocks based on their dividend payment performance.

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Definition: capital appreciation is the increase in an asset's value over time, as recorded on a company's accounting books.

Sentence: In percentage terms, the rise in the stock price led to a 50% return from capital appreciation.

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Definition: Capital preservation is an investment strategy that focuses on protecting the initial investment amount and minimizing the risk of loss.

Sentence: Investors wanting shelter from volatility could pick funds with a high emphasis on capital preservation.

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Definition: In finance, a portfolio is a collection of financial assets that an investor or business owns.

Sentence: Rising rates eroded the value of bonds that made up a big chunk of the banks' investment portfolio.

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Definition: In finance, diversification is the practice of spreading investments across different asset classes, industries, and geographic areas to reduce risk and volatility.

Sentence: Diversification means we can move products into the highest-value markets.

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Definition: Asset allocation is an investment strategy that involves dividing assets across different asset classes to balance risk and return.

Sentence: The exact asset allocation you go for will depend on your circumstances

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Definition: Volatility is the degree of variation of a trading price series over time.

Sentence: Banks are less eager to lend money to an industry with irrational volatility.

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Definition: is an investment strategy that involves investing a fixed amount of money at regular intervals.

Sentence: Systematic contributions to a retirement plan act like dollar cost averaging and doing it with Roths is usually more effective than with traditional contributions.

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Definition: A bond is a debt security that represents a loan made to a company or government in exchange for interest payments and the return of the original investment at a set date.

Sentence: They had $100 of saved bonds.

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Definition: a stock is a share of ownership in a company, also known as equity. Stocks are a type of security that represent a claim on the company's assets and earnings.

Sentence: Stocks are running low.

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Definition: A mutual fund is a type of investment company that pools money from investors to buy a variety of assets, such as stocks, bonds, and short-term debt.

Sentence: She invested her money in a mutual fund.

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Definition: Par value, also known as nominal value, is the face value of a bond or the value of a stock certificate. It's a static value that's determined when a bond or stock is issued and doesn't fluctuate like market value.

Sentence: The ventures were so profitable that the stock remained at par value.

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Definition: maturity is the date when a financial instrument or debt is due to be repaid, or when its life ends.

Sentence: The shares have an exercise price of $27.50 per share and a maturity of three years.

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Definition: default is when a borrower fails to meet the terms of a loan or debt agreement, such as by not making payments or interest on time.

Sentence: If the borrower defaults, the bank can take the house.

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Definition: The value of the shares issued by a company.

Sentence: Funds investing directly in equities are probably the riskier option.

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Definition: Is a unit of ownership in a company. When an individual or institution buys shares, they become shareholders and own a portion of the company.

Sentence: She buys and sells stocks and shares.

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Definition: A market in which securities are bought and sold.

Sentence: Shares of the company were trading at $20 on the New York Stock Exchange.

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Definition: Net asset value (NAV) is a financial metric that measures the value of an investment fund or company by subtracting its liabilities from its assets and dividing the result by the total number of outstanding shares.

Sentence: The unjustified scepticism towards the sector is reflected in the 20 % discount to net asset value.

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Definition: a prospect is a potential customer who is interested in a financial services firm's products or services.

Sentence: The growth prospects of the medical and health care equipment industry are promising.

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Definition: A broker in finance is an individual or firm that acts as an intermediary between an investor and a securities exchange.

Sentence: Two-thirds of all mortgages are arranged via brokers

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Definition: A bear market is a period when stock prices decline by at least 20% from their recent high.

Sentence: As coronavirus fears gripped the world, huge daily declines piled up, leading to a bear market.

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Definition: Is a financial market where prices of securities are rising or expected to rise over an extended period of time.

Sentence: The S&P 500 has been constantly hitting new closing highs, two years into a bull market.