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an estimate of income and expenditure for a set period of time.

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divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings.

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split up your money according to how much you want to spend in each category—and then only let yourself spend until the cash in each envelope is gone.

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the level of prices relating to a range of everyday items.

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the action of deducting or subtracting something.

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the amount by which something, especially a sum of money, is too small.

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a sum a buyer pays upfront when purchasing an expensive good such as a home or car.

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the cost required for something; the money spent on something.

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They tend to be recurring, such as interest or rents being paid per month.

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what employees earn before taxes, benefits and other payroll deductions are withheld from their wages.

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an employee's earnings total after all deductions are subtracted from their gross pay.

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Variable costs are costs that change as the quantity of the good or service that a business produces changes.

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a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.

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when your income minus your expenses equals zero.