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Amounts withdrawn from your account beyond the money the account holds.

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A checking account that pays interest on the balance.

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Service fees for use of the checking account, built into the service agreement.

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An automatic deposit of a paycheck without having to take a physical check to the bank.

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Like a credit card, but directly attached to a checking account; a debit card can be used to pay for items at a store.

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A credit union is a member-owned financial institution that offers many of the same services as a bank.

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The book in which you keep records of checks, deposits, debit card transactions, and ATM withdrawals.

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A debit against your checking account written on a paper form.

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Monthly document from your bank that shows all transactions in your account.

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Financial institution at which you can get a checking account or savings account.

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Automatic teller machine, a bank machine that gives out cash from your account and accepts deposits around the clock.