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A change for me was becoming my mothers full time carer and power of attorney. RIsks of this were:
1) Whether or not I was able to meet her daily needs e.g taking medications on time, getting to doctors appointments, showering and cleaning up after her.
2) Becoming legally responsible for her financial and medical decisions
3) Finding space for her in our home and whether or not my landlord would allow her to move in, 5 Bedroom home which was occupied by myself and 6 Kids
4) Not keeping up with my own personal needs such as my studies, medical appointments
5) Not being able to attend my children's sports or school outings as often as I use to
6) Having to stop volunteering
7) Being with my mum 24/7 with little support

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Change happened when we bought our first house.
Risk:
1. We want to travel but that would be in delay as we need to ensure that we stay to payments.
2. We need to keep an  eye on interest increases.
3. We could lose money if we sell when the market drops.

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A recent change for me was moving to Melbourne alone. The risks included not being able to find a job, not being able to find a place to live, having to create a new group of friends, having no support network close to me.

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Change & Risk

A change I went through was changing a job that I had been in for years and then deciding to study. I felt I was going nowhere in the job I was in, the challenges and excitement were not there anymore and I was getting bored. I was offered another job at the time but took a risk and decided to study and do something different.

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3 years ago I was offered the opportunity to move regions (from Auckland to Tauranga) while still undertaking my current job role.  At the time my wife was 7 months pregnant with our 1st child and a decision was required in a very short timeframe.
The risks were:
1 - Moving cities while my wife was in her last trimester, upping the stress levels, and having to organise another midwife.
2 - While moving closer to family in Tauranga, moving cities would move us away from our established social networks and friends
3 - Having to find a rental in a tight property market suitable for a young family and close to work while breaking the lease for our current rental
4 - If the job was not accepted, the lack of future opportunities for this role in this region.

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an instance of change for me was moving overseas
the risks were
1-i had no family or friends their
2-i had to quit my job and move over knowing there may be a possibility it would take me a while to get one
3-i had to sell most of my stuff so arriving overseas I didn't have much belongings

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A risk that I have taken recently would be signing up to study this course. I did have a huge background knowledge to help with this so it was a lot of unknowns for me. The main risks were the following:

1. I work full time and had no idea of the workload, I didn't know what my routine would be and if I could cope with both work and study.

2. The course could have been very complicated and I may have struggled do complete the work without studying on campus. and having people to physically speak to.

3. I may not have enjoyed the course and not wanted to continue with it.

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A recent change was the choice to move to a new town following a new job. Huge risk involved in this as there are so many unknowns. The risk of the job not meeting expectations with experience and wage, risk of the new town not being suitable for our family to settle in, risk of the long term opportunities being available or not (like good education for the kids), risk of property also and how easy it will be to own a home, theres also a large risk for me study wise. The move has taken me away from the campus so there is a risk that i will not be able to manage the travel with all other family commitments when i look to return full-time in october.

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A change that I went through was moving from Auckland to Nelson alone at the age of 16.
Risks were:
1. Making sure I had a stable place to live.
2. Making sure I could get in to a school.
3. Getting another job.
4. Creating a whole new life basically - meeting new people and making new friends.

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A change for me was taking this year to study correspondence or to attend a polytechnic institute.

1.The risks of correspondence were not having a tutor, and it being too hard to learn without one.

2. Not having other students to converse with to help give ideas.

3. Will my results be to the same level as if I had a tutor to help, and be acceptable to present in a CV.

4. What will happen if I get stuck not being able to work something out.

5. Is it worth the risk.

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I recent changed for me when I changed jobs. On the surface getting a new job offer for better money and/or position can look a perfect change. However, I have to think a lot about it because my previous employer was really good, good benefits, good people to work with. A considerably big risk for me was losing those things. In contrast, the new job was a higher position which can advance my career in the future, better pay and more responsibilities. I think this situation shows me that even a new job or change of jobs can have great risks associated with it. I think in a business aspect we need to look at all possible risk in short and long terms to ensure that we make a educated decision to take risks and changes.

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An instance of change in my life was when I found out I was pregnant. The risk associated with this change were as follows
a) would I be able to financially care for another person
b)this would change the day to day operations of the household, and the hours of operation lol
c)would I be a good parent
d)I would have less time available to work, which might make me less attractive to businesses.

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An instance of change for me was selling my house and not having somewhere  certain to live , once it sold.
The risks where:
1.  being unable to find a suitable house to rent or buy
2. Having to leave my dogs in the kennels for even longer
3. Having to put all of my goods in storage and live with family or friends until I found somewhere permanent

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A change for me was leaving school at a young age.
The risks included:
Not having enough Qualifications to get a job.
Not having enough qualifications to further my education at a polytechnic etc.
People judging my decision and saying I 'dropped out'

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An instance of change for me was moving to a new city (wellington)
the risks were,
- not being able to find a job
- not liking the change and moving back affecting time and money
- not having any family near by