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Martin Luther was someone that was very important during the reformation. He went to school to become a lawyer but, after surviving a violent storm, he became a monk by age 23 and later a priest of the roman catholic church.

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John Calvin was an important French priest and lawyer that also brought reformation ideas to France.

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The reformation had many economic effects, including secularization with a shift of resources away from the religious sector.

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The reformation divided Europe, leading to warfare between and within the states. The thirty years war lasted from 1618 to 1648, and was one of the many wars that resulted from the reformation

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Some theological effects during the reformation include the translation of the bible into German, French, English, and other languages, making it more accessible.

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Martin Luther also realized that the pope was not doing many great things but had a lot of wealth and power. He also discussed the problem with indulgences (a corrupt practice that was not mentioned in the bible) and later had a problem with the pope and the holy roman emperor.

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Lastly, he wrote the 95 theses (95 arguments) and posted it to the church door on October 31, 1517. In the 95 theses Luther complained of corruption in the catholic church.

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John Calvin believed that salvation is gained through faith alone and that the bible is the only source of religious truth.

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John Calvin also believed in Predestination which means that god alone decides whether an individual has achieved eternal life

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In 1555, the Treaty of Augsburg ended the religious wars in Germany by letting German princes choose the religion of their province.

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The reformation led to modernization of modern states in Europe, including the creation of centralized bureaucracies and the eliminations of relationships between the state and individual.

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The Reformation led to improvements in literacy and education, which contributed to increased labor productivity, entrepreneurship, etc.

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Trade also increased with European countries, with north sea trade continuing and business with France progressing.

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The Reformation re-emphasized the main biblical teaching that salvation is achieved through faith in Christ's sacrifice.

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Luther's concept of individual scripture study led to more people making their own interpretations of the bible.