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Containers and quantities

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Use this simulator to practise using a cash machine.

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Glossary of terms

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Vocabulary: Banking and money

This is a list of vocabulary items related to banking

Banking and money vocabulary

ATM

abbreviation of Automated Teller Machine: a machine, usually in a wall outside a bank, from which you can take money out of your bank account using a special card.

bank balance

bank charges

sums of money paid by a customer for a bank's services.

bank statement

a printed record of the money put into and removed from a bank account

bounce

cash

(noun) money in the form of notes and coins, rather than checks or credit cards:
Do you have any cash on you?

cash a check/cheque

checkbook (US) / chequebook (UK)

a book of checks / cheques with your name printed on them which is given to you by your bank to make payments with.

check (US) / cheque (UK)

credit

1. money in your bank account.

I was relieved to see from my statement that my account was in credit

2. a method of paying for goods or services at a later time, usually paying interest as well as the original money.

They decided to buy the car on credit.

credit card

a small plastic card which can be used as a method of payment, the money being taken from you at a later time.

checking account (US) / current account (UK)

a bank account that you can take money from at any time and which usually earns little or no interest.

debit

debt

money, which is owed to someone else, or the state of owing something:

He managed to pay off his debts in two years.
The firm ran up huge debts.

deposit (US) / pay in (UK)

direct debit

expense

when you spend or use money.

Buying a bigger car has proved to be well worth the expense.
We've just had a new garage built at great expense.

insurance

interest

1. money which is charged by a bank or other financial organization for borrowing money.

I got a loan with an interest rate of 10%.

2. money that you earn from keeping your money in an account in a bank or other financial organization.

You should put the money in a savings account where it will earn interest.

loan

NSF

Non Sufficient Fund

overdraft

The act of overdrawing a bank account.

payee

a person who money is paid to or should be paid to.

savings account (US) / deposit account (UK)

a bank account in which you usually leave money for a long time and which pays you interest.

standing account (UK)

an instruction to a bank to pay a particular amount of money at regular times from a person's bank account to another bank account (compare direct debit)

tax

traveler's check

a piece of paper that you buy from a bank or a travel company and that you can use as money or exchange for the local money of the country you visit

withdraw

to take money out of a bank account.

Banking idiomatic expressions

Can I bank on your support?

A fool and his money are soon parted.

A company or an activity which is a licence to print money.

The company has been coining it/money since the new manager took over.

Since he's in the money, he's extremely generous to his friends.

Ice cream sellers are minting money thanks to the heat.

Most people think being a professional footballer is money for jam.

That costs an arm and a leg.

I got it for a song.

Time is money.
More money idioms with explanations and examples

Rich and poor

Describing a rich or a poor person:

Rich:

stinking rich, flush, well-heeled, loaded, moneyed, well-to-do, filthy rich, rolling in it, wealthy, prosperous, affluent, well off, ...

Poor:

dirt poor, hard up, needy, skint, broke, penniless, moneyless, poverty-stricken, empty-handed, deprived, unfortunate, underprivileged, meager, reduced, pitiable, humble, lowly, modest, destitute...

Related material:

Idioms about money and business
Public Debt
Economic recession
The Great Depression
Banking vocabulary
Vocabulary about economic recession

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ATM abbreviation of Automated Teller Machine: a machine, usually in a wall outside a bank, from which you can take money out of your bank account using a special card. bank balance bank charges sums of money paid by a customer for a bank's services.

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Explanation

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English Grammar Notes - Demonstratives

This, That, These, Those are called demonstratives and they are used to show the relative distance between the speaker and the noun.

Demonstrative Pronouns

We use this (singular) and these (plural) to refer to something that is here / near.
Examples:
We use that (singular) and those (plural) to refer to something that is there / far.
Examples:
Note that the verb changes (i.e. singular / plural) depending on the pronoun that you use.

You can also use Demonstrative Pronouns by themselves:

Demonstrative Adjectives

You can also use demonstratives before a noun. These are called demonstrative adjectives.

The Demonstrative Adjective needs to agree (= be the same form) as the noun.
Examples of demonstrative adjectives:
Summary - What is the difference between Demonstrative Adjectives and Demonstrative Pronouns?

Demonstrative Adjectives and Demonstrative Pronouns use the same words. The easiest way to know that difference is that Demonstrative Adjectives are always before a noun while Demonstrative Pronouns are before a verb or by themselves.

This book is old. (Demonstrative Adjective + Noun)

This is new. (Demonstrative Pronoun + Verb)

Did you like that? (Demonstrative Pronoun by itself)

Everything else is the same. For example, both Demonstrative Ajectives and Pronouns use the word THIS (singular) to talk about something that is close to you and the plural of THIS is THESE.

Present vs. Past

If an action is near in time we tend to use this / these.
If an action hasfinished or is in the past we use that / those.
Examples:

This is a good meal. (at the time of eating)

Those girls we met last night were silly. (an event that happened in the past).

This is

The expression this is is commonly used when you talk on the phone or you introduce people.
Examples:
Summary Chart

Next activities

Try our interactive games to practice this: This That These Those 1 and This That These Those 2.

If you found this English grammar guide about This That These Those useful, let others know about it:

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This That These Those - Demonstrative Pronouns Demonstrative Adjectives

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This, That, These, Those are called demonstratives and they are used to show the relative distance between the speaker and the noun. We use this (singular) and these (plural) to refer to something that is here / near. Examples: We use that (singular) and those (plural) to refer to something that is there / far.

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This, that, these, those. Aimed at teenagers.

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It's a few weeks before Christmas and Sophie is working in India. She's doing her Christmas shopping in a local market.

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This, that, these, those.

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We use (singular) and (plural) as pronouns:

- to talk about people or things near us:

This is a nice cup of tea.
Whose shoes are these?

- to introduce people:

This is Janet.
These are my friends, John and Michael.

WARNING:
We don't sayThese are John and Michael.
We say This is John and this is Michael.

- to introduce ourselves to begin a conversation on the phone:

Hello, this is David, Can I speak to Sally?

- to talk about things that are not near us:

What's that?
This is our house, and that's Rebecca's house over there.
Those are very expensive shoes.

- We also use that to refer back to something someone said or did:

We use and for people or things near us:

We have lived in this house for twenty years.
Have you read all ofthese books?

... and and for people or things that are not near us:

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We use (singular) and (plural) as pronouns: - to talk about people or things near us: This is a nice cup of tea. Whose shoes are these? - to introduce people: This is Janet. These are my friends, John and Michael. WARNING: We don't sayThese are John and Michael .