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In this padlet you will learn about the importance of financial planning and why you should have a "safety net" for your finances.

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Website Link #1 What you need to get started with financial planing

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Website Link #1 What you need to get started with financial planing

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http://www.getsmarteraboutmoney.ca/en/managing-your-money/planning/financial-planning/Pages/What-you-need-to-get-started.aspx#.WDoaC-YrI2w

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This link brings you to getsmartaboutmoney.ca, on this specific page they talk about what you need to get started with financial planning. This page is useful because it tells you everything you need to know before getting started, they tell you to figure out what you own, what you owe, what you earn and what you spend.

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Website Link #2 10 Reasons why financial planning is important

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Website Link #2 10 Reasons why financial planning is important

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https://www.blueshorefinancial.com/ToolsAdvice/Articles/FinancialPlanning/TenReasonsWhyFinancialPlanningIsImportant/
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Blue Shore Financial (CA) list 10 very specific reasons behind why everyone should plan financially. This is very helpful if you are not 100% sure if you should plan your finances or not. They talk about your income and how to manage that, cash flow and capital is discussed as well as 7 other important reasons as to why everyone should plan financially.

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Website Link #3 Build a successful savings plan

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Website Link #3 Build a successful savings plan

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https://www.cibc.com/en/personal-banking/advice-centre/starting-a-savings-plan/build-a-successful-savings-plan.html
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CIBC lists 5 tips on how to create and stay on track with your savings plan. They describe how important it is to figure out how much you can save, so that you put away the right amount each week/month and still have enough for other expenses. It is also important to have a goal and know what you are saving for, that will make it easier to save each paycheck.

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Below is an image of a simple yet effective 52 week savings plan.
This is the most simple way of putting money away for a specific purpose, this savings plan is good for a student or someone who is not very well versed in the financial world. It teaches a simple lesson in putting a small amount away can accumulate to bigger amount over time.

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This is an example of a budget plan, it takes into account income and expenses. Filling one of these out for your own finances is important to keep track of everything.

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This is another simple yet effective illustration about financial planning. The picture describes the ups and downs of finances, it takes into account income and expenses and hopefully you will find financial freedom in the future.

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https://www.youtube.com/watch?v=0dDdeJpPUOk
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The video above talks about the main ideas in creating a financial plan and why it is beneficial to have one. Lee Bennett, Senior Vice President with TD guides us through this 5 minute video. The video has very simple, helpful steps to guide you along the way. The illustrations are very easy to understand and the video moves along in a good pace to be able to follow along well.

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Video #2 3 Basic principles of personal finance 

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Video #2 3 Basic principles of personal finance 

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https://www.youtube.com/watch?v=IRVzqROJmR4
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This video may seem a bit outdated as it was posted in 2009, but it really is relevant still as the three points that are talked about are still very important and basic in understanding personal finance and budgeting. I like the point they make about making the money work for you, ensure that money you have will grow and is invested in the right places. If you can do that you will have that insurance safety net that is important to have in any situation, no matter if you have a family or live on your own.

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Video #3 Financial planning tips for post-secondary students 

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Video #3 Financial planning tips for post-secondary students 

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https://www.thestar.com/business/2015/08/06/financial-planning-tips-for-post-secondary-students.html
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This video relates to myself and all the other students at Durham College, the video is very helpful as well as informative in creating awareness for the fact that it isn't easy coming out of high school and having all kinds of expenses living on your own for the first time. It takes into account all expenses and incomes that a student has, it gives good tips for how to keep track of it all. It evens tells us about what not to do when it comes to financial planning and such. The main point the video makes is to be responsible for your actions and be careful when you no longer have as much of help from your parents.