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The fintech industry is providing some financial services which is making them a competitors to traditional banks

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all these 3 articles mentioned e-commerce and online platform offering new solution to payments

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the role and also the challenges of Bank facing in the use of Data Intelligence

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They are oriented to technology, data and e-commerce. So with the combination of these three elements, we are guided through how companies use these advantages to do business and pursue competitive advantages.

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These 3 articles talk about brand image, data collection, and fintech. Most importantly how to integrate those three elements into a single thing. 

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These 3 articles talk about brand image, data collection, and fintech. Most importantly how to integrate those three elements into a single thing. 

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We are entering new era of financial tools such as fintech, that offer alternatives to the traditional way of banking and purchasing goods.

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Today major players like Amazon, or Latin American Mercado libre are using fintech to bring financial inclusion but mainly to streamline and strengthen their product and serviceFintech and financial inclusion has been a big boon for third world countries and under performing communities as it has allowed them to access to these financial services. Traditional banking doesn’t reach to these communities.Financial sector is a big opportunity for AI driven product and it is just the beginning•	Ubiquitous and explicit solutions source- fintech solutions•	By providing everyone with suitable and appropriate financial services, inclusive digital activity can bring a new generation of data footprints•	Alternative data which is developing exponentially•	By providing everyone with suitable and appropriate financial services, inclusive digital activity can bring a new generation of data footprints•	Fintech companies have one leg lodged firmly in the financial system and the other building on data intelligence and polishing AI-driven tech solutions.•	BNPL( buy now , pay later)•	Reference data management strategy

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Today major players like Amazon, or Latin American Mercado libre are using fintech to bring financial inclusion but mainly to streamline and strengthen their product and serviceFintech and financial inclusion has been a big boon for third world countries and under performing communities as it has allowed them to access to these financial services. Traditional banking doesn’t reach to these communities.Financial sector is a big opportunity for AI driven product and it is just the beginning•	Ubiquitous and explicit solutions source- fintech solutions•	By providing everyone with suitable and appropriate financial services, inclusive digital activity can bring a new generation of data footprints•	Alternative data which is developing exponentially•	By providing everyone with suitable and appropriate financial services, inclusive digital activity can bring a new generation of data footprints•	Fintech companies have one leg lodged firmly in the financial system and the other building on data intelligence and polishing AI-driven tech solutions.•	BNPL( buy now , pay later)•	Reference data management strategy

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Mainly about fintechs and payment solutions and also based on Big Data find out more about behavior of the people

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Mainly about fintechs and payment solutions and also based on Big Data find out more about behavior of the people

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Fintech development (linking to personal data) around the world

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The process of the creation of a unity within online services and creation of ecosystems by companies. You need fewer and fewer agents (such as banks) to receive a service or a product

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The rise and growth of fintech and non-traditional banking services globally with greater reach in relation to different economic backgrounds and demographics.

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Diverse Financial offerings + the role of advanced technology /AI

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Diverse Financial offerings + the role of advanced technology /AI

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Increasing use of digital/tech financial services  (digital payments, credits transfers,...) provided by private companies and not national banks. Traditional banking’s power is slowly reducing over time while digital banking tech services is taking on market shares and gathering financial data on all its users (Amazon, Mercado Libre…)

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The papers all present examples of companies that offer their own financial and payment services as a sort of self-sufficiency while maintaining a competitive advantage in their industries and markets.

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Tech companies are using brand extension and big data to analyse their customers needs and offer tailored banking services

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All papers are discussing the need of finding alternatives to traditional banking by offering new services such as open banking or online banking to facilitate payments for users. These are developed as a support to e-commerce.

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The importance of online banking for the development of new activities such as e-commerce platforms, maketplaces, etc.

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All 3 articles cover the topic of fintech and e-payment solutions

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New financial tools and payment/banking services, with the exemples of MercadoLibre, Amazon and fintech in general.

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These three articles talk about fintech: these are new technologies in the financial sectors. It appears that most of the biggest e-commerce website and shops are trying to implement new ways of paying, to make it easier and faster for the consumers. For example, Amazon has the “Just walk out” technology, where customers don’t directly pay the products they just took. Mercado Pago also uses this kind of payment methods. We talk about “buy now, pay later”. Big data, added to analytics, create useful insights for companies, which are also called financial footprint.

I think it is used to remove psychological barrier to their customers, to make them consume more. As a consumer, it could be easy to think that if you don’t have to pay now, or at least not in the way you are used to do (with a credit card for example), it is for free!

However, it is not that simple to implement, because people have to trust in your system. It seems that because of (or thanks to) the COVID-19 crisis, things have been moving faster and the opportunity for fintech is growing.

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fintech and online e-services are replacing the need for traditional banks