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Controlling costs
Manage money to fund purchases
Avoid bankruptcy

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avoid legal action or repossession

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savings can be used to fund purchases or be available to pay for unexpected expenses 

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savings can be used to fund purchases or be available to pay for unexpected expenses 

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Having a good credit rating means you will be bale to borrow money to fund large purchases

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no pension- lack of money to live off when you are older if you didn't save when you were younger

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no pension- lack of money to live off when you are older if you didn't save when you were younger

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Not having any money for things you need

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Not having any money for things you need

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so you don't spend to much

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poor credit rating, which affects your ability to borrow money 

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poor credit rating, which affects your ability to borrow money 

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money left over for luxury items such as holidays 

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money left over for luxury items such as holidays 

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not able to save for future

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organised your spending and helps you save money 

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organised your spending and helps you save money 

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Getting into debt because you can not pay bills

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to make sure you save money and not spending it

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a good credit rating can make it easier to borrow money

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you will end up going bankrupt

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planning means you may have savings which you could use to pay for unexpected expenses

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repossession could occur meaning that if you are unable to pay up bailiffs can come and take away your possession

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repossession could occur meaning that if you are unable to pay up bailiffs can come and take away your possession

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will be able to save money for the future as you will need money to spend it on important things

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will be able to save money for the future as you will need money to spend it on important things

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you will not be able to keep track of the money coming out of your bank

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you will not be able to keep track of the money coming out of your bank