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The grace period begins when you make a new purchase and ends on the due date on which you must pay the monthly payment on that purchase

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Some other fees include
-a $2 fee for a cash advance in Canada
-$4 fee for for a cash advance outside of Canada
-$25 fee for a bounced check
-$2 fee for an extra copy of your monthly statement
-$20 fee for going over your credit limit

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The credit limit is $5,000

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There is a minimum monthly payment however, it depends if you have an outstanding balance on your statement. For example, if you owe $200 or less, your monthly payment will be $10.

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It depends on the annual fee. For the silver credit card for MasterCard, there are no annual fees. However, if you want a silver card with a low interest rate, there is a $15 annual fee

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The APR does not increase over time

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The introductory APR is 18% for purchases, 20% for cash advances, and 4.90% for balance transfers