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John D. Spreckels was born on August 16th, 1853 in Charleston, South Carolina. He began working in the sugar business with his father in 1872 in California and later established his own enterprise in 1880. He founded his own real estate empire in San Diego in the late 19th and early 20th centuries. His other business ventures included the San Diego Railway, Arizona Railway, and the Hotel del Coronado. He is known as one of America's few great Empire Builders.

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Charles M. Schwab was born on February 18th, 1862 in Williamsburg, Pennsylvania. He first began his career working for Andrew Carnegie as a stake-driver, and later was promoted to the superintendent of Homestead Works in 1886. He later was even further promoted to general superintendent of the Edgar Thomson Steel Works in 1889. Schwab left the U.S. Steel Company in 1903 to run the Bethlehem Shipbuilding and Steel Company in Bethlehem, Pennsylvania. The company came to be the largest independent steel producer in the world.

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Henry Clay Frick was born on December 19th, 1849 in West Overton, Pennsylvania. Frick was an American industrialist, union-buster, art patron, and financier. He is known to have founded the H.C. Frick & Company coke (fuel) manufacturing company. He was chairman of the Carnegie Steel Company and owned real estate holdings in Pittsburgh. Later in his life he built the Frick Mansion (a historical landmark in Manhattan) and donated all of his paintings and furniture to the Frick Collection and art museum.

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James Buchanan Duke was born on December 23rd, 1856 in Durham, North Carolina. In 1885, he acquired a license to use the first automated cigarette making machine and by 1890, supplied 40% of the American cigarette market. His own robber baron tactics led to the Black Patch Tobacco Wars in 1906-1908. In 1911, the U.S. Supreme Court divided the American Tobacco Company's monopoly into several smaller enterprises. In December of 1924, he established the Duke Endowment, a $40 million trust fund, which was to go to Trinity College. The college was then renamed Duke University in honor of his father.

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Daniel Drew was born on July 29th, 1797 in Carmel, New York. He was an American businessman, railroad developer, steamship developer, and financier. He entered the steamboat business in 1834, and purchased a share of a boat on the Hudson River. He also began to speculate in stocks around this time. He founded the brokerage firm of Drew, Robinson & Company in 1844. Though, by 1876, he filed for bankruptcy with debts exceeding a million dollars. He died in 1879, dependent on his own son for financial support.