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you pay on time

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good credit means you pay on time so you have a good credit score

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if you don't have good credit, it could
be hard to get a loan.

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A good credit score is 70 or above

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APR can change based on the economy

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credit score effects what banks think of you???

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credit scores come in many forms and vary by provider, and you might be surprised by how many credit scores you have, each with its own criteria and associated costs to you. It's worth understanding the main players and connected relationships at play when it comes to credit scores.

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If you don't have good credit you're screwed

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it can be good or bad

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credit is not cash or a cash substitute.

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Yee

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Good Credit means you are smart with your credit and money

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Bad credit can negatively effect your chances of getting a house, or car.

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Approximately 15% of a credit score may be based upon length of credit history. A credit score can be positively impacted the longer that accounts have been open, especially if they are with one financial institution.

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good credit depends if you pay more than due