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Financial aid helps students and their families pay for college. This financial assistance covers educational expenses including tuition , room and board, books and supplies, and transportation.

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Grants and scholarships; are often called “gift aid” because they are free money—financial aid that doesn't have to be repaid. Grants are often need-based , while scholarships are usually merit-based .
Merit Awards Loans; based on academic achievements or demonstrated talent in athletics, arts, music and other special interests.
Student Employment programs; provides part-time employment while you are enrolled in school.

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FAFSA is a free online application for financial aid eligibility for college. It’s used by schools to put together your federal student aid package. This package can include grants, work-study, federal student loans, and even state and school financial aid.

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Merit-based; This type of college aid is usually awarded for a student's academic achievements in high school, as well as for special talents and unique traits, such as musical or athletic skills.

Need-based; free money that you don't have to pay back, and money awarded to students based on financial circumstances or need.

Gift aid; Students typically receive gift aid based on financial need, academic achievement, or for other skills and talents.

Self-help aid; money awarded to students that must be paid back, or requires something in return, such as volunteer hours or a certain number of work hours.

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?The financial aid staff starts by deciding upon your cost of attendance (COA) at that school. They then consider your Expected Family Contribution (EFC). They subtract your EFC from your COA to determine the amount of your financial need and therefore how much need-based aid you can get.

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Websites that I got my information from:

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Websites that I got my information from:

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* http://www.cfnc.org
*https://www.nysfaaa.org/docs/student_family/what_is_finaid.htm
* https://studentaid.ed.gov/types
*https://www.edvisors.com/fafsa/eligibility/