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5/20

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3/4 Wells Fargo incorrect

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5/20

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5/20

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4/4

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8/8

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8/8

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4/4

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10/20

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1) One Pro: no fees
2) One Con: 2.90% APY under 100,000 and 2.95% over 100,000
3) Minimum Balance: none
4) Fee: none
5) Interest Rates (APY):2.90% APY under 100,000 and 2.95%

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1) One Pro: provide higher rates
2) One Con: a lot of money for bigger APY
3) Minimum Balance: 2,500$
4) Fee: none
5) Interest Rates (APY): 1.700%

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1) One Pro: no fees
2) One Con: penalty to take money out ealry
3) Minimum Balance: none
4) Fee: 2,500$
5) Interest Rates (APY): 4.00% and increase in time

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FDIC and the Delaware State Bank Commissioner

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0/15

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1) One Pro:  no fees
2) One Con: long process
3) Minimum Balance: none
4) Fee: none
5) Interest Rates (APY):3.00%

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has more than 60,000 no-fee ATMs, One Physical Branch

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1147 E South St, Long Beach, CA 90805
+17142616825

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Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, etc. Discover Card is the third largest credit card brand in the United States, nearly 50 million cardholders. Discover is currently headquartered in the Chicago suburb of Riverwoods, Illinois.

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1) One Pro: No. Fees. Period.
2) One Con: purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards.
3) Minimum Balance:no minimum balance requirement.
4) Overdraft Fee: None
5) Interest Rates (APY): 3.00% ~4.00%
AP

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None

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1) One Pro: High interest
2) One Con: Minimum deposit is 1k
3) Minimum Balance: 1,000
4) Fee: 90 days or more of the amount of money earn in those days
5) Interest Rates (APY): 4.25%

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The National Credit Union Administration (NCUA)

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Bank Type: Bank of america
Reason: it seems to be a very convenient thing. It would make getting my money easier as they are also everywhere. Need money go to my local bank.

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1) One Pro: .0.25% APY
2) One Con: fees
3) Minimum Balance: 5$
4) Fee: 35$
5) Interest Rates (APY): 0.25%

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350 branches worldwide, 30,000+ ATMs throughout the U.S. and Canada

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4201 McGowen St Ste 270, Long Beach, CA 90808
+18888426328

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Navy Federal Credit Union (or Navy Federal) is a global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA).

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1) One Pro: no monthly service fee
2) One Con: Minimum overdrawn balance required to trigger a fee
3) Minimum Balance: none
4) Overdraft Fee: Minimum overdrawn balance required to trigger a fee

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1) One Pro: pay higher interest rates
2) One Con: 2,500$ minimum deposit opening
3) Minimum Balance: 2,500$
4) Fee: no fees
5) Interest Rates (APY): 0.30%

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FDIC

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Bank Type: Bank of America
Reason: I Don't want to choose a different bank but also because it'd be the same bank where I have both my everyday spending and my emergency spending.

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1) One Pro: optional overdraft option
2) One Con:300$ minimum daily balance
3) Minimum Balance: 25$
4) Fee: 5$ monthly fee
5) Interest Rates (APY): 0.01%

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5,200 branches, more than 12,000 ATM locations.

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4411 E Pacific Coast Hwy, Long Beach, CA 90804
+15627352510

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Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California; operational headquarters in Manhattan;[4] and managerial offices throughout the United States and internationally.

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1) One Pro: write checks
2) One Con: must be 17 or older
3) Minimum Balance: no minimun balance
4) Overdraft Fee: offers 35$
5) Interest Rates (APY): none

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1) One Pro: Earn higher interest
2) One Con: No additional deposits until maturity
3) Minimum Balance: $10,000
4) Fee: Early withdrawal penalty applies
5) Interest Rates (APY): 0.05–2.50%

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FDIC

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Bank Type: Discover
Reason: Because of the interest rate and because it's online where I can easily see my money on it.

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1) One Pro: Personalized planning
2) One Con: $10 fee applies for each withdrawal or transfer exceeding 6 in a monthly statement cycle.
3) Minimum Balance: Required $100 to open it up; Maintain a minimum daily balance of at least $500 to avoid $8 maintenance fee
4) Fee: $8 Monthly Maintenance fee
5) Interest Rates (APY): 0.01%

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Money market is not offered

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More than 4,000 branches
16,000 ATMs

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15919 Paramount Blvd, Paramount, CA 90723
(562) 663-0511

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The Bank of America Corporation (often abbreviated BofA or BoA) is an American multinational investment bank and financial services holding company headquartered at the Bank of America Corporate Center in Charlotte, North Carolina.

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1) One Pro: No monthly maintenance fee for Students under 25
2) One Con: No paper check writing available
3) Minimum Balance: Minimum balance to open $25.00
4) Overdraft Fee: No overdraft fees
5) Interest Rates (APY): None