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Employment First is a national initiative that promotes competitive employment in an integrated setting at minimum wage or higher, as this is the preferred outcome for people who have disabilities. Arizona is championing this initiative by implementing its common vision in this state.

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Arizona Employment First | Arizona Employment First

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A STABLE account is an investment account available to eligible individuals living with disabilities. STABLE accounts allow you to save and invest money without losing eligibility for certain public benefits programs

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Offering ABLE Accounts to Arizonans with disabilities

Tax-free savings plan for disability-related expenses

Save and invest without losing federal needs-based benefits

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Tax-Free Earnings

Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses.

Financial Benefits Not Affected

Balances and distributions do not affect federal needs-based financial aid such as Medicaid or SSI.
Subject to some limitations

The STABLE Visa Card

Participants can request their own STABLE Visa® Prepaid Card that can be used to spend money on qualified expenses.

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MAKE EASY DEPOSITS ONLINE

Contribute up to $15,000 per year. If employed, you may be able to contribute up to an additional $12,760 of income.

DIVERSE CHOICES

Choose from among five different investment options, including four mutual fund based investments and one FDIC-insured savings option.

FLEXIBLE CHANGES

Freedom to change your investment options twice every calendar year

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Use the money in your account to pay for any expense related to your disability - not just medical expenses. Examples of things you can use your STABLE Account for:

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If you can't find what you're looking for or need assistance, we can help! Visit the AZ ABLE Frequently Asked Questions page or contact us below.

STABLE Accounts are not guaranteed or insured by any state, any state agency or subdivision thereof, or their authorized agents or affiliates. You could lose money by investing in a STABLE Account. Consider investment objectives, risks, charges and expenses before investing. Before you open an account, you should carefully read and understand the STABLE Account Plan Disclosure Statement and Participation Agreement. AZ ABLE is offered through a partnership with the Ohio Treasurer's Office, the administrator of the STABLE Account Plan.

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Offering ABLE Accounts to Arizonans with disabilities Tax-free savings plan for disability-related expenses Save and invest without losing federal needs-based benefits Audio Audio Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses. Balances and distributions do not affect federal needs-based financial aid such as Medicaid or SSI.

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Ability360 - Center for Independent Living

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Ability360 - Center for Independent Living

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Sometimes it can be difficult to choose from the many services offered at Ability360. Our Information and Referral Program Coordinator is available to chat and help in getting you connected with the right services at Ability360 or provide you with additional community resources.

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Ability360 continues a 35-year tradition offering and promoting programs to empower people with all disabilities to take personal responsibility so that they may achieve or continue independent lifestyles within the community. The independent living philosophy states that people with disabilities should have the same civil rights, options, and control over choices in their own lives as do people without disabilities.

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College Guide for Students with Disabilities

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College Guide for Students with Disabilities

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Find new link or download PDF

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Parent Information Network

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To make transitions into adult life successful, young adults with disabilities and special health needs must be prepared and knowledgeable. Individuals and families need information and supports to make effective decisions when facing issues such as adjusting to a new home environment, meeting new work and school challenges, selecting a doctor, and coordinating medical insurance.