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this image clearly shows what happens when you do not watch what you are spending your money on when using credit card si know for one that i have been in this position two or three times where i spent a little to much and needed to think about how i was going to solve the problem.

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this phot shows that if you are applying for a credit card or another credit card to talk to the right people so you can figure out if its the right thing to do or if its the right credit card to go for. but it also shows that if you are in any financial debts to talk to the right people to figure out what your best option is to go about fixing your debt.

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this picture shows that sometime the best thing to do when you are in a bad financial times is to cut up your credit cards so you can not use them and in todays day its a little harder because you can add the credit card numbers to your phone for apple pay and other ways of electronically paying.

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this website that we picked helps talk about the bare facts of the advantages and disadvantages of credit cards. this website can list the bare facts to help you think about if its a good or bad idea to get a credit card. itll help to figure out if you are in a good financial state to apply for a credit card and if the credit card is good for your life style

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The main disadvantage to credit card usage is its cost to you in interest and fees. Wise use of credit means understanding those costs and acting accordingly. Keep track of your spending to ensure that you can repay your credit card bill in full when it comes due each month.

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now this web site takes a little turn and talks about credit cards that are offered by store such as PC financial and canadian tire master card. these types of credit cards are great for families becuase when buying day to day items like food, gas, and clothes. these point will add up and help with bigger purchases and or items that you can not afford you can use points for.

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Credit cards are a lucrative industry, so it should come as no surprise retailers are looking to cash in. Consumers have plenty of choices when it comes to credit cards: standard credit cards, premium credit cards and store credit cards, to name a few.

Retailers often set up kiosks to conveniently sign up for a store credit card while you're shopping. Sometimes you even receive a discount on your very next purchase - what's not to love? While store credit cards can be a great way to earn discounts at your favourite stores, they have among the highest interest rates on the market.
1. Retailer Discounts
Most retailers like to promote their credit cards as a great way to save money. You'll often receive discounts or earn double the reward points when you shop at specific stores. While everyone loves saving money, just make sure you don't overindulge and go on a spending spree.
2. Balance Transfers
To encourage you to sign up, many store credit cards offer the option of transferring your outstanding credit card balance at ridiculous low rates. Paying 1 or 2 percent interest beats the heck out of paying 18.99 or 19.99 percent that most credit cards charge! Before you agree to a balance transfer, find out if there's a fee. Also keep in mind that regular purchases almost never qualify for the low interest rate.
1. High Interest Rates
If you thought standard and premium credit card interest rates were high, you haven't seen anything until you sign up for a store credit card. Many store credit cards charge upwards of 25 percent interest - that makes the 19.99 per cent most credit card seem like a bargain! If you regularly carry a balance on your credit card, you should stay clear of store credit cards.
2. Low Credit Limits
If you're looking for a high credit limit, you better look elsewhere. Store credit cards often have a lower credit limit than other credit cards. If you carry a balance, this can have a negative impact on your credit score. For example, if your credit limit is $2,000 and you're carrying a $2,000 balance, your credit utilization will be 100 percent, which could negatively impact your credit score.
3. Credit Score
Speaking of your credit score, credit cards can be a great way for young adults to build a credit history, as long as they're used responsibly. That means paying off your balance in full each month. If your main reason for a credit card is to build a credit score, there are better ways. That's because store credit cards carry less of a weighing on your credit score. Although this can be a good thing if you're carrying a balance, it's not a good thing if you want to build a solid credit history.

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Store Credit Cards: the Advantages and Disadvantages - Rates.ca

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Credit cards are a lucrative industry, so it should come as no surprise retailers are looking to cash in. Consumers have plenty of choices when it comes to credit cards: standard credit cards, premium credit cards and store credit cards, to name a few. Retailers often set up kiosks to conveniently sign up for a ...

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well this website here caught my eye. this website points out a lot of reasons why credit cards are so popular in todays day to day life. such as being and easy way to pay and keep track of your expenses when you are un sure it you can afford something. but dont be fooled it still points out what is bad about credit cards and how fast you can fly into debt when using a credit card for day to day purchases.

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CCL-CCA - Canadian Community on Learning

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Literacy and essential skills are still a problem for 15% of Canada's population who find it hard to work with computers or make calculations. The adult learning initiatives help them to recognize, comprehend, analyze, compute information and communicate effectively. It is important to their success and enriches the communities increasing their productivity and wellbeing.

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in this video you will learn the pros and cons in more detail about credit cards. there are many opinions on wether credit cards are good or bad or if they just dont matter. this video will help you think twice before signing your life away to a credit card company. this video will point out what i think ar e some good point to look at and consider when shopping around for the right credit card

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Group assignment for UCM60302U2 Financial Planning. Lecturer: Ms Natrah Summary: In this video, we explain what is a credit card and who can use credit card. We also discussed about advantage and disadvantage of the credit card usage. Students: Irenny Michelle Nurul 'Aainaa Nur Amalina Nurul Farhanah Nurul Shahida

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in this video you will be able to get a better understanding of the advantages in having a credit card. some advantages of having a good credit card is that if it is from a store they may have offers like points you can put towards grocieries and clothes or house hold items which helps when trying to save and build a credit. a credit card is also a good way to prove to the bank or store that you are responsible about how you handle your finances.

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Benefits of Your Credit Card brought to you by LendUp

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in this video you can see the advantages and dissadvantages of having and using a credit card. using a credit card is easy and convenient and easy then trying to find a atm or bank to get cash but if not watch carfully you may use it carelessly and spend more then you can pay off witch can lead to more debt or missed payments which can badly effect your credit score which in retern makes it hard to get loans or mortgages for a family home.

https://www.youtube.com/watch?v=3pJs2cf8YfI

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Advantages & Disadvantages Of Credit Cards

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advantages and disadvantages of having a credit card

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Uploaded by Stella Browne on 2015-09-08.

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My padlet is dedicated to informing families about the advantages and disadvantages of having credit cards. While viewing this content you will learn about the advantages families can experience with the use of credit cards but also the disadvantages. There will be some videos, images, and websites for you to scroll through.

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Credit Cards: The Advantages and disadvantages to families. 

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Credit Cards: The Advantages and disadvantages to families. 

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By: George Ogston & Quinten J