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1)banking,bill payment,insurance, investment
2) technology-application from apps store
And browser
develope -Innochallenge programme

3)view account balance, make fund transfers, performs prepaid reload,create instant TAC, pay bill, currency converter

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WePay is an online payment service provider in the United States. The company provides a payment API to platform businesses such as crowd funding sites, cmarketplaces and small business softwaress

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What technology can change financial industry and financial thinking?

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What technology can change financial industry and financial thinking?

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Investment on innovation, reimagine the whole the business model, build momentum, fail fast and learn from their mistakes.

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How to apply technology to financial industry?

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How to apply technology to financial industry?

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WePay develops an app for the convenience of its users.

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The company detects fraud using social data connections and machine learning algorithms.

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Founded in 2011, TransferWise targeted one of the biggest pains faced by the modern day banking consumer - overpriced international money transfers. It claims to help their customers to save up to €22 million of hidden charges for overseas money transfer. On top of a great digital product design and amazing transparency with their business model, as all charges are displayed, any charges to rates are communicated and showed to the customers immediately. Every couple of weeks, changes can be seen made by developers to their platform, optimizing their application's performance to ensure customers' user experience.

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LoopPay is the world’s first mobile wallet solution that allows consumers to pay with their mobile devices at most places and leave their wallets at home. The LoopPay solution consists of two parts: the LoopPay App and a LoopPay device. The App manages and securely stores all payment cards including credit, debit, loyalty, and gift cards on the device. Currently, we offer the LoopPay Card, CardCase, and a stand-alone Case for iPhone 5/5s, 6, and 6 Plus.

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Logo

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CIMB

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CT group

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LoopPay

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What financial industry did?
This company provides global commerce tools people need to build businesses, accept payments, and enable commerce for their users.
They also cooperate with Bigcommerce, Woocommerce, 3D cart and Paypal.

What technology do we have and will we develop?
This company was first born in Chicago in 2007, the initial payment platform was launched in
2010, then brought Venmo into fold to empower next generation payments .In 2015, they merged with PayPal in authorized payments.Growing through 2016,they have official buy button through PayPal Commerce.

How to apply technology to financial industry?
It provides simple way for customers to accept payments or purchase goods from almost anywhere via online or mobile app.

What technology can change financial industry and financial thinking?
For each customer,
first 50k in card processing is fee-free, after that it's 2.9%+$ .30 for most transactions.Providers and recurring billing services can make braintree easier for their merchant customers to accept credit cards, debit cards and paypal payment.

What cannot be substituted in this fin-tech trend?
Older generation do not know how to use internet banking, and there are also lack of knowledge among some citizens when dealing with fintech. They find this untrustworthy and reluctant to expose their personal information.

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PayPal Holdings, Inc. is an American company operating a worldwide online payments system. Online money transfers serve as electronic alternatives to traditional paper methods like checks and money orders. PayPal is one of the world's largest Internet payment companies. The company operates as a payment processor for online vendors, auction sites and other commercial users, for which it charges a fee.

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Braintree

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Braintree

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CT

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Brand3

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We chose

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Hahahaha