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The Koyal Group Private Training Services
Private Investigation Career Advice

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The Koyal Group Private Training Services
Private Investigation Career Advice

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If you are wondering how to become a private investigator, below are tips and advice on training for and beginning careers within the legal profession, as well as law job prospects in the UK.

The Job Description

Private investigators carry out undercover enquiries for their clients (solicitors, insurance companies, councils, private companies and individuals).

As a private investigator, you would ask questions and analyse information to carry out background research. Your work could also include:

- surveillance

- fraud investigation

- missing persons enquiries

- investigating insurance claims

- presenting legal documents (process serving)

- investigating commercial piracy

- personnel vetting.

You would typically work alone as a self-employed or freelance investigator. You would use a computer to process detailed reports and maintain your own accounts.

Person Specification

The key personal attributes of good private investigator include:

- strong communication skills, both spoken and written

- excellent observational skills

- strong analytical skills

- the self-confidence to present information in court

- basic computer skills and a knowledge of the law

- honesty and integrity

- the ability to work independently

- a logical approach to your work

- a good level of physical fitness

- patience and perseverance.

How to become a private investigator

You do not need to have formal qualifications to start work as a private investigator. However, a good general education and experience in a security related field would be helpful. Business skills are also important because most opportunities in this area involve working as a freelance or self-employed investigator.

The Academy of Professional Investigation (API) runs a BTEC Level 3 Advanced Diploma in Private Investigation, which can be used as a first step into this career. With this qualification you may have an advantage when looking for work experience or paid work with an agency.

The Association of British Investigators (ABI) has details of local private investigators you could contact about gaining experience. The ABI also produces the Process Servers Guide – knowledge of this could increase your chances of finding work presenting and serving legal documents.

The Private Security Industry Act 2001, outlines a system for regulating the sector, which includes private investigators. The Security Industry Authority (SIA) is working towards publishing full details of their plans to license private investigators. Check the SIA website (in Further Information) for details.

A driving licence is usually essential for this work.

The Koyal Group Private Training Services designs its online and on-site training to your particular needs, providing information you can apply while in training in order to reinforce the efficiency of that information. Our coursework qualifies state standards both for fraud and continuing-education upgrade. Our programs are adaptable and can be presented in various formats to address industry requirements and standards. Please visit and check our course listings.

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Investigative Training at Koyal Group: Labour calls for new cyber-crime powers

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Investigative Training at Koyal Group: Labour calls for new cyber-crime powers

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Eandt.Theiet.org

Labour wants new powers that allow security services to crack down on cyber-crimes, but only with extra checks on how sensitive data is used.

A 30 per cent hike in recorded online fraud is just the "tip of the iceberg", shadow home secretary Yvette Cooper will warn, but fears about abuse of information by British intelligence agency GCHQ in the wake of leaks by ex-US security contractor Edward Snowden means new safeguards are needed to protect privacy.

Last year controversial plans by Home Secretary Theresa May to enable the police and security services to track emails and other online communications under what was labelled a "snooper's charter" were blocked by the Liberal Democrats.

Cooper will warn the government it must not "bury its head in the sand" as she calls for reforms to keep up with the ever-changing cyber world, saying much stricter controls over access to private data must be introduced to give the public confidence amid fears about the way information can currently be accessed and used.

Today, in a speech in central London to the Demos think tank, Cooper will call for a new national strategy for tackling online fraud, tougher action to tackle online child pornography and an overhaul of parliament's Intelligence and Security Committee, which keeps a check on the work of the intelligence agencies.

She is expected to say: "In the face of growing online crime and abuse, and the use of online communications by criminals and extremists, the police, intelligence and security agencies need to be able to operate more effectively in this digital world. But for them to do so, we also need stronger safeguards and limits to protect our privacy and sustain confidence in their vital work.

"The oversight and legal frameworks are now out of date. That means we need major reforms to oversight and a thorough review of the legal framework to keep up with changing technology. And there are difficult wider challenges about privacy, data and the private sector, and how we protect British citizens' interests in a global Internet where everyone follows different rules.

"Above all we need the government to engage in a serious public debate about these new challenges and the reforms that are needed. Online communication and technology is forcing us to think again about our traditional frameworks for balancing privacy and safety, liberty and security.

“The government can't keep burying its head in the sand and hoping these issues will go away – they are too important for that, for our liberty, our security, the growth of our economy and the health of our democracy."

Cooper will highlight the growth in online child abuse as one of the most disturbing developments.  Last year the Child Exploitation and Online Protection Agency received 18,887 reports of child abuse – an increase of 14 per cent on the year.

But according to Christian Berg, CEO of NetClean, a company that works with police, Internet service providers and private companies to prevent the exchange of child sexual abuse material, tough words are not enough to tackle the problem.

“Today’s cyber criminals are becoming more sophisticated and their crimes are more complex to investigate,” he said. “The widespread use of smartphones and digital cameras means that police must process a mass of visual evidence as well as written or numerical data. Existing forensic tools aren’t designed to deal with this.

"Police and intelligence services can’t act tougher without the right tools to help them do so. Cyber crime investigations today require police to process terabytes of data comprising millions of individual files. They can't do this effectively with manpower alone.

“It’s definitely possible to take a tougher approach without infringing on privacy. Illegal content can be identified without either a human or a computer having to ‘look’ at it.

“Every image or video leaves a digital fingerprint behind, and by tracking those that are known to be illegal police can spot new occurrences without searching through other content. We’ve got to be smart to tackle cyber crime – talking tough won’t cut it."

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The Koyal Training Group, How to pay off multiple
credit cards

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The Koyal Training Group, How to pay off multiple
credit cards

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Dear Liz: I'm confused about paying down credit card debt. Some say to pay the lowest-balance cards first and others say the highest balance or the one with the highest interest. I have almost $16,000 on credit cards ranging from a $4,930 balance on a card with an 8.24% interest rate to $660 on a card with an 18% rate.

Answer: Actually, the first question you should ask is "How much credit card debt do I have compared to my income?" If your balances equal half or more of your annual earnings, you may not be able to pay it all off. You should make appointments with a legitimate credit counselor (such as one affiliated with the National Foundation for Credit Counseling at http://www.nfcc.org) and a bankruptcy attorney (referrals from the National Assn. of Consumer Bankruptcy Attorneys at http://www.nacba.org).

If your situation isn't that dire, the fastest way out of debt is to pay the minimums on your lower-rate cards and send as much money as possible to your highest-rate card. Once that's paid off, concentrate on paying off the next-highest-rate card, and so on. Some people instead like to target balances from smallest to largest to get a quicker feeling of victory, but you typically pay more in interest with that approach.

Ranking credit card firms

Dear Liz: My wife and I have had our bank's airline cards a long time, but we want to change because it's become almost impossible to cash in the miles. What I don't see in various card-comparison articles are ratings of the card issuers for customer service and fraud protection. Our bank has been quite good at both, but what about the other issuers?

Answer: People are often unduly impressed when their credit card issuers contact them frequently about possibly fraudulent charges. The issuers are the only ones at risk in these situations, since under "zero liability" policies you can't be held responsible for bogus charges. Also, if their software were better, they might do a better job of separating legitimate from fraudulent transactions and have to bother you less.

In any case, it's tough to tell as a customer how good the issuer's fraud prevention measures are. So perhaps a better metric to use is customer service, and J.D. Power publishes an annual credit card satisfaction study that tries to gauge six factors: interaction; credit card terms; billing and payment; rewards; benefits and services; and problem resolution. American Express has ranked at the top of the survey every year since it started seven years ago. Discover ranked second for 2013 and Chase ranked third.

Who doesn't offer a 401(k) match?

Dear Liz: As a CPA financial advisor to individuals and small businesses, I devour your column. It's almost always spot on. But the first sentence of your advice to the person whose 401(k) doesn't offer a match — "start looking for a better job" — was not, and you missed an opportunity to educate your readers in how to compare job compensation.

FAIR CLAIMS TRAINING

I encourage my small-business and wage-earning clients to adopt a "total compensation" view to evaluate labor costs and to talk wages with their employees or employers. Employer A offering $100,000 might be better, worse or equal to Employer B offering $70,000 plus retirement plan match and, more importantly, employer-subsidized family health insurance. Besides the intangible factor of job satisfaction, one just doesn't know which employer's total financial compensation is "better" without crunching the numbers before and after tax. The two companies might be different only in philosophy of how compensation is paid, not better or worse.

Answer: Some jobs come with pensions or pay so good that the lack of a company 401(k) match is all but irrelevant. It's safe to say those jobs are not in the majority. The median full-time wage at the end of last year was under $44,000, which means half of all workers earned less. Given stagnant incomes and rising costs, many workers have a tough time saving, so the extra help provided by a company match can make a world of difference in their ability to achieve a comfortable retirement.

Identity theft is a nightmare that can ruin lives

Nine out of 10 employers that have a 401(k) offer a match, according to PlanSponsor.com, so plans that don't are definitely outliers. The most common match is now 100%, or one dollar for each dollar contributed, up to 6% of the worker's salary, according to the most recent Aon Hewitt study. Nineteen percent of the employers surveyed offered this match, up from 10% in 2011. The most common match used to be 50 cents for each dollar contributed up to 6% of salary.

Clearly, more employers are getting the message that good company matches are an excellent way to signal that they care about their employees' futures.

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Koyal Private Training Group på Cyber forsikring 

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Koyal Private Training Group på Cyber forsikring 

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Som selskaper akseptere at det er en veldig reell fare for sine sikkerhetsinfrastruktur blir brutt, tildeling av IT-sikkerhet bruker er sette å endre, flytte fra forebygging fokus å innlemme gjenkjenning og svar. Med denne endringen i budsjett tildeling, er cyber forsikringer klar til å bli et effektivt verktøy i å håndtere stiger det sikkerhet kostnader.

IT-sikkerhet bruker har tradisjonelt vært fokusert på forebygging, med de fleste bedrifter bruker så mye som 80% av sikkerhet budsjettet på forebyggende verktøy. Gjenkjenning og svar, samtidig som vanlige funksjonene på et budsjett, har vanligvis bare mottatt liten skiver av kaken, snitt på rundt 15% og 5% av samlede budsjettet bruke henholdsvis.

Som sørafrikanske fortsetter å se en økning i antall cyber-angrep, begynner de å realisere og erkjenner at tradisjonell signaturbasert forebyggende tiltak er vanligvis feilbarlig. Akseptere at et brudd kan oppstå resulterer i økt fokus blir plassert på gjenkjenning og svar evner, er målet som å redusere tiden det tar å identifisere og reagere på et sikkerhetsbrudd. Dette skiftet i fokus er også tydelig i de nye løsningene blir undersøkt og utgitt av sikkerhetsleverandørene. "Dette er spennende tider – som big data konseptet fortsetter å modne, jeg tror sikkerhet og hendelsesovervåking vil bli revolusjonert, kombinere uensartede datakilder for utlede sammenheng og kjøre ned de tradisjonelle leveringstid har vi sett for å identifisere brudd, sier CyGeist MD, Natalie van de Coolwijk.

Siste tallene viser gjennomsnitt nesten 200 dager for selskaper å oppdage brudd, godt over halvparten av firmaene blir varslet om brudd av en ekstern part. "Når introdusert, POPI krever obligatorisk brudd rapportering og varsel til berørte parter. Selskapene må identifisere og svare brudd raskt og effektivt for å beskytte deres omdømme. Rapportering 200 dager gamle brudd er aldri kommer til å bli lett,"advarer Van de Coolwijk.

Det er forventet at i nær framtid, endringen i fokus vil bli gjentatt i IT sikkerhet budsjetter, som vil bli mer eller mindre like delt mellom forhindrer, oppdagelsen og svar. Dette trekket mot "regelen for tredjedeler" kunne se økende presset plassert på allerede strukket det sikkerhet budsjetter, som bedriftene ønsker å forbedre sine gjenkjenning og svar evner, mens ikke deres forebyggende tiltak slip. Til tross for fortsatt en relativt ny produkttilbud i det sørafrikanske markedet, har cyber forsikringer vært tilgjengelig i utlandet for en rekke år, særlig i USA hvor premie volumer er over $1 milliard per år og voksende. "Dekning for svaret kostnader og veiledning om tiltak i tilfelle en hendelse har vært de mest attraktive funksjonene for klienter i allerede etablerte forsikring markeder som USA, og vi tror cyber forsikringspoliser vil også ha enorm verdi å tilby sørafrikanske selskaper, sier Van de Coolwijk.

Kjøp av cyber forsikringsdekning kan risikoen for svaret omkostningene skal overføres til forsikringsgiveren dermed lettere det sikkerhet budsjett press og aktivere forsikringstaker å fokusere på forebygging og gjenkjenning. Van de Coolwijk understreker at "det er betydelig fordel i å gjøre bruk av erfarne eksperter når du svarer på en hendelse", og "effektiviteten av svaret kan være avgjørende å redusere den potensielle virkningen av en hendelse".

Svar funksjonene krever spesialisert kompetanse som er slipt av håndtere hendelser på regelmessig basis. For mange organisasjoner er det bare ikke mulig å beholde slike ressurser på lønningslisten for hendelser som forhåpentligvis ikke en hyppigere. Assurandører legge ytterligere verdi ved å gjøre et panel av utvalgte tjenesteleverandører lett tilgjengelig for forsikringstakere og administrere sine kostnader av pre godtar priser.

Mange bedrifter er under inntrykk av at deres tradisjonelle forsikringsprodukter dekke dem mot cyber risiko. Virkeligheten, men er litt annerledes som tradisjonelle forsikringsprodukter krever vanligvis eiendeler og skader av materielle natur. Cyber farer og data faller utenfor dette kravet.

Dette er hvor CyGeist har trappet å tilby forsikring tilpasset cyber trussel landskapet. Det tilbyr dekning for følgende mulige konsekvenser av et nettverkssikkerhet eller personvern brudd:

* Koster å restaurere eller komme seg korrupt eller ødelagt eiendeler;

* Nettverk/virksomhet avbrudd;

* Relaterte utgifter av spesialister, etterforskere, advokater, rettsmedisinske revisorer eller tap adjustors;

* Tredjeparts krav fra kompromitterte systemer eller data; og

* Krisehåndtering og varsling utgifter.

CyGeist er en stolt sørafrikanske tilbud som har betydelig støtte fra lokale og internasjonale partnere.

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Koyal Private Training Group: Svindel problemet i arbeidsledigheten nytte programmer

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Koyal Private Training Group: Svindel problemet i arbeidsledigheten nytte programmer

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Kongressen debatter utvide langsiktige dagpenger for noen 1,3 millioner amerikanere, tapt i oppvarmet retorikken er noen veldig viktige tall for skattebetalere.

Stat og føderale arbeidsledighet forsikring systemet har hjulpet mange mennesker i nød, men det er også tillatt noen kvalifisert mottakere svikaktig hjelpe seg selv til lommebøker av bedrifter og skattebetalere. USA registrert noen $7,7 milliarder dollar i feil arbeidsledighet forsikring betalinger i 2013, ifølge US Department of Labor.

Anslått urettmessig betaling går så høyt som 18.16 prosent i Nebraska. Louisiana postet den høyeste beregnede svindel satsen i landet i fjor, på mer enn 7 prosent.

I Wisconsin:

·  Anslått urettmessig betaling utgjorde$ 92,644,556, gjennom 30 juni. Systemet hadde en anslått uriktig betalingen rate på 10.48 prosent, ifølge Labor Department. Prisen er summen av overbetaling rate og underbetaling rente, trekke overbetalinger gjenopprettet, for arbeidsledighet forsikring program for rapporteringsperioden. Dataene krever urettmessig betaling informasjon Act.

·  Majoriteten av urettmessig betaling involverer arbeid søk spørsmål – manglende evne til å validere at et individ har møtt Statens arbeidskrav søk- og inntekter foregående år, der en person fortsetter å kreve og få fordeler etter returnerer arbeide.

·  Den estimerte arbeidsledigheten forsikring svindel i perioden var 2,1 prosent.

·  Staten bestemt nesten 5600 fordringshavere mottatt falske føderale Emergency arbeidsledighetstrygd overbetalinger totalt $10.5 millioner mellom 1 januar 2013 og 30 november 2013. For bestemmelse er potensielle ankes, ifølge John Dipko, talsmann for staten avdelingen av arbeidsstyrke utvikling.