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I left school in July and got my first job. i immediately opened a current account and arranged for my salary to be paid in every moth. I also opened a savings account which pays good interest about 5% a year. I choose a bank that has a branch in my town but that also has i nternet banking, as I'd like to manage the accounts online. Was given a cheque book though I don't think I'll grite many cheques, and a debit card, which I can use to pay for things online or over the phone. I also receive a four-digit PIN number which I have to enter when i withdraw money from a cash machine.

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1. What would you have done this morning if today had been Sunday?

2. What would you have eaten for breakfast if you had had the choice?

3. Which country would you have visited if you had gone away last summer?

4. what would you have bought last weekends if you had had lots of money

5. Which films would you have seen if you had gone to the cinema last night?

1. Who would you have visited last night if you had had the time?

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1. If the DVD player had been cheap, we would have bought it.

2. If you hadn't spent all your money on magazines, you would have could afford the CD.

3. We would have bought the television if it had been in sale.

4. If Andy hadn't lost his recipe, he would has gotten a refund.

5. Maisy wouldn't have borrowed money from David if she had saved her pocket money.

6. If Philip had had a lot of money he would have lent Liam 10 pounds

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