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How do you compare Financial Aid packages from different colleges?

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How do you compare Financial Aid packages from different colleges?

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-Helps to see which schools will be the most affordable
-It is created for you and is based on the cost of attending a particular school
-Your aid varies from school to school
-Find cost of attendance, subtract the grant and scholarship amounts, and compare the net costs for your option

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-It's a collection of different types of Aid fro multiple sources.
-It's intended to help you fill the gap between your ability to pay
-Your expected family contribution
-The college cost of attendance.

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-Stands for: The Free Application Of Federal Students
-Is a form that can be prepared  annually by current and prospective college students .(undergraduate & graduate)

*When can you apply & what's the deadline?
-Anytime !
-Deadline for federal next year is: june 30, 2019
-State deadline: October 1, 2017
-College deadline: check with the colleges you are interested in.

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-you will need your social security number
-Your most recent federal income
-tax return
-record of money earned

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-Be a citizen of the USA
-Have a valid social security number
-Have a high school diploma
-Maintain academic progress
Not have a felony, conviction, or charge.
-Your parents makes below $30,000.

How do you apply?
-Go to a college sites such as: CFNC
-Get scholarships at school
-Local places
-Or on the internet
-when applying, make sire you have it done before the deadline.

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*Grants- Are a type of aid that does not have to be repaid!
-offered by the federal and state government
*Pell Grant- Awarded to undergraduate students who have not earned a bachelor degree.
-Or professional degree.
*Scholarships- Do not require repayment.
-Typically offered by individual institutions and private organizations.
-Based on a number of factors such as: Academic performance, athletic ability, religious affiliations, and racial background.
*Loans- Offered by both the federal government and private institutions.
-Loans are money that are borrowed to attend college.
-You must repay your loans with interest!
-Provide immediate access to help over the cost of college
*Federal Loans- Subsidized (who have demonstrated financial need.
-not subsidized loans(available to students regardless of financial need.)
*Work Study-  is a work program where you earned money that helps you pay for school
-Provide students with federally funded jobs on campus or at other approved locations.

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Financial Aid: What is it & What does it do

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Financial Aid: What is it & What does it do

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-Financial  Aid helps students and their families pay for college.
-It covers educational expenses including tuition and fees, room & board, books, supplies, and transportation.
*Different types of Financial Aid: -Grants
-Scholarships
-Work study
-Loans

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“Home.” Federal Student Aid, studentaid.ed.gov/sa/
Scholarships.com. “Financial Aid Information.” Scholarships for College Free College Scholarship Search 2017, www.scholarships.com/financial-aid/financial-aid-information/.
https://www2.cfnc.org/#/

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*Federal Aid: largest financial aid provider in the nation. Offers loans, grants, and work study funds.(fill FASA)
*State Aid: State government offers grants, scholarships, work-study funds, state loans, and tuition assistance.
*Institution Aid: Aid from individual  colleges and universities provide to their students. Colleges and universities you are interested in attending to determine what type of aid is available through the institution.
*Private Aid: Typically in form of loans and scholarships, private Financial Aid comes from corporations, religious organizations, cultural organizations, professional and service organization, and more!

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Type of Aid | Advantages | Disadvantages
Loans  | Provide immediate access to help cover the cost of college  | You have to be able to pay it all back!
Scholarships  | Can cover all your books, tuition and dorms. Also, you don’t have to pay anything back.  | It is very competitive, because of academics, and many incoming students are trying to get the same advantages you are.
Grants  | Does not need to be repaid, and pays for most of your supplies.  | The applications can be a lot of questions and writing. Also, you may not know some of the information it’s asking.