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There are many scholarships, awards, or grants available to members.  Check out this link for upcoming due dates.  Please click the heart icon, if you have benefited from these awards.

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Supporting our Members

ISTA is proud of our members and the work they do. ISTA and the ISTA Foundation strive to recognize, honor and fund members and future educators to continue high-quality, public education in Indiana. Criteria for nominations and applications are outlined for each scholarship and award.

Justine M. Harrell Memorial Scholarship

This scholarship is open to a public high school senior pursuing a degree in education. The $1,000 scholarship is awarded for a total of four years if the student maintains a 3.0 GPA enrolled in an education curriculum at an accredited college or university in Indiana. Applicants for the need-based scholarship must also meet the income criteria of at or below 200 percent of the federal poverty line.

Criteria for selection includes academic achievement, leadership in co-curricular activities and community involvement, submission of an essay and recommendations and financial need. A seven-semester transcript is required to complete application process. Application deadline is March 1 with the scholarship awarded in May.

Questions? Contact Diana Crum.
APPLY FOR THIS SCHOLARSHIP

Louis B. Russell Scholarship
Eligible: Minority, Indiana public high school seniors
This scholarship is open to a minority public high school senior who plans to pursue industrial arts, vocational education or technical preparation at an accredited post-secondary institution. This scholarship was named for Louis Russell, an African-American industrial arts educator, who acquired international recognition as the world's longest-living heart transplant patient. The $1,000 scholarship is awarded annually with an option to renew for one consecutive year.

Applicants must be a minority pursuing education in the vocational arts and a graduate of the class of the current year entering a fully-accredited postsecondary institution as a freshman. Criteria for selection includes academic achievement, leadership in co-curricular activities and community involvement and submission of an essay and recommendations. A seven-semester transcript is required to complete application process. Application deadline is March 1 with the scholarship awarded in May.

Questions? Contact Diana Crum.
APPLY FOR THIS SCHOLARSHIP

ISTA Foundation National Board Certification Scholarship

This scholarship is open to ISTA members who are candidates for National Board Certification from the National Board for Professional Teaching Standards. The ISTA Foundation accepts and reviews applications on a rolling basis beginning Sept. 1. Candidates are eligible to receive the ISTA Foundation National Board Certification Scholarship once during initial certification and once for renewal/maintenance during certification cycle. Awards are up to $500 and issued on a first come, first served basis as applications are received, provided the applicant meets all scholarship criteria. Beginning in 2019, applicants must submit proof of registration and component purchase(s) with scholarship application submission.
The application period opens annually Sept. 1 until scholarship funds have been exhausted. APPLY FOR THIS SCHOLARSHIP
Learn more about National Board Certification.

ISTA Foundation District Scholarship
Eligible: Public high school seniors who are dependents of current ISTA members
This scholarship is open to graduates of a public high school in December or May/June of the year of application who had at least a C average, plan to participate in a formal accredited training program (apprenticeship, trade school, cosmetology, etc.) or attend a two- to four-year accredited college or university and are the children or grandchildren (stepchildren and step grandchildren qualify) of an ISTA member. The applicant does not need to have attended high school in the same district in which the ISTA member teaches, nor live with the ISTA member.

ISTA Foundation grants $700 to a District Council, including ISTA-Retired and education support professionals, that determines how the scholarship is awarded locally. Nominations should be submitted from Feb. - April 1 to the local president or UniServ Director. In April, the District Councils select recipients. Scholarship checks are mailed directly to the scholarship awardees in June.

Questions? Contact Diana Crum.
APPLY FOR THIS SCHOLARSHIP

Educator Scholarship
Eligible: Public high school seniors who are dependents of current ISTA members
This scholarship is open to students actively pursuing a degree in education who are dependents of ISTA members. The $1,000 scholarship is awarded annually with an option to renew for three consecutive years.

Criteria for selection includes academic achievement, leadership in co-curricular activities and community involvement and submission of an essay and recommendations. A seven-semester transcript is required to complete application process. Application deadline is March 1 with the scholarship awarded in May.

Questions? Email Diana Crum.
APPLY FOR THIS SCHOLARSHIP

Damon P. Moore Scholarship
Eligible: Minority, Indiana public high school seniors
This scholarship is open to a minority public high school senior who plans to pursue a teaching certificate. The scholarship was named for Damon P. Moore, an African-American educator, who served three terms as ISTA president and continues to be a positive role model for young minorities aspiring to enter the education field. The $1,000 scholarship is awarded annually with an option to renew for three consecutive years.

Criteria for selection includes academic achievement, leadership in co-curricular activities and community involvement and submission of an essay and recommendations. A seven-semester transcript is required to complete application process. Application deadline is March 1 with the scholarship awarded in May.

Questions? Email Diana Crum.
APPLY FOR THIS SCHOLARSHIP

Career Scholarship
Eligible: Public high school seniors who are dependents of current ISTA members
This scholarship is open to students with demonstrated academic achievement and leadership in co-curricular activities and community involvement who are dependents of ISTA members. The $1,000 scholarship is awarded annually with an option to renew for three consecutive years if eligibility requirements are met and a transcript is submitted.

Criteria for selection includes academic achievement, leadership in co-curricular activities and community involvement and submission of an essay and recommendations. A seven-semester transcript is required to complete application process. Application deadline is March 1 with the scholarship awarded in May.

Questions? Email Diana Crum.
APPLY FOR THIS SCHOLARSHIP

Professional Development Grant

Eligible: Local associations and/or District Councils

This grant is open to local associations and District Councils to provide professional development to their members. For the purposes of this grant, professional development is any program or process that results in developing the skills of educators, increases student learning or improves school or classroom quality.

The grant provides a disbursement of $1 for every member in the local association or District Council, whichever applies. Annual funding for this grant is limited.

Grant applications are accepted on a rolling basis. The Professional Practices & Standards Committee will review and approve grant applications quarterly by the following dates: Nov. 15, Feb. 15, May 15 and Aug. 15. The grant summary form must be submitted 30 days after the last grant activity is completed, or by Aug. 31, whichever is sooner.

Questions? Contact Angela Miller.

APPLY FOR THIS GRANT Grant Summary Form

Opportunity Grant

This grant is open to a local association, two or more local associations jointly or a District Council to initiate creative projects/programs, which enhance public education in our local communities. The $500 grant is awarded annually, and as funding permits, grant renewal may be considered.

Criteria for selection includes the project/program's link to the community, the applicant's commitment to the project/program, the promotion and enhancement of public education and the ongoing effort to support public education. Applications must be postmarked by Nov. 30 with all supportive materials included. The Issues and Concerns communications subcommittee will review applications and make recommendations to the board of directors for grants to be awarded by Jan. 15.

Questions? Contact John O'Neal.
APPLY FOR THIS GRANT

Quality Local Association
Eligible: Local associations
This award is offered to strengthen local associations by providing an incentive for local organizational development. Award criteria can be found on the nomination form.

Nomination deadline is Oct. 1 with the award presentation at an ISTA event. The Governance Committee will evaluate the nominations and make recommendations to the ISTA president. Nominees will receive an application status by Dec. 1.

Questions? Contact Keith Gambill.

APPLY FOR THIS AWARD Certification Document

School Bell
Eligible: News media professionals
This award recognizes exceptional work by news media professionals who support the philosophy of ISTA and public education. Eligible nominees include newspapers, broadcast and radio as well as individual reporters with the entry submission having been published/aired during the 12-month period preceding the March 1 deadline. Nominations must be made by an individual member through your local association president or District Council chairperson. One nomination each may be submitted for newspaper, broadcast and radio.

Nomination deadline is March 1 with the award presentation at an ISTA event. The Issues and Concerns Committee communications subcommittee will evaluate the nominations and make recommendations based on accuracy, objectivity, depth of reporting and the submission's contribution to public education and/or school employee advocacy.

Questions? Contact John O'Neal.
APPLY FOR THIS AWARD

Phillip Carey for Human Relations

This award recognizes individuals - ISTA members or education advocates - and local associations who have made a significant contribution to advancing human and civil rights in education. Nominations must be made by an ISTA member or local association. Nominations must include two letters of recommendation and a written statement by the nominator outlining the candidate's efforts in achieving one or more of the following goals:

Protect and advance the human and civil rights and responsibilities of educators and students.

Work to increase respect, understanding and acceptance toward individuals and groups in our Association, our schools and our communities.

Advance equal educational opportunities for all students.

Develop and implement programs that will inform teachers about human and civil rights and how they can be carried out.

Work toward equitable salaries and working conditions.

Eliminate discrimination in the hiring, displacement and personnel practices of school corporations.

Develop and implement curriculum that promotes the concept of cultural pluralism.

Nomination deadline is March 1 with the award presentation at an ISTA event. The Minority Affairs Committee will evaluate nominations and make recommendations to the board of directors.

Questions? Contact LaQuita Maxey and Rick Scalf.
APPLY FOR THIS AWARD

Nathan G. Schnellenberger Pacesetter

Eligible: ISTA members, local associations, District Councils or other committees

The Nathan G. Schnellenberger Pacesetter Award is designed to recognize current outstanding examples of courage, commitment, innovation or dedication in advancing the status of education in Indiana. The Nathan G. Schnellenberger Pacesetter is awarded to outstanding active members, local associations and District Councils or other committees established by and limited to active members of the Association. A committee appointed by the ISTA president will evaluate the nominations and make recommendations to the board of directors. The honoree will receive an exclusive pin, trophy and recognition in the Association's publications.

The Pacesetter Award was renamed in June 2019 to honor and recognize the outstanding lifetime work of Nathan G. Schnellenberger.

Nomination deadline is March 1 with the award presentation at an ISTA event.

Questions? Contact Sherri Purdue.
APPLY FOR THIS AWARD

Outstanding Treasurer

This award recognizes well-trained, hard-working local treasurers for their service and dedication to the education profession and the Association. Nomination criteria includes membership dues, financial records and training. All local treasurers who meet the criteria will receive the award when nominated. Nomination forms are sent to local association presidents in August of each year. Nominations must be completed and returned to ISTA treasurer postmarked by Sept. 30.

Questions? Contact Doug Taylor.
APPLY FOR THIS AWARD

Minority Educator

This award recognizes outstanding, active minority classroom educators. Nominees must be active ISTA members, participate in the Association and receive recommendations from the local association president and a colleague. Nominations must be made by an ISTA member and include nominee's educational background, work experience, Association involvement, community and civic engagement and other relevant experience.

Nomination deadline is March 1 with the award presented at an ISTA event. The Minority Affairs Committee will evaluate nominations and make recommendations to the board of directors.

Questions? Contact LaQuita Maxey and Rick Scalf.
APPLY FOR THIS AWARD

ISTA Hoosier Educator of the Year
Supported by Horace Mann Guidelines are based on the NEA Foundation Award for Teaching Excellence.
This award recognizes an ISTA member who exemplifies professional practice, advocacy for the profession, attention to diversity, community engagement and leadership in professional development.

Nominations must be made by an ISTA member based on the following criteria.

1. Professional Practice

2. Advocacy for the Profession

3. Attention to Diversity

4. Community Engagement

5. Leadership in Professional Development

Please carefully read the detailed nomination guidelines to ensure nominee meets criteria and applicant prepares and supplies all necessary information.

Horace Mann Educators Corporation generously recognizes the Hoosier Educator of the Year with a monetary award. The Hoosier honoree is sent to the NEA Foundation as Indiana's nominee for the NEA Foundation Award for Teaching Excellence. State affiliate nominees with technology leadership experience will be considered for a separate and distinct honor, the AOL@School NEA Foundation Award for Technology Leadership.

Nomination deadline is March 1 with the award presentation to be scheduled at an ISTA event.

Questions? Contact Angela Miller.

NOMINATION GUIDELINES APPLY FOR THIS AWARD

David Hanna Golden Touch

This award recognizes outstanding contributions of retired members of ISTA-Retired who have demonstrated continued leadership in the Association and the community. Nominations may be made by any member, chapter, local or District Council and must include supportive materials such as newsletters, news clips, pictures, videos, letters of recommendation, etc.

Criteria for selection includes promotion of ISTA-Retired, continued leadership in the Association through ISTA-Retired, involvement in the Association on the local, state or national level, demonstrated volunteer work in public education or the community and ongoing advocacy for public education retirees and public education. Application deadline is March 1 with the award presented at an ISTA event.

Questions? Contact Craig Blume and Becky Koerner.
APPLY FOR THIS AWARD

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Scholarships & Awards | Indiana State Teachers Association

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ISTA is proud of our members and the work they do. ISTA and the ISTA Foundation strive to recognize, honor and fund members and future educators to continue high-quality, public education in Indiana. Criteria for nominations and applications are outlined for each scholarship and award. Justine M.

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One teacher's experience with the Loan Forgiveness services. (Links below the video on YouTube provide more information.)

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See How One Teacher Found Student Loan Debt Relief Through a New Online Program

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How NEA Helps Educators find Relief from Student Loan Debt

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How NEA Helps Educators find Relief from Student Loan Debt

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While attending a Seminole Education Association (SEA) presentation, Florida teacher Thomas J. Bugos II learned about a new tool that helps educators manage and reduce their student loan debt. Bugos quickly discovered he could dramatically shrink the more than $32,000 in student loans he had acquired while earning his master's degree.

After answering questions and putting loan information into the NEA Student Loan Forgiveness Navigator, powered by Savi, Bugos learned that he was eligible for a $5,000 loan forgiveness program, a lower income-based repayment plan and another teacher-specific forgiveness program that would wipe out the remainder of his debt-as long as he made the required payments for the next 37 months.

The result: Bugos expects to reduce roughly 70% of his loan burden-from about $32,000 to just over $8,900.

"I do not think I will ever have another impromptu meeting resulting in such a dramatic, positive change in my life," Bugos says. "It was so impactful."

Bugos is far from alone: On average, Savi users reap more than $1,500 a year in student loan savings by using the tool to assess whether they qualify for various federal repayment and forgiveness programs. For educators, the Teacher Loan Forgiveness and Public Service Loan Forgiveness (PSLF)programs have served as viable resources to relieve their student debt. There are also repayment plans that can lower monthly payments based on a teacher's income level.

But finding the best option can get complicated, and that's where Savi steps in to lend a hand, simplify the process, and make a big impact.
Savi makes it easy to figure out your options and savings potential
There is an abundance of information about forgiveness and repayment programs, but it's overwhelming and typically aimed at a large, general audience. Savi's co-founders, Aaron Smith and Tobin Van Ostern, wanted to create a more streamlined, personalized and interactive approach.

"We designed the Savi platform to cut through the confusion and anxiety around student debt," Van Ostern says. "We wanted people to understand all their options-including potential forgiveness-and then make it really easy to enroll and stay up to date."

Both men have a background in college debt relief policies and consumer education, and they're passionate about advocating for and supporting student borrowers. "I've seen firsthand the burden and bureaucracy of this system from trying to manage my own debt," Smith says. "It has been incredibly rewarding to help people earn freedom from that debt."

NEA members have special access to the NEA Student Loan Forgiveness Navigator, powered by Savi, and there is no cost to determine your eligibility and potential savings. Input information about yourself and your loans, such as your income, the amount of your monthly student loan payments, how long you've been teaching and where, and subject(s) taught. And if you have an online account with a federal loan servicer, you simply provide your login. Savi will then sync with the servicer and instantly populate all required loan information for you.

The Savi tool analyzes your information and displays available repayment and forgiveness options side-by-side. For example, it knows if your school receives Title 1 funding, which can qualify you for Teacher Loan Forgiveness or Perkins Loan Teacher Cancellation.

If you opt to enroll in a forgiveness or repayment program, Savi will populate all necessary information in the correct Department of Education application, saving you time and preventing errors that could lead to delays. If you choose to file electronically through the platform, you can do so at a reduced cost of $29.95-a savings of $60 off the price for non-NEA members. You'll also receive ongoing advice, tools and information to help you better manage your debt.
Not all debt can be forgiven or reduced
Not everyone qualifies for income-based repayment, Teacher Loan Forgiveness or PSLF programs. However, there are still avenues to explore via the NEA Student Loan Forgiveness Navigator that can provide significant relief:

Consolidation allows you to combine multiple federal education loans into one for a single monthly payment. You can transfer variable-rate loans to fixed-interest ones, while simplifying and even lowering monthly payments by spreading them out over a longer period of time (up to 30 years). Be sure you understand the possible negative outcomes of a consolidation-including the loss of interest rate discounts, principal rebates and other borrower benefits. Savi's student loan experts can help you navigate potential consolidation avenues and explain their pros and cons.

Deferment or forbearance lets you temporarily stop making payments or reduce the amount paid to avoid defaulting. You can pay interest as it builds up over this time, or you may be able to delay this by adding it to your principal balance after the deferment/forbearance period (a process known as "capitalizing" the interest). If you take the latter route, keep in mind that the total amount you repay over the life of a loan could increase.

Run your numbers today with the NEA Student Loan Forgiveness Navigator calculator and take charge of your student loan debt.

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How Savi Helps Educators Find Student Loan Debt Relief

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While attending a Seminole Education Association (SEA) presentation, Florida teacher Thomas J. Bugos II learned about a new tool that helps educators manage and reduce their student loan debt. Bugos quickly discovered he could dramatically shrink the more than $32,000 in student loans he had acquired while earning his master's degree.

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Like many educators, you may have needed a loan (or two) to get your degree. Fortunately, there are ways to find relief from the debt once you're out of college. This relief can come from income-based repayment options and forgiveness programs, but you have to know and follow the rules to the letter to make sure you get what you deserve.

Here are four things you need to know to make the most of your student loan debt options.

1. Some or all of your debt could be forgiven, if you meet certain requirements.

There are several programs associated with federal student loan forgiveness. Public Service Loan Forgiveness (PSLF) is one of the most well-known programs for educators. It forgives any balance remaining on your William D. Ford Federal Direct Loan after you make 120 monthly payments-equal to 10 years' worth-while working for a qualifying public service employer. Review your loan documentation to see the type of loan you have, or log in to My Federal Student Aid with your FSA ID to see the information stored in the National Student Loan Data System (NSLDS ®) database.

Most full-time public and private elementary and secondary school teachers meet the employment requirements, according to the Department of Education.

In order for your payments to count toward the 120 required, they need to be paid in full no more than 15 days late and made after Oct. 1, 2007.

If you didn't borrow through a Ford Direct Loan, you could still make yourself eligible for PSLF by combining your loans into a Direct Consolidation Loan.

The Teacher Loan Forgiveness program enables certain "highly qualified" teachers in low-income Title 1 schools to to be eligible for $5,000 or even up to $17,500 in forgiven debt after teaching for five consecutive years.

"Highly qualified" means you've earned a bachelor's degree, received a full state teaching certification and have not had your certification or licensure requirements waived on an emergency, temporary or provisional basis.

If you teach math or science in a secondary school, or special education at the elementary or secondary school level, you may be eligible to receive up to $17,500 in forgiveness. Even if you don't, you could still receive up to $5,000 in loan forgiveness if you're considered a highly qualified full-time elementary or secondary education teacher.

Perkins Loan Teacher Cancellation offers up to 100% forgiveness for Federal Perkins Loans if you teach at a low-income school. You also may qualify if you teach mathematics, science, a foreign language, bilingual or special education, or a subject your state education agency has determined to have a shortage of teachers.
2. Private refinancing or consolidating could negatively impact your forgiveness or repayment options.
It's important to research and fully understand the implications of any change you want to make to your student loans.

Yes, refinancing may offer better payment terms. You may, for example, find that you could switch from your fixed loan (that always charges the same amount if interest) to a variable-rate private loan and receive an initial, short-term reduction in the monthly interest you'd pay. However, you could miss out on forgiveness opportunities in the process because your federal loans would be converted to private loans.

"Forgiveness programs are limited to federal student loans," says Mark Kantrowitz, publisher and vice president of research at Savingforcollege.com. "If you refinance a federal student loan into a private student loan, you will lose the loan forgiveness." What's more, federal student loans carry fixed-interest rates, so although the initial, lower interest rate of a private, variable loan may look tempting, it could soar after the rate expires. That won't happen with a fixed, federal loan.

Alternatively, if you consolidate into another federal student loan, you'll still be PSLF eligible. But you also "reset the clock" on the number of qualifying payments made to zero, meaning you'll restart your 10-year repayment window. "That's because PSLF accounts for payments on a per-loan basis and not per-borrower," Kantrowitz says. "A federal consolidation loan is considered a new loan." You could also pay more in interest because the new loan would take longer to pay off. Some educators may consolidate older FFEL loans into a direct loan in order to become eligible for Public Service Loan Forgiveness.

You can also consolidate your federal loans into a Direct Consolidation Loan for free through the Department of Education and it's loan servicers. Learn the many pros and cons of federal loan consolidation here.
3. Grace periods offer time to get your financial house in order.
Upon graduation, federal loans offer six months of deferral before payments start; Perkins Loans allow for nine months. You can use this "grace period" time wisely by tending to other financial needs.

"You can establish an emergency fund of three to six months' worth of living expenses," says Sean Moore, a certified financial planner and founder of SMART College Funding. "And if you don't know what three months' of expenses looks like? Then you have to sit down and create a budget. Once that's finished, look to pay down your credit cards."
4. As an NEA member, you have access to a new tool that can help you explore your repayment and forgiveness options.
The NEA Student Loan Forgiveness Navigator, powered by Savi, helps you quickly and easily assess whether you qualify for free federal forgiveness programs. On average, Savi users are seeing more than $1,500 a year in new savings through this tool and an average of $40,000 in potential forgiveness.

Input information about yourself and your loans, such as your income, the amount of your monthly student loan payments, how long you've been teaching and where, and subject(s) taught. The Savi tool analyzes your information and displays available repayment and forgiveness options.

If you want to apply for Teacher Loan Forgiveness or Perkins Loan Teacher Cancellation, for example, it automatically determines whether or not your school qualifies as Title 1 (a low-income school).

There is no cost for NEA members to use the Savi interactive calculator to determine eligibility and potential savings.

If you want the convenience of filing electronically through the platform or want to talk to a student loan expert, you can do so at the discounted NEA-member cost of $29.95-a savings of $60. This can help speed up your application process, and a reduction in potential form errors can increase the likelihood of forgiveness approval.

Find out more here about how the NEA Student Loan Forgiveness Navigator, powered by Savi, tool works to analyze your loans and find all the repayment and forgiveness options available to you.

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4 Things Educators Need to Know About Student Loan Debt and Forgiveness Programs

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Like many educators, you may have needed a loan (or two) to get your degree. Fortunately, there are ways to find relief from the debt once you're out of college. This relief can come from income-based repayment options and forgiveness programs, but you have to know and follow the rules to the letter to make sure you get what you deserve.

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Start the process to find out if your student loans may be forgiven or reduced.

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overview

We can help! As an educator, you may be able to have all or part of your federal student loans forgiven!

how it helps

Repayment plans

Depending on your income there are several repayment plans to help make repaying your loans more affordable. Income-driven repayment plans set your monthly student loan payment at an amount that is intended to be affordable based on income and family size. Some of these programs include: Revised Pay As You Earn Repayment Plan (REPAYE Plan); Pay As You Earn Repayment Plan (PAYE Plan); Income-Based Repayment Plan (IBR Plan); and, Income-Contingent Repayment Plan (ICR Plan).

Federal student loan forgiveness programs

There are circumstances that may result in a borrower no longer having to repay their federal student loan. For instance, some or the entire loan could be forgiven in exchange for the individual performing certain types of service such as teaching or performing public service. Loan forgiveness programs include the Public Service Loan Forgiveness Program, the Teacher Loan Forgiveness Program, and the Perkins Loan Cancellation Program.

How It Works

1. Make sure you're signed in to your NEA Member Benefits account.

2. Click "Start Your Journey Here" above.

3. Enter your personal and loan information in the online software program for free.

4. View the results of which repayment plan works best for you, and whether you qualify for a federal loan forgiveness program.

5. Pay $29.95 to have the required Department of Education forms completed and filed electronically.

Terms & Conditions

Borrowers are solely responsible for any determination to enroll in an Income-Driven Repayment and/or federal loan forgiveness programs.

NEA and its affiliate staff cannot be held liable for borrowers' decision to enroll or not enroll in a federal student loan repayment or loan forgiveness programs.

Borrowers can access student loan repayment and forgiveness options and start the enrollment process at the Department of Education at no charge.

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As an educator, you may be able to have all or part of your federal student loans forgiven! Use a free online student loan evaluation tool to determine your eligibility, repayment options and loan forgiveness programs. Discount price of $29.95 to apply electronically.

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Need help with student loans? Horace Mann is committed to assisting educators with student loan debt.

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Legal Services include:  Educators Employment Liability & Attorney Referral Program

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Our kids. Our schools. Our future. | Indiana State Teachers Association

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The Indiana State Teachers Association (ISTA) is the voice of public education and educators in Indiana.

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This document lists the coverage of your member Employment Liability Insurance.