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What Is a Credit Card? (February 2, 2018).   Retrieved April 16, 2018, from

https://www.nerdwallet.com/blog/nerdscholar/credit-card/

Five things you need to know about supplementary credit cards. (Dec 21, 2014).

Retrieved April 16, 2018, from

https://www.firstpost.com/investing/five-things-you-need-to-know-about-supplementary-credit-cards-718576.html

How to Know if a Supplementary Card is a Good Idea. (n.d.). Retrieved April 16, 2018, from

https://ringgitplus.com/en/blog/Credit-Cards/How-to-Know-if-a-Supplementary-Card-is-a-Good-Idea.html

What's a Credit Card? (Sep 14, 2010). Retrieved April 16, 2018, from

https://www.youtube.com/watch?v=qWWZ77-1YuA

Family Plan - Credit Card. (Nov 13, 2012). Retrieved April 16, 2018, from

https://www.youtube.com/watch?v=vdjTD-_DmHI

Credit card, FRIEND or ENEMY? (Oct 20, 2015). Retrieved April 16, 2018, from

https://www.youtube.com/watch?v=b2INLm02Cuw

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This video tells us to use credit cards properly and not to use them too much. Because eventually, someone has to pay back the money to the bank. Like, little kids, there's no way to apply for a credit card, and they don't have the ability to pay it back. So parents need to share their credit cards and kids.

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Group assignment for UCM60302U2 Financial Planning. Lecturer: Ms Natrah Summary: In this video, we explain what is a credit card and who can use credit card. We also discussed about advantage and disadvantage of the credit card usage. Students: Irenny Michelle Nurul 'Aainaa Nur Amalina Nurul Farhanah Nurul Shahida

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Above picture of Credit card disadvantages to families. If the main card person pays the fee of the supplementary card, it will be charged with interest. If you do not pay or if you are overdue for more than 30 days, you will usually be charged late fees and your interest will increase. In addition, it will also have a negative impact on your credit score, so that lenders disregard your financial strength.

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https://ringgitplus.com/en/blog/Credit-Cards/How-to-Know-if-a-Supplementary-Card-is-a-Good-Idea.html

When you give money to a person with poor financial ability. If you don’t give someone a reasonable credit card, you may place a large bill. Although you can indeed set a lower credit limit, if the cardholder continues to pay cash in advance and does not pay in time, you will be liable for the highest interest rate on the cash advance amount. This is not a situation that will end. You are concerned about increased risks and responsibilities. If an affiliated cardholder loses a credit card or becomes a victim of an online credit card scam, you can be responsible for their negligence. Even if you are a close family member, taking out a supplementary card will bring you huge debts. You don't want to pay more.

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This video showed that children are too young to have their own credit cards and parents can give them a supplementary card to use. But this is not to say that children can use their supplementary cards indefinitely, and parents are constantly monitoring their children.

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Above picture of Credit card advantages to families. You will get a single account statement as the main cardholder, so you can understand the details of the transaction that is being added to the cardholder. This is very effective, especially if you want to provide supplementary cards to adult children, they are still students. The supplementary card allows parents to monitor their child's spending on adult cards.

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Website#2:credit cards’ advantages to families

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Website#2:credit cards’ advantages to families

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https://www.firstpost.com/investing/five-things-you-need-to-know-about-supplementary-credit-cards-718576.html
Supplemental cards are useful for providing additional cards to families. It can help you earn points. This may be useful if this person is unable to obtain his own credit card, and is a particularly good way to speed up point-of-income opportunities. Any purchase of an affiliate card represents regular business matters mainly by the cardholder different. In fact, you will receive a single account statement as the primary cardholder, so you can learn more about supplementing cardholder transactions. This is very effective, especially if you want to provide supplementary cards for adult children, they are still students. The supplement card allows parents to monitor the child's spending on adult cards.

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This video is a brief introduction to how credit cards are used. However, if you use credit cards responsibly, there are some best practices. Do not exceed your ability. It is easy to think that credit cards are unlimited, but you really should not exceed your ability. If you haven't done it yet, budget it. Make sure your credit card spending does not exceed the budget amount.

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Above picture of the credit card. Swipe the card and you can have everything you want. But you need good credit. Generally speaking, your credit score is better. The most generous reward, the best allowance, and the lowest interest rate.

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https://www.nerdwallet.com/blog/nerdscholar/credit-card/
A credit card allows you to borrow money from a bank to buy something. As long as you repay your loan within a 25-30 day grace period, you do not have to pay extra. If you do not pay back during this time, you have to pay interest. Your credit card is issued by a bank. The bank determines your interest rates, fees, and returns, so it's important to find a bank that offers your favorite credit card. Transactions are conducted on the Internet, such as Visa, MasterCard, and American Express.

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Based on this wall everyone could have a basic thought of about: What is it? And its advantages and disadvantages to families. Hope everyone could learn something from here.

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Credit cards and its advantages and disadvantages to families 

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Credit cards and its advantages and disadvantages to families 

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Xuefeng Tang and Weijun Li