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Scarcity mindset and tunnel vision, where the poor gets consumed by immediate problems and disregards their long term interests
Possible factors:
- This attitude stems from a spirit of self-reliance – that in Singapore, people make their own luck, or bucks.
- The more problems one has, the lower one’s bandwidth and the worse the cognitive functioning, resulting in poorer choices
- Fewer options available

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Aimed at making healthcare affordable for our Pioneer Generation for life - receive annual Medisave top-ups, more subsidies and incentives

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Raises funds from the community for people in need of marshalling support, partners with corporate groups and individuals and rallies donations and volunteers through national initiatives, promoting a spirit of philanthropy and strengthening community bonds.

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The National Council of Social Service (NCSS)

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The National Council of Social Service (NCSS)

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Provides leadership and support by coordinating activities, building capabilities and developing leadership. Set up the Social Service Institute to integrate “training, practice, resource and career services”, working with the Government to develop new skills, competencies and continual training as social needs evolve. NCSS also sets standards for social services, designs and pioneers effective and evidence-based solutions to benefit children, youth, family, people with mental health issues and disability, and elderly.

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Provides monetary support to Singaporeans to assist them in their job search journey by helping them attend upskilling courses, boosting their chances to get hired for an equally attractive job (if not better)

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Uses this approach in a primary school. The school provided free lunches, transport and premises. AMP sponsored tutors who worked closely with teachers and supervised the students after school. Without having to worry about cost and convenience, parents were willing to sign their children up, said Dr Shamsuri.

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Provides funding for social assistance programmes that support and support low-income individuals and families in their daily needs, employment, healthcare and childcare, who are most affected by the volatility of the global economy and restructuring of Singapore’s domestic economy

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provides disability support for children and youths with special needs - administer grants and support to people with disability/ their caregivers, enhance information and referral services for children and adult disability schemes, improve transition across different life stages, enhance employability/employment options for people with disabilities

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Supplement incomes of bottom 20% to 30% of seniors aged 65 and above in their retirement years by providing money quarterly to eligible seniors, with more support given to seniors living in smaller flats. Eligibility is determined by several factors including lifetime wages, the level of household support and housing type and forms the fourth pillar of social security to “help mitigate life’s disparities” → Reflects Government’s recognition that amidst Singapore’s current economic and social realities, vulnerable individuals need more support.

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Addresses the specific needs of the bottom 20% of households to complement, rather than replace, individual responsibility and family support.

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Provides upstream support to children age 0 to 6 years old from low-income families and deepen partnerships between the community and Government to give these children a good start in life

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Defined-contribution retirement savings scheme: a portion of residents’ monthly wages + monthly sum by employers, saved in individual fund accounts and grow with risk-free interest throughout their working lives delivers important aspects of social security, such as housing and healthcare (Keeps citizens healthy + productive with permanent roof over their heads) → Investments in Singaporeans’ future well-being and Singapore’s economic and social progress.

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The typical diet of a person who is food insecure – processed meals high in carbohydrates and sodium, low on nutritional value – puts them at higher risk of obesity, diabetes, cardiac disease, and other chronic illnesses.

Factors

for those who live alone, sickness, limited mobility and frailty pose a mammoth challenge to the simple act of cooking for themselves

those living in non-rental flats are often ineligible for financial aid by default  → some poor may fall through the cracks despite their struggles

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1. Challenges faced: lower income groups are unable to compete fairly with the upper class

Possible factors:

Meritocracy promises equality and opportunity, but the higher class is able to afford expensive, private education, tuition and enrichment programmes that will add to a child’s merit when applying for school, internships and jobs,. Thus, it may give the upper class the upper edge and actually widen the social divide

over-reliance on academic credentials as a proxy for merit, particularly in the early stages of a person’s career.

increase in GST

a widening income gap leading to the younger generation and lower income groups being priced out of the property market

Children born in the upper class get an edge when parents can tap a strong social network and devise strategies such as polishing extra-curricular talents and preparing impressive portfolios for their children.

Streaming in the parent’s generation means that the parents who came from less prestigious streams are now parents and are less equipped to prepare their children for the challenges of todays education system

Streaming in our education system institutionalised existing inequalities by segregating and producing a generation of students with very different educational outcomes, incomes and social networks

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challenges faced: workers above the age of 40 who face risk of unemployment will be unable to support aged parents and young children who rely on them

possible factors:

they may take longer to find another job if they do not have the relevant skill sets

they may face workplace discrimination due to ageism and be deemed less competitive than younger hires

they may also suffer pay cuts when they land their next job, making it harder for them to support those who rely on their income

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challenges faced: persons with disabilities are discriminated by employers (just 28.6 per cent of resident persons with disabilities (PWDs) aged 15 to 64 are employed)

possible factors:

lack of awareness about TAFEP

lack of experience due to time spent during rehabilitation

area of expertise no longer applicable due to new disabilities

lack of ability/skill due to disabilities