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Municipal Court Judge/Lawyer
(growth outlook: fair)

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In order to become a judge, you need a high school diploma, a college degree, 3 years of law school, and previous experience as a lawyer.  This totals out to about 12 years.
https://www.bls.gov/ooh/legal/lawyers.htm

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I plan to attend the University of Arizona.  The tuition there is $37,258 for out of state.  Since half of the money is being paid in scholarships, I would have to pay $18,629 out of pocket.

https://support.google.com/websearch/answer/9005864?visit_id=638186553441605353-632256439&p=college_search&rd=1

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You can search for colleges and universities on Google. In some countries, like the US or India, you may find info under the school's name and logo. For example, try searching for UCLA or Lady Shri Ram College.

Most of this info comes from US Department of Education publications, Careers360 and other relevant pages. This info can change over time or might not apply to you. We recommend that you confirm important info with the school, like costs and requirements.

Search by location, field of study, or type

Find colleges or universities near you or somewhere else: For example, enter colleges near me or universities in Georgia.

Find colleges or universities by type or field of study: For example, enter public colleges or universities with Psychology programs.

Important: This feature is available in English for colleges and universities in the US.

Find & compare US colleges & universities

You can compare schools when you filter by type, location, or fields of study.

1. On your computer, go to google.com.

2. Search for a list of colleges. For example, try searching for colleges in Massachusetts or engineering colleges.

3. At the bottom of the list, click More colleges.

4. At the top, choose which filters you want to apply.

Important: This feature is available in English for colleges and universities in the US.

Give feedback on college results

Report incorrect info for a college

If you find incorrect info while you search, you can suggest a change.

Give feedback for a list of colleges

You can give feedback on the "College" box that shows up in search results.

1. Go to google.com.

2. Search for a list of colleges. For example, enter colleges in Massachusetts or engineering colleges.

3. At the bottom right of the "Colleges" box, click Feedback.

4. Enter your feedback.

5. Click Send.

Where college info comes from

You can find info from high-quality websites and official government agencies.

In the US

Most of the data comes from 2 US Department of Education projects.

Integrated Postsecondary Education Data system (IPEDS). Under the Higher Education Act, all institutions that participating in Title IV federal student aid programs must complete IPEDS questionnaires.

College Scorecard data. This data comes through:

Federal reporting from institutions, like IPEDS

Data on federal financial aid from the National Student Loan Data System

Tax information from the US Treasury

Some outcomes shown are recorded for a subset of students. Please refer to the language below these outcomes to learn more about what subset of students these outcomes apply to.

In India

Most of the data comes from Careers360. Careers360 is a data-enabled Educational Products and Services Company that helps students make informed career decisions.

Careers360 sources its information and content from regulatory agencies, educational institutions, information brochures, and press releases, including:

Official websites of respective educational institutions and exam conducting bodies

Information submitted with National Institutional Rating Framework (NIRF), National Assessment & Accreditation Council (NAAC)

Ministry of Human Resource Development (MHRD), University Grants Commission (UGC), All India Survey on Higher Education (AISHE), and college information portal of MHRD. www.knowyourcollege-gov.in

Regulatory bodies like AICTE, MCI, DCI, CCIM, CCH, BCI, INC, PCI, NCTE, ICAR, COA.

Data shared by the institutions with Careers360 as part of the ranking process

Mandatory Disclosures, Prospectus, information brochures of, and correspondence with the said institutions and organizations

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You can search for colleges and universities on Google. In some countries, like the US or India, you may find info under the school's name and logo. For example, try searching for UCLA or Lady Shri Ram College. Most of this info comes from US Department of Education publications, Careers360 and other relevant pages.

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Additional costs come up to $15,787, including room and board, textbook supplies, and food.

https://arizona.edu/

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Here are the links to my budget sheet and to my grocery document:
https://docs.google.com/spreadsheets/d/121FDjTdN5LA0DV8PhWYAiZa-8QY3i_OA9REmLCNqexY/edit#gid=0
https://docs.google.com/document/d/15x0OHKyrxmmBDlL6dBHNn5oUjFb__QACbqha-ponGPE/edit

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I found a phone plan for $70 per month.
https://www.verizon.com/sales/digital/nse/plans.html?line=newLine1&mtnFlow=P

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I have found a car and renter's insurance bundle quote for $668.86:
https://customer.directauto.com/AutoInsurance/QuoteAdditionalProducts/QuoteSummary

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I found a health insurance plan for the correct zip code for $201.51 per month:
https://www.ehealthinsurance.com/cart/v2?adobe_mc_sdid=SDID%3D162824BD3AFD3329-107901022BA36361%7CMCORGID%3DA821776A5245B31A0A490D44%40AdobeOrg%7CTS%3D1683575809&adobe_mc_ref=https%3A%2F%2Fwww.ehealthinsurance.com%2F

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In the summer, I will work at Lowe's in Tucson as a part-time job.  Using google, I determined that this job would pay about $10.50 per hour.
https://www.google.com/search?q=part+time+jobs+in+tucson,+az&rlz=1C1GCEU_enUS1019US1019&oq=part+time+jobs+in+tucson,+az&aqs=chrome..69i57j0i512l2j0i22i30l7.6105j0j7&sourceid=chrome&ie=UTF-8&ibp=htl;jobs&sa=X&ved=2ahUKEwj_kqyJtdz-AhWwGDQIHZ64C-MQkd0GegQIDxAB&safe=active&ssui=on#fpstate=tldetail&htivrt=jobs&htiq=part+time+jobs+in+tucson,+az&htichips=job_family_1:cashier&htischips=job_family_1;cashier&htidocid=U3ly9Ibqa_sAAAAAAAAAAA%3D%3D

# data[].attributes.body
I found a car for sale that would cost $219/month.

https://www.cars.com/vehicledetail/86da4deb-3808-4cfc-b3b1-ad2ae1ab20d9/

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According to rentcafe.com, utilities in Tucson, Arizona will cost $172 per month on average.

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The total cost for law school at the University of Arizona would be $30,354.
https://www.usnews.com

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On Zillow.com, I found a house for rent for $900 per month ($450 with a roommate)
https://www.zillow.com/homedetails/8830-S-Nogales-Hwy-APT-1-Tucson-AZ-85756/2087719138_zpid/

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Welcome home to this newly renovated 2 Bedroom/1 Bathroom in a location near everything! Minutes from TIA, Raytheon, DMAFT and Casinos, this home is ready for you! Brand new stainless steel appliance package INCLUDED! Large backyard and covered parking too! Pets are subject to approval. Smoking allowed:No

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8830 S Nogales Hwy APT 1, Tucson, AZ 85756 | Zillow

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8830 S Nogales Hwy Apt 1, Tucson, AZ 85756-9609 is a single-family home listed for rent at /mo. The sq. ft. home is a 2 bed, 1.0 bath property. View more property details, sales history and Zestimate data on Zillow.

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https://smartasset.com/taxes/paycheck-calculator#CW5Xc5U6S4

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Photo credit: ©iStock.com/RyanJLane

Federal Paycheck Quick Facts
How Your Paycheck Works: Income Tax Withholding

When you start a new job or get a raise, you'll agree to either an hourly wage or an annual salary. But calculating your weekly take-home pay isn't a simple matter of multiplying your hourly wage by the number of hours you'll work each week, or dividing your annual salary by 52. That's because your employer withholds taxes from each paycheck, lowering your overall pay. Because of the numerous taxes withheld and the differing rates, it can be tough to figure out how much you'll take home. That's where our paycheck calculator comes in.

Tax withholding is the money that comes out of your paycheck in order to pay taxes, with the biggest one being income taxes. The federal government collects your income tax payments gradually throughout the year by taking directly from each of your paychecks. It's your employer's responsibility to withhold this money based on the information you provide in your Form W-4. You have to fill out this form and submit it to your employer whenever you start a new job, but you may also need to re-submit it after a major life change, like a marriage.

If you do make any changes, your employer has to update your paychecks to reflect those changes. Most people working for a U.S. employer have federal income taxes withheld from their paychecks, but some people are exempt. To be exempt, you must meet both of the following criteria:

1. In the previous tax year, you received a refund of all federal income tax withheld from your paycheck because you had zero tax liability.

2. This year, you expect to receive a refund of all federal income tax withheld because you expect to have zero tax liability again. If you think you qualify for this exemption, you can indicate this on your W-4 Form.

Federal Top Income Tax Rate

When it comes to tax withholdings, employees face a trade-off between bigger paychecks and a smaller tax bill. It's important to note that while past versions of the W-4 allowed you to claim allowances, the current version doesn't. Additionally, it removes the option to claim personal and/or dependency exemptions. Instead, filers are required to enter annual dollar amounts for things such as total annual taxable wages, non-wage income and itemized and other deductions. The new version also includes a five-step process for indicating additional income, entering dollar amounts, claiming dependents and entering personal information.

One way to manage your tax bill is by adjusting your withholdings. The downside to maximizing each paycheck is that you might end up with a bigger tax bill if, come April, you haven't had enough withheld to cover your tax liability for the year. That would mean that instead of getting a tax refund, you would owe money.

If the idea of a big one-off bill from the IRS scares you, then you can err on the side of caution and adjust your withholding. Each of your paychecks may be smaller, but you're more likely to get a tax refund and less likely to have tax liability when you fill out your tax return.

Of course, if you opt for more withholding and a bigger refund, you're effectively giving the government a loan of the extra money that's withheld from each paycheck. If you opt for less withholding you could use the extra money from your paychecks throughout the year and actually make money on it, such as through investing or putting it in a high-interest savings account. You could also use that extra money to make extra payments on loans or other debt.

When you fill out your W-4, there are worksheets that will walk you through withholdings based on your marital status, the number of children you have, the number of jobs you have, your filing status, whether someone else claims you as your dependent, whether you plan to itemize your tax deductions and whether you plan to claim certain tax credits. You can also fine-tune your tax withholding by requesting a certain dollar amount of additional withholding from each paycheck on your W-4.

A financial advisor can help you understand how taxes fit into your overall financial goals. SmartAsset's free tool matches you with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you're ready to find an advisor who can help you achieve your financial goals, get started now.

How Your Paycheck Works: FICA Withholding

In addition to income tax withholding, the other main federal component of your paycheck withholding is for FICA taxes. FICA stands for the Federal Insurance Contributions Act. Your FICA taxes are your contribution to the Social Security and Medicare programs that you'll have access to when you're a senior. It's your way of paying into the system.

FICA contributions are shared between the employee and the employer. 6.2% of each of your paychecks is withheld for Social Security taxes and your employer contributes a further 6.2%. However, the 6.2% that you pay only applies to income up to the Social Security tax cap, which for 2022 is $147,000 ($160,200 for 2023). So any income you earn above that cap doesn't have Social Security taxes withheld from it. It will still have Medicare taxes withheld, though.

There is no income limit on Medicare taxes. 1.45% of each of your paychecks is withheld for Medicare taxes and your employer contributes another 1.45%. If you make more than a certain amount, you'll be on the hook for an extra 0.9% in Medicare taxes. Here's a breakdown of these amounts for tax year 2022, which is filed in 2023:

$200,000 for single filers, heads of household and qualifying widow(er)s with dependent children

$250,000 for married taxpayers filing jointly

$125,000 for married taxpayers filing separately

2022 - 2023 Income Tax Brackets

If you work for yourself, you need to pay the self-employment tax, which is equal to both the employee and employer portions of the FICA taxes (15.3% total). Luckily, when you file your taxes, there is a deduction that allows you to deduct the half of the FICA taxes that your employer would typically pay. The result is that the FICA taxes you pay are still only 6.2% for Social Security and 1.45% for Medicare.

How Your Paycheck Works: Deductions

Federal income tax and FICA tax withholding are mandatory, so there's no way around them unless your earnings are very low. However, they're not the only factors that count when calculating your paycheck. There are also deductions to consider.

For example, if you pay any amount toward your employer-sponsored health insurance coverage, that amount is deducted from your paycheck. When you enroll in your company's health plan, you can see the amount that is deducted from each paycheck. If you elect to contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA) to help with medical expenses, those contributions are deducted from your paychecks too.

Also deducted from your paychecks are any pre-tax retirement contributions you make. These are contributions that you make before any taxes are withheld from your paycheck. The most common pre-tax contributions are for retirement accounts such as a 401(k) or 403(b). So if you elect to save 10% of your income in your company's 401(k) plan, 10% of your pay will come out of each paycheck. If you increase your contributions, your paychecks will get smaller. However, making pre-tax contributions will also decrease the amount of your pay that is subject to income tax. The money also grows tax-free so that you only pay income tax when you withdraw it, at which point it has (hopefully) grown substantially.

Some deductions from your paycheck are made post-tax. These include Roth 401(k) contributions. The money for these accounts comes out of your wages after income tax has already been applied. The reason to use one of these accounts instead of an account taking pre-tax money is that the money in a Roth IRA or Roth 401(k) grows tax-free and you don't have to pay income taxes when you withdraw it (since you already paid taxes on the money when it went in). If you are early in your career or expect your income level to be higher in the future, this kind of account could save you on taxes in the long run.

How Your Paycheck Works: Pay Frequency

Some people get monthly paychecks (12 per year), while some are paid twice a month on set dates (24 paychecks per year) and others are paid bi-weekly (26 paychecks per year). The frequency of your paychecks will affect their size. The more paychecks you get each year, the smaller each paycheck is, assuming the same salary.

How Your Paycheck Works: Local Factors

If you live in a state or city with income taxes, those taxes will also affect your take-home pay. Just like with your federal income taxes, your employer will withhold part of each of your paychecks to cover state and local taxes.

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Free Paycheck Calculator: Hourly & Salary Take Home After Taxes

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Federal Paycheck Quick Facts When you start a new job or get a raise, you'll agree to either an hourly wage or an annual salary. But calculating your weekly take-home pay isn't a simple matter of multiplying your hourly wage by the number of hours you'll work each week, or dividing your annual salary by 52.

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According to indeed.com, In Arizona, a magistrate normally makes from $170kto $210k.  However, during my 5 years of prior work experience, I would only make about 60k-110k.

https://www.indeed.com/career/attorney/salaries/AZ