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The transition from cash to digital payments not only helps to solve the effects of covid 19 but also to globalize financial inclusion.

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Financial health is having the economic capacity to create savings to withstand some kind of shock to the financial system.

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Net disposable income is a measurement of income to save or to discretionary things after pay your basically essential living expenses and taxes.

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The biggest advantage a company should focus on is its workforce. There are other important factors or things in a company, but if the ability and willingness of its employees is excellent, the performance will be much better, so the results will be as well.

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Business Trust is when the company respects the privacy of the consumer and agrees not to sell data or information about it.

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•Companies must cultivate trust and security, invest in their employees and the customer,who are the foundation of a company, to recover from the COVID-19 crisis, and take advantage of this moment to generate a kind of inclusive economy, for everything type of customer, and move to a digital economy.

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•The Covid-19 crisis gave a great boost to the transition from physical to digital money. This brings with it an inclusion, that effectively the mobile phone will be the one that will make it possible.

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•The idea of ​​a capitalism with multiple stakeholders arises, since it is not thought that you have to satisfy only one of the parties. We live in societies, we live in this world. That people have financial difficulties all the time does not benefit any company. We can reach a certain amount only when we can create economic security for employees, and that is what we must do.