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1. One of your major purchasing decisions
2 .A tool for source of income
3. Save on transportation cost
4. Besides monthly installment, other incidental expenses

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As an employed young adult, you need to pay your income tax. This is now done‘Pay-As-You-Earn’ (PAYE) under the Scheduler Tax Deduction Scheme.

Your income tax is deducted from your monthly
salary and sent directly to the Inland Revenue Board (IRB) by your employer.

It is your responsibility to declare all your sources of income to the IRB and pay the appropriate amount of tax.

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A student loan is an obligation and

should not be taken lightly. Once you start working, begin paying back your student loan, if you have one. The
student loan is a loan, not a gift. It is a legal as well as a moral obligation to pay it back so that others can enjoy the
same benefit that you did.

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Your
career is going to take up the most part of your adult life so do take it
seriously.

Plan
your career properly. Each time you change jobs, i.e. make a career move, aim
to increase your income-earning capability or prospects for greater things