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I plan to go into nursing and get my degree.

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High costs and the bleak job market have many questioning whether to go to college. But what are the alternatives? This exclusive features Young Entrepreneur, Carl Wesley Daniel, and High School Senior Eduardo Sanchez.

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I wanna go hiking and cliff diving somewhere in Hawaii and take a nice tour.

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Perfect climate, total relaxation, and more

1. The Perfect Climate

With the temperature staying steady from 80-85 degrees Fahrenheit, you will never be too hot or too cold! Hawaii weather is just perfect!

2. Total Relaxation

Stay at some of the world's most luxurious resorts and spas, or get back to nature with a picturesque beach rental or campsite retreat.

3. Family Friendly

Hawaii is one of the best places for family destinations. 'Keiki', which is the Hawaiian word for children, are welcomed everywhere. Most of the hotels and resorts offer great low cost attractions for kids, with clubs, menus, etc.

4. Beautiful Scenery

Watch whales and dolphins jump and play on many of the ocean cruises, swim with the sea turtles, and snorkel with all sorts of different marine life. Star gaze in the beautiful night sky or take a walk around the magnificent volcano. Those and many more fun and exciting adventures await!

5. Romance is in the Air

From weddings to renewing your vows, a relaxing honeymoon or just a much needed vacation; Hawaii offers the perfect romantic escape for any couple. Sumptuous Spas, delectable dining, glamorous nightclubs, our stylish resorts have it all covered.

6. Fun for All

Hawaii has something to offer for travelers of all interests, ages, and budgets. Select from:

Family vacations

Relaxation

Health Retreats

Romantic Getaways

Sports/Adventure

Volunteer work/Helping local communities

7. Incredible Nightlife

Hawaii has an international array of bars with tropical cocktails, dance parties, hot DJ's, international acts, and more. Or if you are looking for something a little more low key, check out some of the after dark showcase of art museums, galleries, and street entertainment.

8. Fantastic Food

Hawaii is an international and cultural melting pot. Here you will discover a fusion of China, Vietnam, Korea, Italy, Mexico, Portugal, and Thailand. And you can't miss out on indulging in the local Hawaiian Regional cuisine; always made with fresh, local, ethnic infused ingredients.

9. Adrenaline Rush

Whether you're an avid adventure seeker or spectator, you'll find no shortage of outdoor activities, and other exhilarating programs. Zipline through the forest canopies, mountain bike, world-class surfing, remote scuba dives, and many more.

10. Shopping, Shopping, and More Shopping!

From local craft, farmers markets, factory outlets, to mega shopping malls and high-end international designer boutiques; Hawaii has it all!

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With the temperature staying steady from 80-85 degrees Fahrenheit, you will never be too hot or too cold! Hawaii weather is just perfect! Stay at some of the world's most luxurious resorts and spas, or get back to nature with a picturesque beach rental or campsite retreat.

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I plan to eventually move in with a friend or my girlfriend.

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Apartments for Rent in Surprise, AZ - 159 Rentals | ApartmentGuide.com

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Choose from 159 apartments for rent in Surprise, Arizona by comparing verified ratings, reviews, photos, videos, and floor plans.

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I wanna get a certain physique and  I can accomplish that by getting a membership to a gym and combine that with eating healthy.

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Mountainside Fitness - Gyms in Phoenix and Surrounding Area

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Mountainside Fitness Serves the Phoenix Valley With 13 Gym Locations. Sign up for a Free Guest Pass Online.

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I wanna start saving my money so I can save up for some of my long-term goals.

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Think you can't save? Think again! Sure, it seems like there's not much wiggle room in your budget, due to the rising costs of basic necessities-but that's all the more reason to have a slush fund. Fortunately, there are plenty of painless ways to siphon cash from even a fixed income.

Start slowly, but do start; those money seeds will blossom into an extra layer of financial security. That sure beats wondering if you can really afford to put a $20 bill in a grandchild's birthday card.

1. Change in a jar. The old standby of saving all your change in a jar? It works. Sure, it might be only $10 a month, but that's $120 a year that might otherwise have ended up in vending machines or those "take a penny, leave a penny" dishes.

2. Save your coupons. Many stores print "You saved X dollars" on the receipts. But it's not savings unless you save it, so transfer that amount-immediately!-into your bank account.

3. Save your raise. If you're still working and were lucky enough to get a pay increase, pretend you didn't. Bank it instead.

4. Dollar bill challenge. When you get home from work or running errands, put all the $1 bills from your wallet in a jar. (Some people do this with $5 bills, but that's too rich for my blood.)

5. Random number challenge. Pick a number, then check your wallet nightly for bills whose serial numbers end in the digit you've chosen.

6. Weekly challenge. Actually a monthly challenge: You put aside $1 the first week of the month, $2 the second week, and so on. You'll end up with $10 to $15 per month. Not bad!

7. Calendar challenge. Put aside $52 in the first week of January. The next week, $51; the week after that, $50. And so on. This smarts at first, but keep your eyes on the prize: the $1,378 you'll have amassed by the end of the year.

8. Automate your savings. The easiest thing ever: Set up an automatic transfer from checking to savings each month. Better yet, transfer from checking into an online savings account, since you can't dip into on a whim.

9. Designate your dollars. Some banks let you set up sub-accounts and give them specific names. It might be "Slush Fund" but it could also be more specific, such as "New Car" or "Reunion Trip."

10. Keep the Change. This Bank of America program rounds debit-card purchases up to the next dollar and then transfers that amount from checking into savings. For example, if you pay $37.03 for groceries, 97 cents would go into savings. Easy, huh?

11. Password protection. Turn your PINs into reminders. For example, when you sign on to your favorite shopping sites, maybe having to type "jan92015"-the due date of your first grandchild-would remind you that setting up a college plan would be more rewarding than a new blouse.

12. Get a cash rewards credit card. Use it to pay for everything you can - groceries, utilities, gym membership - and bank the cash rebates. Look for the best cards at sites like NerdWallet or CardRatings.com.

13. Save impulsively. Tempted by an unnecessary purchase? Talk yourself down, then enter the amount of money you might have spent into a free app called ImpulseSave. That money will be transferred into savings.

14. Take surveys. SonyaAnn, who blogs at A Mom, Money and More, belongs to a few online opinion sites. Last year she earned $123, and also got some products to test. She does it waiting for the laundry to finish or watching TV with her husband.

15. Discount your purchases. Buy discounted gift cards on the secondary market for items you need most often. Suppose you buy a $50 Walgreens card for $44 and a $100 PetSmart card for $87. Immediately transfer $19 into savings and use the cards like cash. Discounted gift cards are available for just about anything you need; check GiftCardGranny for the best deals.

16. Bill yourself. You meet your monthly obligations on schedule, right? Make "savings" a bill, then pay it. Tip: Use the "bill reminder" feature of a budgeting software site like Mint.com or PowerWallet.

17. Get a savings buddy. Suggest that a friend or relative join you in the slush-fund goal, then chat or e-mail each week about your progress. You might even make it a challenge, i.e., whoever saves the most has to buy lunch.

18. Symbolize your savings. Suppose you or a spouse will retire in 2016. Transfer $20.16 cents into savings every month (or every week). If that class reunion takes place in June 2017, set aside $23 (six plus 17) every month/week to help defray the cost of attending.

19. Hide your dollars. Set up your slush fund as an online account; the few days it takes to transfer money is a built-in cooling-off period. (Do you really need that whatever-it-is?) Or, open it at a bank way across town and don't get a debit card. Having to drive and fill out a withdrawal slip should help you re-think purchases.

20. Change an unhealthy habit. Do you smoke? Quit! Then set aside the money that once went for tobacco. In the habit of driving three blocks to pick up a prescription or a quart of milk? Walk instead-you'll save money (gas, wear-and-tear) and get a little exercise to boot.

21. Change a fun (but pricey) habit. Do you meet friends at Starbucks a few times a week? Replace those meetings with a pleasant stroll or an at-home kaffeeklatsch. (Take turns hosting) Do you and your spouse give in to the "early bird special" too often? Instead, look for new recipes and prepare them together. You don't have to give up good times-you just have to re-imagine them.

22. Round it up. Still use a checkbook, or a paper register to balance your online account? Record that $72.19 electric company payment as "$73" and turn the $35.27 supermarket bill into "$36." Do this all month with both checks and debit purchases, then transfer the differences into savings.

23. Swipe a few bucks. The day before payday/Social Security deposit day, check your checking-account balance. If there's $139.95 in the account, send $9 (or $39) into savings.

24. Found money = fund money. Any unexpected cash (rebate checks, the quarter you found in a parking lot, etc.) goes into savings.

More sneaky tips
And if you really need a boost...

25. Launder your funds. Every time you do a load of wash, put $2 in a jar. (I do this, and it really adds up.) Oh, and let your family know that any money found in their pockets is now your money. Or, rather, the fund's money.

26. Pay it forward. Finally made the last car payment? Keep writing that check - or, rather, transfer the amount into savings each month. Not possible? Transfer half the amount.

27. Reward yourself. Some people have a "swear jar," putting in a quarter every time they let a choice word fly. But why not a "Yay you!" jar instead? If you decided not to buy an ice-cream cone at the mall, put a quarter in the jar. (Better yet, put in the cost of the cone.) Chose to wait until "Senior Monday" to see the latest blockbuster movie? Made dinner instead of going out? Yay you! Now: Pay you!
Donna Freedman writes about midlife and money at DonnaFreedman.com.
Read more from Grandparents.com:
10 best and worst states for taxpayers over 50
6 moments when we spend too much money
10 money tips for people over 50

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Think you can't save? Think again! Sure, it seems like there's not much wiggle room in your budget, due to the rising costs of basic necessities-but that's all the more reason to have a slush fund. Fortunately, there are plenty of painless ways to siphon cash from even a fixed income.

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To graduate High-school with at least a 3.7 GPA

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To graduate High-school with at least a 3.7 GPA

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I'm on my senior year of high school and just have to finish this last semester out strong.

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Benefits of Having a High School Diploma

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Having a high school diploma can great affect your life positively. Learn the advantages to staying in school.

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I'm not sure what kind of car I wanna get but to achieve this, I need to save money.

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If you're in the market for a new car, here are my tips for making a smart purchase.

First, go to your credit union, online bank or traditional bank and prequalify for a car loan (or apply online.) That tells you how much car you can afford and what type of monthly payment you will have to budget.

Start your research with at least two different vehicles in mind. Then check out the price, reliability, and cost to insure each of the cars you're considering. Check out the annual April auto issue from Consumer Reports for their list of recommended new car buys.

Next, use the Internet to find out the dealer cost of the vehicle and the options you want. Websites like Edmunds.com, KBB.com (Kelley Blue Book) and NADA.com offer great tools that will help you determine the value.

When you've narrowed the search to one or two vehicles and have the actual dealer cost for each, shop online for instant price quotes. Websites such as CarsDirect.com, TrueCar.com, Overstock.com, USAA and Zag.com are great for this purpose. Costco has a car-buying program that moved 400,000 vehicles last year alone!

If you prefer not to buy online, use the online price quotes as a guideline and call the dealers to see if they'll match the price quote.

Another relatively easy way to buy a car involves emailing the Internet department at a dealership and negotiating by email. Make sure you always ask for a quote that includes all the junk fees a dealer may have.

Some dealers are charging 'packs,' which are phony charges for documents, vehicle etching, fabric treatments, etc. It may sound silly, but it can amount to $300 or more just for doing the paperwork or spraying some stuff on your car seats! Not every dealer tries to do this, so that's why it's important to shop around.

Look at cars when a dealership is closed, so there's no salesperson to pressure you. The best way to test-drive a car is to rent it for a day or two. It's the ultimate test drive.

You can also buy your new car from a no-haggle dealership, such as through a warehouse club that has a car-buying program with pricing that has already been negotiated. In most cases, you'll save money and the process of buying will be faster and easier.

If you do choose to negotiate with a traditional car dealer, be prepared for a difficult process. When you go into the dealer to sign the paperwork, make sure what is on the purchase agreement is what you've agreed to previously by phone or fax. If it's not the same, do not go through with the deal. The best way to protect yourself in a dealership is to be willing to walk out.

Dealers will typically mark up a loan by about 2% on the average car purchase. That's why I so strongly recommend you secure financing on your own as a first step. And remember, never take out an auto loan for longer than 42 months!

Finally, what if the manufacturer offers zero percent financing? Before you make any decision, consult with Edmunds.com's Low APR vs. cash back calculator.

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The "Clark Smart" steps for buying a new car

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If you're in the market for a new car, here are my tips for making a smart purchase. First, go to your credit union, online bank or traditional bank and prequalify for a car loan (or apply online.) That tells you how much car you can afford and what type of monthly payment you will have to budget.

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I'd like to start eating whole grains and protein more. No fast food or preservatives.