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The date your payment must be received by

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The smallest amount of money a borrower can pay monthly towards their credit card, usually 2% of the balance

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A period of time when no interest is charge on the credit card

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A maximum amount of credit a borrower can use

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An interest rate that changes based on the movement of another rate index

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An interest rate that does not change for the life of the loan

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Lower interest rate offered on a new credit card, usually the first six months. After that the rate increases

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Interest Rate/APR (Annual Percentage Rate)

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Interest Rate/APR (Annual Percentage Rate)

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The charge for borrowing a sum of money, usually expressed as a percentage of the original loan charged annually

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A fee assessed for paying the minimum balance of a credit card after the due date

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A once yearly charge for having a credit card