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Short-term payment Options

High coverage

High Investment Yield

Perfectly fits medium-long term fund

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Short term Plan

High Investment Return

Focuses on Investment

Payable for 5,7,10,15 years

Goof for retirement plan

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Pay only for 5, 7, 10 or 15 years depending on your preference and get coverage until age 100 *Provided that fund value is sufficient to cover insurance charges

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Elite Plan has a short paying period of 5, 7, 10 and 15 years with higher premium allocations for faster accumulation.

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High Investment and short term plan

-Raym

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Early fund allocation

-Christian

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Limited pay terms 5,7,10,15 years.

-bhevs

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Good Protection and High Investment Returns

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Since this is a term plan but high return. it is good for people fir business owners, Goal oriented people

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Limited-pay term plan

Great for high earners

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Short term plan- 5/10/15 years

Higher accumulation of investment fund compare to PAA

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Sum assured plus the fund value

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Maximum Protection Coverage

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Limited-pay variable insurance plan Benefits

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Limited-pay variable insurance plan Benefits

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Limited Payment Period

Investment Growth

Insurance Protection

Cash Value Accumulation

Tax Advantages

Financial Flexibility

Customizable Riders

Legacy Planning

_Arnica

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Short term plan with high chance for investment.

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Short term plan with high chance for investment.

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High Sum Assured

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Term Plan 5/7/10/15

High investment return

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Higher SA

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High SA

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Higher Income protection

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High coverage since the multiple for Sum Assured relative to the Premium is higher compared to other products. - Brian Alphonsus Apayor

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Mas malaki sum assured compared sa PAA.

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Insured up to age 100

Higher DB

- JP

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Potential for Higher Payout

Guaranteed Payout

Tax-Free Payout

Income Replacement

_Arnica

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High Coverage

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If the client doesnt use an Investment, the Fund Value Value will add to Death Benefit. -Marvin

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higher sum assured

value of units of the policy

125% of all top ups

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high yield investment

for short term goals

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Financial backup for expenses during recovery

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Interim income for the family in case of accident and disability.

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For uncertainties they can claim the ATPD and ADD

ATPD will minus from SA

ADD if ever the client died will add to SA

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Cash benefit deducted from the base plan and paid in advance in case of sickness or injury

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Financial aid while on bed

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In case Mr. Client you encounter unfortunate event that you become Temporary or Permanently Disabled

, you will loose the ability to earn income. That's where the ATPD and ADD benefit comes in. I will pay you money to replace your income and continue living. You can also use to money to treat your condition.

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Income replacement in case of accident

Fund assistance in recovery

Family is taken care of while you focus on recovery

- JP

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Knowing you have a financial safety net in case of a disabling event can reduce stress during challenging times.

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cover for expenses

not stress the family financially

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peace of mind cause whatever happens you’ll have fund to help you while recovering.

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ATPD Benefits

Lump-Sum Payout

Income Replacement

Financial Security for Medical Costs

No More Premium Payments

Peace of Mind

ADD Benefits

Increased Death Benefit:

Dismemberment Coverage:

Partial Payouts

Together, ATPD and ADD riders offer comprehensive protection against unexpected accidents, providing both income replacement and coverage for medical expenses or long-term care needs. They ensure that the policyholder and their family are financially secure in case of serious accidents or injury.

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Ready fund for uncertainties in life without using your savings.

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10% Of Annual premium is rewarded for loyalty on 11th yr onward

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In case the client will not be able to work temporarily for 6 months or permanently, this will help replace the income

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For policies that were paid on time for the first 10 years, PruLife gives loyalty bonus of 10% for the policy year 11 to 20. Elite 15 is eligible for this bonus for policy years 11 to 15. That means you have higher potential for fund accumulation that you can eventually use in the future when you need it. - Brian Alphonsus Apayor

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Additional funds and would encourage the client to be a disciplined saver

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A reward for paying premiums on time and without withdrawals to be added on the compounding power of the investment.

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Additional Premium Allocation on year 11 - 15 onwards to increase fund value

-JP

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Peace of mind chka masaya kasi dagdag sa ipon mo.

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Loyalty Bonus

Add additional 10% direct to investment fund for clients

No missed payments

No withdrawals

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After 10 yrs continue paying your premium 10% of it will be added to 11-15 yrs.

-Bigger investment returns

-It help to increase the Fund Value

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Years 11-15: 10% for peso or 5% for dollar (For Elite 15 only)

Rewarded for being committed with one’s insuravest

Money can be used for further plans of the client

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It rewards your long-term commitment with financial perks and savings, and staying loyal to your policy enhances its overall value, giving you more for what you pay.

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For years 11 to 15, apercentage of the annual premium will be given to buy adtl units and increase the fund value of the policy

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Potential for Higher Payouts

Boost to Cash Surrender Value

Increased Policy Value

Encourages Long-Term Policyholding

No Additional Cost

Reward for Policy Longevity

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Elite has one of the best premium allocation, starting at 70% on the first year. That means you have higher potential for fund accumulation - Brian

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A short road to get millions.

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More of your premium goes into investment funds, leading to potential higher returns.

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Ensure that you grow your money faster

Fund value is utilized to its maximum making sure you can maximize earnings

-JP

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Faster Cash Value Growth

Maximized Investment Potential

Higher Surrender Value

Increased Death Benefit (Potentially)

More Financial Security

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for further plans of the client (business, retirement, funds)

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Additional protection

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We can attach additional riders to enhance the Elite plan that will cater to your specific needs and wanted protection. - Brian

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More benefits that is tailor-fitted to the client's needs.

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this will make the plan comprehensive and cover the clients needs

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gives the client the option to personalize the policy to the clients priority needs

Can add more benefits

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Provides extra financial security beyond the base policy.

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since higher ang Premium mas able ka to have riders like waivers.so mas nagiging comprehensive yung coverage mo so may peace of mind ka.

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money accumulation especially on the type of CI benefits (CCB, LCB, LCP, etc.)

peace of mind

secured future

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Enhanced Financial Protection

Cost-Effective Customization

Tailored Coverage

Income Replacement

Critical Illness Coverage

Guaranteed Insurability

Accelerated Benefits