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Colour Values are the light and the darks of a colour you create adding black and white (neutrals) to a colour.
Colour + black = shade
White + colour = tint

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Colour schemes are a systematic way of using the colour wheel to put colours together.

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Monochromatic
A paint or a picture with one colour and its values

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Complementary colours
Complementary colours are colours opposite on the colour wheel.

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Analogous
The analogous colour scheme is 3-5 colours adjacent to each other on the colour wheel

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Warm colours
The hues from red to yellow, including orange, pink,brown and burgundy are called warm colours

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Cool colours
The hues from green to violet, including blue and all the shades of grey, are known as cool colours