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Identity theft occurs when somebody wrongfully aquires and uses a consumer's person identification, credit, or account information.

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Most targeted age group = elderly and children

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Most targeted age group = elderly and children

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This is because the elderly have a lot of savings in their account for their retirement. Also, children are not as knowledgable on how to prevent identity theft and what to do when they become a victim of identity theft.

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Ways thieves can obtain your personal information

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Ways thieves can obtain your personal information

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- stealing/pick pocketing
- diverting mail
- dumpster diving
- skimming
- phishing
- pretexting
- spyware/hacking

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How can you protect yourself from identity theft?

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How can you protect yourself from identity theft?

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- Only carry what is necessary in your purse
- memorize your PIN number
- avoid giving out your account over email
- deposit your mail in secure post office collecting boxes
- use passwords that are combinations of numbers, symbols, and letters
- do not clink on links found in pop-up ads
- never post your full name, social security number, card or bank information, address, or phone number
- order a credit report from an agency every 4 months

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What to do if you are a victim of identity theft

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What to do if you are a victim of identity theft

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1. Act immediately
2. File a police report with your local police
3. Contact the 3 major credit bureaus and request a free fraud alert be added to your credit report
4. Close all of your accounts that have been tampered with or opened fraudulently
5. File a complaint with the FTC

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The fraudulent practice of sending emails pretending to be from reputable companies in order to obtain individual's personal information, such as passwords and credit card numbers.

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1. The phishers decide what kind of business to target depending on what they want.
2. Phishers create a website page, email, or phone call that instructs the person to reveal their personal information
3. Sometimes the links in the emails can place a virus into your computer.
4. The phishers record the information and use it to make illegal purchases or commit fraud.

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1. If you received an email from your bank that requires you to enter personal information, call your bank immediately and ask them if they sent it.
2. Do no click on links in emails from banks or companies you do not work with or know about.
3. Install an Anti-Phishing Toolbar
4. Use firewalls

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http://www.phishing.org/10-ways-to-avoid-phishing-scams

https://computer.howstuffworks.com/phishing.htm

https://www.consumer.ftc.gov/features/feature-0014-identity-theft