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4. Is there a minimum monthly payment?  If so, what is it?

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4. Is there a minimum monthly payment?  If so, what is it?

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MasterCard: If you owe less than $200 your payment will be $10, if you owe more than $200 your payment will be 5% of the total amount you owe.

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MasterCard: no, there is no annual fee for masterCard

AmericanAirlines: yes, ther is a fee for transaction and penalty.

1. Transaction:

Visa: No, Ther is no annual fee for Visa

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2. Does the APR increase over time?  If so, when and by how much?

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2. Does the APR increase over time?  If so, when and by how much?

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MasterCard: yes, 20%

AmericanAirlines: yes, 29.99%

Visa: yes, its increases to currently 10.49% - 22.49% based on your creditworthiness

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The APR is An annual percentage rate that is charged for borrowing or earned through an investment

MasterCard: 18%

AmericanAirlines: 26.24%

Visa: 0%

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8. What does reading the fine print reveal?

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8. What does reading the fine print reveal?

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I learned that reading the fine print reveals that there are more fee's than just borrowing the money.

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AmericanAirlines: at least 25 days

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6. What extra fees and penalties may be charged?

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6. What extra fees and penalties may be charged?

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MasterCard: Silver card no fees.  Fee for a cash advance in Canada $2. Fee for a cash advance outside Canada $4. Fee for a bounced cheque (NSF cheque) $25. Fee for an extra copy of your
monthly statement $2. Fee for going over your credit limit $20
(a credit limit is the amount of money you can
spend using your credit card)

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5. What is the credit limit with the particular card?

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5. What is the credit limit with the particular card?

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AmericanAirlines: It is located on the card carrier.