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This is a June 2001 scholarly article on education and savings published by B. Douglas,  Daniel M. Garrett, and Dean M. Maki on the CSU libraries page.  This scholarly article gives me stakeholders that are being affected, that being the minority students being affected by financial curriculum mandates. 

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This is a June 2001 scholarly article on education and savings published by B. Douglas,  Daniel M. Garrett, and Dean M. Maki on the CSU libraries page.  This scholarly article gives me stakeholders that are being affected, that being the minority students being affected by financial curriculum mandates. 

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This popular source was published on January 11, 2024 by Elizabeth Heubeck on the Education Week site. Elizabeth talks about the importance of financial literacy in High school curriculums and shows the effects of it.  

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This popular source was published on January 11, 2024 by Elizabeth Heubeck on the Education Week site. Elizabeth talks about the importance of financial literacy in High school curriculums and shows the effects of it.  

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A Few Years Ago, 8 States Required Personal Finance Education. Now It’s Up to Half

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Advocates say the pandemic has accelerated the push to require high schoolers to take a financial literacy course.

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This popular source was published on August 6, 2024 by Robert Farrington a personal finance expert who covers student loans reports on the Forbes Newsletter. Giving the pros and cons of Financial literacy in High schools accommodating my acknowledgment of the problems in my issue.   

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This popular source was published on August 6, 2024 by Robert Farrington a personal finance expert who covers student loans reports on the Forbes Newsletter. Giving the pros and cons of Financial literacy in High schools accommodating my acknowledgment of the problems in my issue.   

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More States Require Financial Literacy Classes In High School

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California just became the latest state to require financial literacy courses in order to graduate high school.

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This popular source was published on August 19, 2024 by Ramseys Solutions newsletter. Ramseys educates us on the states that require financial literacy in 26 states and how they are working it in students' curricula.  Giving me different perspectives of each states curriculum. 

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This popular source was published on August 19, 2024 by Ramseys Solutions newsletter. Ramseys educates us on the states that require financial literacy in 26 states and how they are working it in students' curricula.  Giving me different perspectives of each states curriculum. 

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Which States Require Financial Literacy for High School Students?

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Twenty-six states currently require financial literacy for high school students to graduate. Find out if your state made the list.

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This scholarly source was published on August 29, 2022  an article written by John Jerrim, Luis Alejandro Lopez-Agudo & Oscar David Marcenaro Gutierrez. Informing how financial literacy in high school is not as successful as we think. 

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This scholarly source was published on August 29, 2022  an article written by John Jerrim, Luis Alejandro Lopez-Agudo & Oscar David Marcenaro Gutierrez. Informing how financial literacy in high school is not as successful as we think. 

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The link between financial education and financial literacy  A cross-national analysis

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This Scholarly source was published on April 6th, 2024 by Jazmine Knight in a newsletter in which she explains the importance of understanding finance and its effects of this acknowledgment.  This newsletter helped me understand a stakeholder perspective on the issue. 

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This Scholarly source was published on April 6th, 2024 by Jazmine Knight in a newsletter in which she explains the importance of understanding finance and its effects of this acknowledgment.  This newsletter helped me understand a stakeholder perspective on the issue. 

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Who can do something about this problem, and what can they do?

Educators can become an alliance to this problem by using their status to help bring awareness to these problems in school boards bringing attention.

Campaigns can also bring light to this big shadow that blocks students' sight of what it is to be financially literate

Who are the stakeholders in this problem?

Some of the stakeholders in my problem are high school students dealing with this problem now.

Teachers also play a part in teaching this subject and doing it correctly. Parents are also advised to help with pushing these mandates.

What are the constraints and affordances around this problem?

Some of the constraints I see to this problem would be teachers' willingness to create space in an already tight curriculum.

Parents have also been a form of constraint for students acknowledgment of these ideas, not wanting their kids to find out about their social status.

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show cases a new perspective and a new stakeholder that I did not think of when it comes to getting to decide who makes the curriculum.

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California could require kids to learn how to manage money. Should voters decide curriculum?

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A California ballot initiative would mandate a personal finance class in high school. Critics say voters shouldn’t decide curriculum.