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Gives more peace of mind to the PO and PLI

as they can have additional cash benefits and can continue the PO's legacy

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MLCP - 300% max CI benefit

help client to be secured up to 3 CI.

LCAP - 25% early stage CI benefit (4x)

addtl help if client encounter early stage CI.

LCAP - advanced stage CI benefit

give security to client to be at peace while recovering.

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CI Rider - Gives a comprehensive coverage for critical illness and provides financial security to the client when diagnosed.

HI Rider - Gives coverage in terms of hospitalization due to illness or coverage, advantage to the client in case he has no HMO. Client can focus on recovery and not on the medical bills.

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Hospital Income-Alvin

This benefits client will get a replacement for her/his income incase of hospitalization per day maximum of whole year coverage and will replenish every policy year.

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It gives you peace of mind that your medical finances will be covered so that you can focus on your recovery and treatment.

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The client will have a peace of mind because of this benefit no need to sell properties to cover his hospital bill since he will be covered by the company.

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A huge help for client when diagnosed with critical illness esp. with the high cost of critical illness expense here in our country, the client can focus on recovery and medication

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Hospital Income-its beneficial because the client will only focus for his recovery because he will have a hospital allowance the time of his confinement.

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Daily Hospital Income

- great help since you cannot go to work you dill have income that can you can buy for meds.

Optional benefits: ICU, LTH, SER

- More comprehensive than HMO that can be max out in 1 sickness.

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On top of your HMO benefits if any, you will receive income replacement for the days that you will be confined in the hospital.

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Serve as income replacement for client when hospitalized for more than 12 hrs

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PA Packages - peace of mind for your children in terms of Field Trip or Extra curricular activities they are covered

PA Murder & Assault - cash assistance for unexpected death

PA Accident Rider - cash assistance for recovery and medication

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Rider-Alvin

Additional fund will add to the SA during untimely death of the insured and also client will receive a maturity benefits if client reach maturity age.

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Additional Term - It gives additional cash benefit to the beneficiary which can exceed the current lifestyle of the family.

Payor Term - Gives coverage to the payor in case of disability and death of payor.

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You have additional coverage/ cash benefit in case of untimely demise of LI(ATR) / payor(PT). This gives financial security for your beneficiaries.

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AMR - When the client does not have HMO, it’s an advantage to have this benefit because it reimburses the expenses caused by unforeseen circumstances.

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PA-Murder and Assault

-It is beneficial because there is guaranteed cash benefit if the client is being assaulted.

PA-Accidental Medical Reimbursement

-This will help the client if the accident happens because their hospital bill will be reimbursed.

PA-Packages

-This kind of accident rider feature is beneficial for those clients whom enjoyed extreme activities.

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Murder and Assualt

Client will receive additional 100% of SA not more than 1M

Accident Reimbursement

Client will receive reimbursement due to accident but they need to pay first

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PA - Murder and Assault

- beneficiary can be somehow feel at peace with the financial assistance even for the sad moment of untimely death.

PA - Accidental Medical Reimbursement

- help to pay medical expenses

PA Packages

- feels additional security whenever engage in different activities, juvenile for the field trip.

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PA-Murder and Assault - In case of murder and assault, you have additional coverage to use for you medical care.

PA - Accidental Medical Reimbursement - Incase of hospitalization or medical expenses due to an accident, you will be reimbursed for what you paid for up to the 10% of PA SA

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Murder and Assault - It gives additional coverage to the insured in case unfortunate events such as murder and assault happens. We never know when this happens so it gives security to the client in times like these, especially if they are living in areas that are prone to crimes.

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Will waive all premium until 60 years old

Client will focus on recovering because PRU will cover all payments.

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LCW - Waive all your future premiums and still have potential earnings in funds. Focus on recovery without financial stress

WTPD - Focus on recovery, waive all your future premiums and still have potential earnings in funds. Policy is still in force

Payor Waiver - Can serve as inheritance to your loved ones, ensuring that plan will still in force for your beneficiaries

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Life Care Waiver - Once diagnosed with critical illness (1/36), you do not need to worry about the premium payment of your policy up to age 70, but you are continuously covered. Your fund value will still grow since the company will be the one to pay for you.

WPTPD - You do not need to worry about your premium payment. You may focus on your recovery.

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Life Care Waiver - great help that client can focus on recovering w/o thinking the payment of premium.

WPTPD - same thing can focus on recovering up to time you may recover.

Payor Waiver - help the juvenile still be protected even with untimely death of parents.

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It gives assurance and peace of mind to the insured knowing that his policy continues and premiums are waived when he is diagnosed with CI or TPD.

He can focus on recovering from his illness and disability.

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Even with trad plans, you have access on PRU life funds and still have potential to grow your money overtime

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This is beneficial for those clients that are willing to try something new in investments even though it's not guaranteed but since we have the best fund manager this will give them additional income because their money will grow aside from having existing protection.

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this is good for conservative client to start up to invest with a lower amount but still with protection.

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Client will have additional benefits that will use in the future and emergencies.

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It gives an additional option for clients who wants to grow their money.

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You may have access to PRUlife UK managed funds and a chance for capital appreciation.

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Lump sum cash benefit due to injury - client can use this for medication, therapy and no longer need to look for money.

ATPD - living benefits that can be use for continous bills

NTPD - no deduction on SA which can be use for family inheritance

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The lump sum amount will help client for treatment /theraphy and they can also used to put up a small business as a source of income.

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Lump sum cash benefit due to injury or disease

- client can use the amount for medication, to continue the lifestyle and put up business for passive income since the client cannot go back to work.

ATPD: advances the sum assured

- may use to continue the lifestyle of family.

NTPD: keeps the sum assured intact

- the sum assured may use as client legacy for the family in case TPD got worse.

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Lump sum cash benefit due to injury or disease - You will have cash to pay for your medical care and replacement income during the time you cannot work anymore.

ATPD - More affordable living benefit. You can use a part of your sum assured while you are still alive.

NTPD - Your pamana for your family will still be the same.

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Lump sum cash benefit due to injury or disease: Client will no longer have to look for money to cover for the medical expenses caused by accident.

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Lump sum cash benefit due to injury or disease - WIIFM

ATPD - WIIFM

NTPD - WIIFM