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1. Saving 储蓄

2. Investing 投资

3. Loans 贷款

4. Side Hustles 副业

5. Budgeting 预算规划

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1. Education: Saving for tuition fees or professional courses. 教育：为学费或专业课程存钱。

2. Travel: Allocating funds for a dream vacation or family trips. 旅行：为梦想假期或家庭旅行筹集资金。

3. Buying Assets: Saving for a car, house, or other major purchases. 购买资产：为购车、购房或其他重大支出存钱。

4. Emergency Fund: Building a safety net for unforeseen expenses. 应急基金：建立用于应对意外开支的安全保障。

5. Business: Saving or investing to start or grow a business. 创业：存钱或投资以启动或发展业务。

6. Retirement: Planning for a secure financial future. 退休：规划安全的财务未来。

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1. Immediately: Start now or as soon as possible. 立即：现在开始或尽快开始。

2. Soon: In the next few months or a year. 很快：在接下来的几个月或一年内。

3. Later: After 1–2 years or more. 稍后：在1到2年或更长时间之后。

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I plan to save money so I can go on a dream trip immediately after graduation.

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I wish to become billionaire

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I hope I can live happily without

any problems about money

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whenever you earn something back, save it and earn more money back whenever you need

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Start online web business after gaining enough experience in web development

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Gain investment knowledge and do investment 

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Gain investment knowledge and do investment 

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in 5 years to build my own industry or company to offer people services

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Be rich

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I want to be able to start my own business and use my money to make myself rich, and donate my money to the people in need.

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i plan invest the money i have now to make my business

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I’ll become financially free and comfortable

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Your biggest financial goal for the next five years is to achieve financial stability while managing your expenses wisely. Since you’re in the B40 income category and currently unemployed, your focus will be on securing a stable job after completing your degree, increasing your savings, and potentially funding your MBA. You’ll also aim to be financially independent, reducing reliance on external support while making smart financial decisions.