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How to Calculate Premium for Compulsory Insurance

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How to Calculate Premium for Compulsory Insurance

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In order to calculate Compulsory Insurance, one must add 10/20 and 5M together

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Bodily Injury- injury or death to people in passenger car or other cars
Property damage- injury to other people's autos, trees, buildings, hydrants, etc.

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All who own vehicles must have Auto Insurance to be lawfully able to drive. Auto Insurance is based a lot on a person's driving record, age, and even vehicle type.

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Short-Rate Premium and Refund Calculation

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Short-Rate Premium and Refund Calculation

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Short-Rate Premium would be used if a business fails or if a policy is canceled within a given amount of months.

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Classification of Building for Fire Insurance

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Classification of Building for Fire Insurance

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Fire insurance rates per $100 of coverage for contents and buildings.

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When unexpected fires occur, home owners rely on fire insurance. Fire Insurance will help home owners replace their home at the same value of the home lost in flames.

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Term Insurance
Straight-life Insurance
Twenty-Payment Life Insurance
Twenty-Year Endowment
Universal Life Insurance

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The person receiving insurance is called the insured or policyholder. The company who provides the insurance is known as the insurer. A spouse would be considered a beneficiary, which would receive the insurance proceeds after the death of the insured.

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Families are in need of long-term-care insurance being: auto, life, property, nursing home, or even for fire. Over half of the United States population do not understand their insurance policies.