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1. Microfinance focuses mostly on low-income individuals or small group levels. The purpose is to provide access to financial services (loans, savings, insurance) to people who lack access to traditional banking. Microfinance institutions such as MFLs, NGOs, and credit unions. The loan sizes are usually small amounts often under a few thousand dollars. For example, a $500 loan to a rural woman to start a small tailoring business.

2. Microfinance focuses on national international to study and manage large scale financial issues affecting economies, such as government dept, international capital flows, or central banking policies. institutions such as governments, central banks, and international organizations such as IMF and world bank. The loan size is in very large amounts often in millions or billions of dollars. For example, a $1 billion loan from IMF to a country to support economic reform.

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(1) The difference between Microfinance and Macro finance is that microfinance deals with helping multiple individual small developing business by giving them an amount of money to grow and improve their business and resources while Macro finance is giving a large amount of money to one particular business entrepreneur and helping their business grow into a big company with multiple factories that help not only help smaller business but also creates multiple jobs.

(2) I personally think that Macro finance will be better benefit less developed countries (LDC) because the problem with less developed countries is mostly poverty or job shortages with Macro finance it creates a large scale of jobs because multiple factories are being created to support a particular entrepreneur and not only that, large factories also helps the small business improve and get resources which also benefits smaller business although the question of whether the business we invest in will grow it up to the bank to analyze ad see potential consumer rate and advice whether or not the company is worth becoming large scaled.

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1. Both microfinance and macro finance aim to promote economic development and improve the situation with poverty. They both deal with funding initiatives and using financial recourses and supplies to improve living standards. However, their main difference deals with the sizing of their efforts. Microfinance focuses on providing small-scale finances and loan services for individuals and small businesses. While Macro finance deals with large scale finances for a national or regional level.

2. Macro finances can and would be better for benefits of the LDCs because it can create a stable and successful environment and help micro finances to increase. Its policies conduct to economic growth, for example, stabilizing the financial system, manage inflation, and promote investment.

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A. Microfinance is helping individuals or small groups and like more personalized and helping small businesses who need it and that has little money, while Macro finance is on a bigger scale and deals with broader economic strategies. Microfinance and Macro finance are both aim to make it possible for economic growth and development by providing financial resources to individuals, or organizations just in different ways.

B. I believe that Macro finance is better for LDCs because it would not really benefit everyone expect for that person. But having a Macro finance would have a big impact for many people. When reading the article, it says that "microfinance helps the poor and they believe that socially minded businesses, like the Grameen Bank, undermine the work of government. They do both help each other because it also says that Microfinance including both loans and savings services that is good for microbusinesses" which is not a bad thing, but we want something many people could have an impact in. But if we do Macro finance it could help the economic growth and might as well help others. Large financial interventions can create a promoting job creation, business expansion, and overall economic growth. And maybe have a microfinance available for the people who qualifies, so it would help them. But the best way to go is a Macro finance, but honestly, I feel that they both have strong explanation and solution to them. Both help each other.

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A. Micro-finance is all about helping low-income people and small businesses get financial services. This usually means giving out small loans and providing savings accounts. The idea is to empower people to improve their financial situation, start their businesses, and boost their communities to help reduce poverty. On the other hand, Macro-finance looks at bigger things, like large loans, investments, interest rates, and the economy as a whole.

B. Microfinance is more beneficial to LDCs because it provides important financial services to help people and small businesses that lack access to good banking options. It is more impactful as it helps empower entrepreneurs, which can create jobs and boost economic growth.

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Both Macro Finance and Micro finance attempt to aid those in poverty, and especially LDCs. Micro finance gives loans to small businesses, predominantly women. When these loans are given out it in turn creates many successful businesses which can help the area get away from poverty and go up the DTM. Even though Micro finance aims to slowly help a whole community one business at a time, Macro Finance makes a large corporation or government take control of money for a region. The group decides what purchases will help the country succeed rather than seeing where it goes. Macro finance also opens jobs and can create city infrastructure, which Micro can somewhat do Aswell.

I believe that macro finance will benefit an LDC greater than micro would. Micro finance could be a hit or miss, and as stated in the article citizens were not benefiting from micro finance efforts.  Governments could make sure and deeply plan with data censuses given to them on exactly would help a country boost economically, which is something that can’t be done by small businesses.

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Microfinancing and macrofinancing are two concepts that deal with finance for the people. Microfinancing refers to the providing of financial services to individuals and small businesses who lack access to conventional banking, with a focus on supporting entrepreneurship and economic development at the beginner level. Macrofinancing, on the other hand, examines the impact of finance on the macroeconomy, including the interaction between monetary policy, financial market conditions, and economic activity. While microfinancing is focused on the individual or small business level, macrofinancing takes a broader view, looking at how finance affects the overall economy.

2 I believe that macrofinancing would be better for LDC's as it focuses on the overall boost in economy. Individuals can not get much help if the overall economy is suffering as well. After giving the economy boost they could then use microfinancing to help benefit the individual people.

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A. Microfinance and Macrofinance both have a goal of economic growth and prosperity, but Microfinance focuses on the individual person and boosting the local economy, while Macrofinance focuses on strengthening economy on a larger scale.

B. For LDCs, Macrofinance will benefit their economies by building big businesses to create jobs for others, which will work more efficiently, rather than giving a bunch of struggling entrepreneurs a few hundred dollars. :)

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A. Micro-finances are for individuals and are smaller, while macro-finances are for companies and are larger.

B. LDCs would benefit more from macro-finance because they can do more large scale things to help the country's economy and help businesses grow instead of focusing on the needs of individuals. If a country focuses on building their economy, it will help individuals more in the long run and provide a solid base for the country to establish more methods of income.

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Microfinance and Macrofinance - Evan Frye

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Microfinance and Macrofinance - Evan Frye

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A. Microfinance provides small-scale loans to individuals or small businesses to support their growth, whereas macrofinance involves large-scale loans and investments. While microfinance directly helps people, macrofinance promotes broader economic development.

B. Macrofinance would be more effective for Least Developed Countries or LDCs because it affects the economy in a larger way than microfinance does. Furthermore, microfinance consists of giving financial help to individuals but macrofincance gives financial assistance to one person like an entrepreneur that can then take that money to generate jobs.

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A:crofinance targets individuals and small businesses, offering resources and services to support their growth. Microfinance involves the broader finance system, focusing on prices, access, and economic growth at a community or national level.

B:Microfinance is more beneficial for Least Developed Countries because it creates a foundation for business growth, generating income and jobs in the short term.

Microfinance is essential for long-term economic development.

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A. Micro financing is the focus on the needs of individual people and serving them. Macro-financing is focusing on the needs of companies and serving them.

B. In my opinion, Macro finance is better than Mirco finance because it focuses on helping companies which can better impact the economy as well as the government. Micro-financing focuses on helping individual people which would make less of an impact

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A. Micro finance is about the needs of a person financially. Macro finance is about the financial needs of a government or business system. For example, the difference between the purchase of a house and the building of a bridge.

B. I feel macro finance will have the greatest benefit from LDCs due to the fact that many factories can be placed there. Larger businesses start offshoring and primary workers go up in LDCs.

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A. Micro-finances support the needs of small businesses to encourage their growth. On the other hand, macro-finances are large-scale loans and investments that promotes the country's economic growth.

B. Macro-finance is more effective for LDC's because it focus's more on building the overall economy of the country. It will focus on the business corporations that could boost the economy. It also focuses on the needs of the government which will also create more prosperity.

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A. Microfinance focuses on the financial needs of individuals and is a community-based approach to provide money or financial services to poor individuals. Macrofinance focuses on the financial needs of governments, and economy.

B. For LDCs, Macrofinance has a greater benefit for a country because it focuses on it's economy, rather than a single individual. Macrofinance can help a LDC build stronger financial systems, benefiting the entire country and shines a path for economic development.

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A. Compare and contrast Microfinance and Macrofinance.

From what I have learned in the video and the article Microfinance and Macrofinance differentiate with the factor of that microfinance focuses on an individual community or section approach to increase financial services to small businesses that don't have a good or ideal access to the mainstream or general resources. However, microfinance deals with an economy or overall general social structure. It studies and focuses on the relationships with the financial section and general overall economy and studying statistics of markets, institutions, and general policies and how certain variables like GDP, inflation unemployment rates influence both factors and vice versa.

B. Explain which you think will have the greatest benefit for LDCs.

According to the African countries statistics and experiences to improve economic freedom or development in Africa needs to build world-class businesses, and focus on domestic or general wealth, and supplying employment. In the TED talk and article it states how Macrofinance will help and have the greatest benefit for LDCs. Macrofinance is more useful for long term infrastructure it can fail to directly impact poorer populations due to requiring and needing strong independency, government and transparency which are factors that mostly are lacked in LDC communities. However, microfinance are better and somewhat more commonly used which factor better within the modern movement and world in order to help development. So for better benefit going from microfinance to microfinance would have the best improving benefit. If LDC are looking for a quick and immediate affect that they wish to live off of for a short microfinance can potentially improve the sustainability factor and general inclusive growth.

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A. Microfinance and Macrofinance are both similar but different. One similarity is that both Micro and Macrofiance deal with financial services. However, one difference between the two is the groups that it provides financial services to. For example, Microfinance deals more with entrepreneur and impower individuals while macrofinance deals more with an entire economy or large scale social structures.

B. Macrofinance will help LDCs more than Microfinance will. Macrofinance works to build up an economy so that citizens will have stable jobs and flow of money. Microfinance is not the best option because it will provide help to individuals which making their own business might not have a stable job and flow of money. In Africa it has been shown that more Africans want to work for a bigger company then be an entrepreneur. Macrofinance will help to build these bigger business to provide these jobs.

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A. Micro-finances are about the needs of singular persons. On the other hand, macro-finances are about the needs of the businesses and governments.

B. Macro-finance is much better than micro-finance because it will first focus more on building the overall economy. It will focus on the businesses that could boost the economy more. It also focuses on the needs of the government which will also help boost the economy.

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1. The difference lies in their scope. Microfinance is an individual-focused, community-based approach to provide money and/or financial services to poor individuals or small businesses that lack access to mainstream or conventional resources. By contrast, macrofinance deals with an economy or an overall social structure. Microeconomics and macroeconomics examine similar financial situations, such as resource allocation and the changing rates of economic progress. Both concepts are complementary, as analysts often use microeconomic principles to provide a context for large-scale financial investigations.

2. Micro-enterprises take advantage of the abundant labor supply characteristic to LDCs to better maximize the capital/labor function. However, microenterprises are an exceptional form of business which is reflected in their unique fiscal needs. Those special needs are usually classified as micro-loans.

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Sustainable Development

There are many theories and methods that were designed to help countries develop such as Rostow's Model and Foreign investment from MNCs. However recently there has been a movement toward sustainability. Read the following article and watch the short video then write a response to the prompt.

A. Compare and contrast Microfinance and Macrofinance.

B. Explain which you think will have the greatest benefit for LDCs.

Article: https://opinionator.blogs.nytimes.com/2011/03/24/grameen-bank-and-the-public-good/

Video: https://www.ted.com/talks/sangu_delle_in_praise_of_macro_yes_macro_finance_in_africa

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A. Microfinance focuses on individuals and small businesses and providing resources and access to services to build them up. On the other hand, macrofinance is the general finance system and the economy. It focuses on prices, access, growth in the economic community as a whole.

B. I believe LDCs would benefit more from microfinance because it would serve as the basis and foundation for businesses to grow which creates jobs and generates income quickly. Whereas macrofinance is more crucial for long-term effects.