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The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has now concluded.

The Commissioner, the Honourable Kenneth Madison Hayne AC QC, submitted his final report to the Governor-General on 1 February 2019. The final report was tabled in Parliament on 4 February 2019.

The Commission was established on 14 December 2017 by the Governor-General of the Commonwealth of Australia, His Excellency General the Honourable Sir Peter Cosgrove AK MC (Retd).

The Governor-General issued Letters Patent which formally appointed the Royal Commissioner and outlined the Terms of Reference for the inquiry.

The Terms of Reference for the inquiry can be found within the Letters Patent.

More information can be found on the Commission's website.

A historical record is available on the National Library of Australia Trove.

Interim Report

The Interim Report of the Financial Services Royal Commission was submitted to the Governor-General of the Commonwealth of Australia, His Excellency General the Honourable Sir Peter Cosgrove AK MC (Retd) on 28 September 2018 and tabled in Parliament on 28 September 2018.

The Interim Report covers policy related issues arising from the first four rounds of hearings.

Volume 1

Volume 2 - Case studies

Volume 3 - Appendices

A copy of the Executive Summary is also available below as a single download.

Final Report

The final report was submitted to the Governor-General of the Commonwealth of Australia, His Excellency General the Honourable Sir Peter Cosgrove AK MC (Retd) on 1 February 2019 and tabled in Parliament on 4 February 2019.

Volume 1

Volume 2 - Case studies

Volume 3 - Appendices

Transcripts

Hearings and transcripts are available on the National Library of Australia Trove.

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Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry

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The Commission was established on 14 December 2017 by the Governor-General of the Commonwealth of Australia, His Excellency General the Honourable Sir Peter Cosgrove AK MC (Retd). The Commissioner, the Honourable Kenneth Madison Hayne AC QC, submitted his final report to the Governor-General on 1 February 2019.

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PROVISION OF FINANCIAL ADVICE & PRODUCTS

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PROVISION OF FINANCIAL ADVICE & PRODUCTS

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(1) FACTORS IN DECIDING THAT AN AFSL IS REQUIRED

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(1) FACTORS IN DECIDING THAT AN AFSL IS REQUIRED

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(3) AUTHORISED REPRESENTATIVE & THEIR STATUTORY RESPONSIBILITIES

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(3) AUTHORISED REPRESENTATIVE & THEIR STATUTORY RESPONSIBILITIES

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(4) DISTINCTION BETWEEN A RETAIL & WHOLESALE CLIENT

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(4) DISTINCTION BETWEEN A RETAIL & WHOLESALE CLIENT

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SLIDE 17

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SUSPENSION ,BANNING ORDERS (SLIDES 19, 20)

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SUSPENSION ,BANNING ORDERS (SLIDES 19, 20)