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The Pros and Cons of Fixed Income Investing

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The Pros and Cons of Fixed Income Investing

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For more than 15 years, Scott Russian has been working in the investment management and research industry. A consultant for SCR Consulting, he has developed a strong understanding of several types of investments. Scott Russian is familiar with such things as high yield bonds and fixed-income investing.

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For more than 15 years, Scott Russian has been working in the investment management and research industry. A consultant for SCR Consulting, he has developed a strong understanding of several types of investments. Scott Russian is familiar with such things as high yield bonds and fixed-income investing.

A type of low-risk investing that provides people with a steady source of income, fixed-income investing is often preferred by individuals who are focused on preserving wealth. Such investments pay investors on a fixed schedule. This means that each investor knows how much they will receive and when that money will be made available. In having this knowledge, investors worry less about market volatility, like they would with stock investing, and have a viable source of income that they can rely on.

While fixed-income investing is a less risky strategy, it is not fully without its risks. As with any long-term investment, fixed-income investments may lead to losses due to inflation. Such investments must have yields that outpace regular inflation to avoid the issue. The interest rates of certain fixed-income investments, particularly bonds, may also rise and reduce yield; and fixed-income investments are still at risk of defaulting if the company who issued them cannot repay its debts.

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The Pros and Cons of Fixed Income Investing

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For more than 15 years, Scott Russian has been working in the investment management and research industry. A consultant for SCR Consulting, he has developed a strong understanding of several types of investments. Scott Russian is familiar with such things as high yield bonds and fixed-income investing.

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Equal Justice Council Supports Maryland Legal Aid

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Equal Justice Council Supports Maryland Legal Aid

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A magna cum laude graduate of Boston University, Scott Russian holds a bachelor of science in finance. Currently a consultant with Massachusetts-based SCR Consulting, he provides research and portfolio management services for investment firms. Scott Russian maintains membership in professional organizations such as the Equal Justice Council.

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A magna cum laude graduate of Boston University, Scott Russian holds a bachelor of science in finance. Currently a consultant with Massachusetts-based SCR Consulting, he provides research and portfolio management services for investment firms. Scott Russian maintains membership in professional organizations such as the Equal Justice Council.

Made up of business and legal leaders in the Maryland community, the Equal Justice Council supports Maryland Legal Aid in numerous ways, including acting as ambassadors and advocates for the organization. For nearly 110 years, Maryland Legal Aid has provided legal assistance and representation for low-income and marginalized individuals across the state of Maryland.

The Equal Justice Council conducts robust fundraising campaigns focused on personal contributions and donations from the business community. Additionally, the Equal Justice Council cultivates relationships with foundations and corporations that have the capacity to support Maryland Legal Aid. Members host the annual managing partners' breakfast for legal leaders in the community, as well as recruiting events like the annual Equal Justice Awards breakfast.

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Equal Justice Council Supports Maryland Legal Aid

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A magna cum laude graduate of Boston University, Scott Russian holds a bachelor of science in finance. Currently a consultant with Massachusetts-based SCR Consulting, he provides research and portfolio management services for investment firms. Scott Russian maintains membership in professional organizations such as the Equal Justice Council.

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As the Director of Finance for Stride Funding Inc. in Boston, Massachusetts, Scott Russian has an MBA in finance from Boston College. His duties include fund management, investor relations, and corporate finance. Before joining Stride Funding Inc., Scott Russian was the director of Liberty Mutual Investments in Boston. He is also a member of the CFA Society Boston.

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As the Director of Finance for Stride Funding Inc. in Boston, Massachusetts, Scott Russian has an MBA in finance from Boston College. His duties include fund management, investor relations, and corporate finance. Before joining Stride Funding Inc., Scott Russian was the director of Liberty Mutual Investments in Boston. He is also a member of the CFA Society Boston.

The CFA Society is a network of investment management professionals working in the Greater Boston area. Members are brought together by a common belief that espouses the best practices in their professions, the highest ethical standards, and promoting professional development within the industry. This is by building trust and educating the communities they are working with.

CFA has developed its 2021 strategic plan covering organizational strategies towards realizing the Society's mission and vision. The 2021 CFA strategic plan focuses on members' personal and professional development, addressing diversity issues in the investment profession, and developing an inclusive and supportive culture within CFA and the greater community.

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As the Director of Finance for Stride Funding Inc. in Boston, Massachusetts, Scott Russian has an MBA in finance from Boston College. His duties include fund management, investor relations, and corporate finance. Before joining Stride Funding Inc., Scott Russian was the director of Liberty Mutual Investments in Boston.

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Scott Russian possesses 15 years of experience in the finance industry. As the director of finance at Stride Funding, Scott Russian works with a next-generation higher education funding provider that offers Income Share Agreements (ISAs) to ensure that repayment plans are commensurate with career earnings.

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Scott Russian possesses 15 years of experience in the finance industry. As the director of finance at Stride Funding, Scott Russian works with a next-generation higher education funding provider that offers Income Share Agreements (ISAs) to ensure that repayment plans are commensurate with career earnings.

An early 2021 Stride Funding white paper, "ISAs: Towards an Outcomes-Driven Solution for the Student Loan Crisis," explores shortcomings in the present system of higher education funding. Current practices have created a student debt crisis in which tuition has doubled over the past two decades. Some 45 million students hold an outstanding student debt total of approximately $1.6 trillion.

Despite a lack of rewarding careers and unsustainably high educational costs, the line of college loan applicants only grows longer. The reason is simple: adults who graduate from college, on average, earn $20,000 more per year than those who only graduate from high school. The differences are even more pronounced in high-demand fields, such as STEM and health care, in which jobs outpace the overall market.

An ISA concept was initially placed into the public debate by Nobel Prize-winning economist Milton Friedman in the 1950s. The concept is that dividends on student loans, which are akin to "investments in human capital," should be contingent on the future earnings of students. Those who face unemployment or have incomes under a predefined threshold should not have to make student debt payments.

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Scott Russian possesses 15 years of experience in the finance industry. As the director of finance at Stride Funding, Scott Russian works with a next-generation higher education funding provider that offers Income Share Agreements (ISAs) to ensure that repayment plans are commensurate with career earnings.