# data[].attributes.headline
Directions Careers Information, Advice & Guidance

# data[].attributes.subject
Directions Careers Information, Advice & Guidance

# data[].attributes.body
Take a look at our useful websites page for information on CV Writing, Higher Education, Work Experience, Volunteering, Job Searching and websites for Careers Information, Advice & Guidance.

https://directions-careers.co.uk/useful-information/useful-websites/

# data[].attributes.attachment_link.description
School Careers guidance, Information and Advice in Essex

# data[].attributes.attachment_caption
Local College/Sixth Form/University Open Events (you may need to book a place online with the institution before attending any event)

# data[].attributes.body
Click to see all of the local College/Sixth Form & University open event dates for the academic year!

# data[].attributes.body
From January 2027 funding for Higher Education courses is changing. Find out more information here!

# data[].attributes.attachment_link.title
Modular provision and the lifelong learning entitlement - Office for Students

# data[].attributes.attachment_link.description
A guide to the lifelong learning entitlement, how it will change higher education and what it means for regulating higher education.

# data[].attributes.body
The UCAS Hub is the central online dashboard for students navigating higher education and training in the UK.

# data[].attributes.attachment_link.description
Explore all your options and start planning your next steps.

# data[].attributes.headline
Top 40 jobs most likely to be at risk or safe from AI according to Microsoft

# data[].attributes.subject
Top 40 jobs most likely to be at risk or safe from AI according to Microsoft

# data[].attributes.body
A newly released Microsoft Research study has ranked 40 occupations it believes are most at risk from advanced AI tools, and at the same time, the study identifies 40 jobs with minimal AI exposure, particularly those that require a physical presence or hands-on interaction.

https://www.tomsguide.com/ai/microsoft-reveals-the-40-jobs-ai-is-most-likely-to-replace-and-40-that-are-safe-for-now

# data[].attributes.attachment_link.title
Microsoft study reveals the 40 jobs AI is most likely to impact - and 40 that are safe (for now)

# data[].attributes.attachment_link.description
A new Microsoft study ranks the 40 jobs most at risk of being replaced by AI and the 40 roles that are safest for now. Find out if your career is on the list.

# data[].attributes.body
Find the latest higher/degree level apprenticeships from some of the top UK employers!

https://www.amazingapprenticeships.com/wp-content/uploads/2026/04/April-HD-Listing-2026-MASTER-1.pdf

# data[].attributes.body
Find out everything you need to know about courses on offer and how to apply.

https://www.ucas.com/

# data[].attributes.attachment_link.readable_text
Her appointment follows the departure of Clare Marchant in September 2023, after 6 years in the position, to take up the role of Vice Chancellor at the University of Gloucestershire.

# data[].attributes.attachment_link.description
UCAS connects people to University, post Uni studies including teacher training, apprenticeships & internships. Find all the information for your next step.

# data[].attributes.headline
Healthcare Virtual Work Experience Programmes

# data[].attributes.subject
Healthcare Virtual Work Experience Programmes

# data[].attributes.body
Are you interested in a career in the Healthcare sector. Look here for FREE virtual work experience opportunities for Medicine, Dentistry and Clinical Psychology.

https://www.journeytohealthcare.co.uk/courses

# data[].attributes.headline
NHS Health & Care Academy Work Experience

# data[].attributes.subject
NHS Health & Care Academy Work Experience

# data[].attributes.body
You can download the ‘Healthzone UK’ app then search for ‘Mid and South Essex Health & Care Academy’ in the search bar which will show you the opportunities available for work experience placements across the NHS.

https://workexperience.ourpeopleyourfuture.co.uk/?apage=browseview.php&viewID=2

# data[].attributes.attachment_link.title
The Mid and South Essex Industry Placement Hub

# data[].attributes.attachment_caption
What you study at sixth form or college can affect your options at university and your future career. Use Informed Choices to help you understand which subjects open up different degrees, particularly at Russell Group universities. 

# data[].attributes.body
https://www.informedchoices.ac.uk/start

# data[].attributes.attachment_link.description
What you study at sixth form or college can affect your options at university and your future career. Use Informed Choices to help you understand which subjects open up different degrees, particularly at Russell Group universities.

# data[].attributes.headline
Health Care Work Experience Opportunities with Mid & South Essex Foundation Trust

# data[].attributes.subject
Health Care Work Experience Opportunities with Mid & South Essex Foundation Trust

# data[].attributes.body
The Experience Hub brings together placement opportunities into one accessible space. It has been designed to make it easier for you to explore a range of careers available while gaining valuable, real-world insight into what working in the sector is really like.

# data[].attributes.attachment_link.description
If you are interested in experience working with us at MSE, you can find
out about the opportunism we have such as clinical, non-clinical and
medical posts.

# data[].attributes.body
Find out how much you should get paid as a minimum wage.

https://www.gov.uk/national-minimum-wage-rates

# data[].attributes.attachment_link.title
National Minimum Wage and National Living Wage rates

# data[].attributes.attachment_link.description
The National Minimum Wage and National Living Wage rates: age, apprentices, previous years.

# data[].attributes.body
Search for an apprenticeship after year 11 or 13 using the government website.

https://www.gov.uk/apply-apprenticeship

# data[].attributes.attachment_link.description
Register your profile, search vacancies and apply for an apprenticeship - you must be 16 or over

# data[].attributes.body
If you are not considering University as your next step then take a look at the opportunities on offer.

https://notgoingtouni.co.uk/#

# data[].attributes.body
Not sure what you want to do? Try matching your skills & personality to over 400 different job roles. Take the quiz here.

https://www.prospects.ac.uk/

# data[].attributes.attachment_link.description
Prospects for graduate jobs, postgraduate study, advice about work experience, internship opportunities and graduate careers

# data[].attributes.body
See what degree your A Levels subjects are best suited to!

https://www.theuniguide.co.uk/a-level-explorer

# data[].attributes.attachment_link.readable_text
The Getting Into Uni Guide [Download]

We've teamed up with The Student Room to create a free, comprehensive guide to getting into university, covering everything from research to applying, finance to freshers' week survival.

# data[].attributes.attachment_link.title
Which Degree Courses Do Your A-Levels Suit? - The Uni Guide

# data[].attributes.attachment_link.description
We've teamed up with The Student Room to create a free, comprehensive guide to getting into university, covering everything from research to applying, finance to freshers' week survival.

# data[].attributes.body
Check out these job profiles on the National Careers Service website to find your perfect match.

https://nationalcareers.service.gov.uk/explore-careers/job-sector

# data[].attributes.attachment_link.title
Explore by job sector | National Careers Service

# data[].attributes.body
Job guides to help you find a suitable career.

https://www.inputyouth.co.uk/jobguides/jobguideindex.html

# data[].attributes.attachment_link.title
Job Guides, Careers Advice, Career Guides

# data[].attributes.attachment_link.description
Job guides, Careers Advice, career guides, news and site links, providing information and help to young people on a variety of subjects

# data[].attributes.body
The Russell Group represents 24 research-intensive universities located in every region and nation of the UK.

https://www.russellgroup.ac.uk/our-universities

# data[].attributes.attachment_link.description
Find out more about the 24 members of the Russell Group

# data[].attributes.body
Everything you need to know about student finance all in one place!

https://www.savethestudent.org/student-finance/the-big-fat-guide-to-student-finance-2012.html

# data[].attributes.attachment_link.readable_text
Student Finance got your head in a spin? Let us put you straight. We'll show you where the money is, how it works, how much you can get and how to get your hands on it.
Are Student Loans really all that bad? Actually, what even is a Student Loan? How will it impact your studies and your future? Is it even worth going to university anymore?

The chat surrounding Student Finance has all got a bit out of hand. Get to the facts and you'll find it's all quite straightforward, affordable and accessible.

And facts are what this guide is all about. Yes, Save the Student has campaigned against tuition fees for years, but we're even more passionate about debunking the myths that stop young people from following their dreams of going to uni in the UK.

How to use this guide

You don't have to read everything, or try to digest it all in one go:

Read what you can now and bookmark the page to pick it up later if you're short of time!

Student Finance in 30 seconds

1. Student Finance (funded by the government) helps students from any financial background to go to university.

2. The Student Finance package includes a loan for course fees, plus a means-tested Maintenance Loan or Grant to cover living costs.

3. Universities can charge up to £9,250 a year in tuition fees, but you'll pay nothing upfront if you're eligible for Student Finance in the UK (most students are).

4. You could get extra cash if a health condition, childcare costs or clinical placements leave you out of pocket while studying, or financial support if you're struggling to get by.

5. You or your parents may be expected to chip in for maintenance support (i.e. living costs). You'll need to plan for this!

6. Student Finance has to be paid back, but don't let that put you off. Student Loan repayments work more like a graduate tax, which is far easier to manage than normal loan repayments.

7. You only make Student Loan repayments once you've left your course AND are earning enough. Repayments vary with your salary, and stop altogether if your income drops too low.

8. Controversially, the Student Loan charges up to 4.5% interest each year until you pay it all back.

9. But crucially, many loans may be written off anyway before they're fully repaid. If you're not a big earner after uni you may only pay back a fraction of what you borrow from Student Finance.

10. For the most part, Student Finance is reserved for UK students, but some exceptions apply.

11. Almost all students can get a bite at funding beyond Student Finance, from bursaries and scholarships to charity and corporate cash.

Student Finance FAQs

What is the 'Student Loan'?

Student Finance in the UK includes a mix of grants (which don't have to be repaid) and loans (which you do pay back). Your Student Loan is all the repayable funding you apply for - that is, the Tuition Fee Loan and/or Maintenance Loan.

Bear in mind that you may have to repay some grants and extra funding as well if you leave your course early: always get advice before dropping out.

How much are tuition fees in the UK?

Most universities charge £9,250 a year for course fees. However, universities in Northern Ireland, Scotland and Wales often charge less (or nothing) to students who already live there, are from the Republic of Ireland or are from the EU and started their course in or before the 2020/21 academic year. Unfortunately, international students almost always face higher fees.

The good news is that most students from the UK can apply for Student Finance, scholarships or fee waivers, all of which make it easy to cover tuition costs.

How much Student Finance will you get?

The Tuition Fee Loan lets you borrow enough money to pay course fees in full, up to £9,250 a year (or about £6,000 a year at private unis). How much Maintenance Loan you get for living costs depends on your household income and where you live while studying.

How much you can apply for depends on where you're studying and what your household income is, though there's a bit more on offer if you study in London or spend part of your course abroad. Many students will get less than the maximum, so it's important to check for yourself.

Your funding package may also include support for physical or mental health conditions, or cash for parents and carers: payouts for these vary.

Who can get Student Finance?

There are almost as many rules about who can get Student Finance as there are Subway sandwich combos.

At its simplest, you should be eligible for tuition AND maintenance support if you're studying an approved course at a registered uni and haven't previously started a degree or similar course.

You'll also need to be a UK citizen (or have 'settled' status) and have been living here for at least three years before your course start date.

While Irish students, and those from the EU who started their course in or before the 2020/21 academic year, can apply for the Tuition Fee Loan, they won't usually get help paying living costs.

Rules and amounts also vary if you're a part-time student, over 60, at a private uni, or claiming special circumstances such as refugee status. Contact Student Finance to flesh out the extra details for yourself.

What else do students have to pay for?

Tuition fees may hog the headlines but, for most students, the key to surviving at university is planning for living costs.

These include monthly rent, food, transport, textbooks, and anything else you need to stay alive and on top of your studies.

The average student spends £810/month at uni, though there are ways to pay less or find funding.

When should you apply for Student Finance?

You can start applying for Student Finance in the spring before your course starts. You don't need a confirmed place, so get in early to be paid promptly at the start of term. You can apply as late as nine months after starting, but don't wait if you need the money.

Either way, allow time to get your paperwork together, plus at least four to six weeks to hear a decision. It's not as long-winded, but you'll also need to reapply for funding each year of your course.

We also have all the Student Finance deadlines you need.

What funding is available if you can't get Student Finance?

Universities offer a mix of scholarships, bursaries, fee waivers and hardship (emergency) funds. Some charities, companies, councils and professional bodies also award grants and financial support: it's possible to dig up hidden funding for everything from spiritual or ethical beliefs to what your parents do for a living.

If you can't get (or don't want) Student Finance, make sure your salary, savings, family support or other finance is enough to cover the cost of uni.

Will tuition fees change?

Tuition fees have been frozen for the last few years, but in 2017 they increased from £9,000 to £9,250 a year - even affecting students who had already started their courses. However, even if tuition fees jumped up to £100,000 a year, it wouldn't increase the amount you'll repay every month.

Monthly loan repayments after uni are determined by your salary, not by how much you borrow.

Will bigger loans lead to more student debt?

While Student Finance helps pay for university, it does usually mean you'll graduate owing thousands. But, because of the way repayments work, in reality, many students will only pay back a small part of what they borrow.

Use your predicted graduate salary and monthly repayments to see if the loan is right for you, rather than fixating on what you'll owe. In the meantime, you absolutely do need a plan to deal with everyday debt such as student overdrafts, credit cards and other kinds of borrowing.

Can you afford university?

Only you can decide if university is affordable for you. There's a lot of funding out there, some of it ring-fenced to ensure poorer students aren't left out.

That said, almost everyone finds it easier with extra income or family support, as many students struggle to get by on Student Finance alone. However you play it, a money plan is a must!

It's likely your parents are going to have lots of questions about Student Finance too - which is why we created our parents' guide to university just for them.

How to contact Student Finance

To apply for Student Finance or ask how much you'll get, contact the agency where you live (or where your uni is located if you're not from the UK):

England

Phone: 0300 100 0607

Website: Student Finance England

Northern Ireland

Phone: 0300 100 0077

Website: Student Finance Northern Ireland

Scotland

Phone: 0300 555 0505

Website: Student Awards Agency Scotland

Wales

Phone: 0300 200 4050

Website: Student Finance Wales

How much does university cost?

Tuition fees in the UK can be anything from free up to £9,250 per year. We have a full guide on how much university costs with more information, but it's important to remember the price of your tuition will depend on where you're from in the UK and where in the UK you'll be studying.

Fees are also likely to be very different for international students (which, as of the 2021/22 academic year, includes students from the EU, excluding Ireland), as there's no official maximum figure. Either way, check the university's website or prospectus for details or see the UCAS course catalogue.

How to pay for university

Tuition Fee Loan

Apply to: Student Finance

Eligible full- and part-time students can borrow for the full cost of their course fees, up to £9,250 per year (or up to £6,165 a year at private universities). This money isn't means-tested, so household income won't affect how much you get.

The maximum amounts apply to students from across the UK who study in England. This means if you're from Wales and opt to study in England, you'll get enough to cover the higher fees. However, you can't borrow a bit extra on the side with this loan: it's only for course fees and is paid directly to your university.

If you don't take the Tuition Fees Loan, you'll need to make your own arrangements to pay tuition, either in full or in instalments.

If you're a Scottish student studying in Scotland, note that even though you'll likely be eligible for 'free' tuition, you'll still need to apply to Student Finance to ensure you don't get charged.

Living costs

Maintenance Loan

Apply to: Student Finance

The Maintenance Loan pays for day-to-day living expenses like rent, bills, food and books. Unlike the fees loan, it's paid directly to your student bank account once a term (monthly in Scotland) and you can spend it on anything you like - which is why you need to be clever about it.

The Maintenance Loan is partly means-tested. Everyone eligible can get some of it regardless of their financial situation, but to get the full allowance, you'll need to declare household income. For most students, that's how much their parents earn.

Maintenance Grant

Apply to: Student Finance

Maintenance Grants are the golden ticket of Student Finance because - unlike loans - you don't have to repay them. How much you get depends on your household income and where you're from:

Students from Northern Ireland can get up to £3,475 a year.

Students from Wales can get at least £1,000 a year, up to a max of £6,885 if they live at home, up to £8,100 if they live away from home, or up to £10,124 if they live away from home and study in London.

Students from Scotland can receive the Young Students' Bursary of up to £2,000 a year.

New starters from England can't apply for the Maintenance Grant anymore. You're now expected to take out a larger Maintenance Loan instead. If you started your course before 2016 and already get a Maintenance Grant, don't panic: your funding will continue as long as agreed.

Special Support Grant

Apply to: Student Finance

In Wales and Northern Ireland, some students with lower household incomes may be able to swap the Maintenance Grant for a Special Support Grant (SSG). You could be eligible if you receive certain benefits, qualify for Disabled Students' Allowance or are a single parent.

SSG pays up to £3,475 a year in Northern Ireland, and up to £5,161 a year in Wales. Just like the Maintenance Grant, it's means-tested and doesn't have to be repaid. Unlike the regular grant, it won't reduce the amount of Maintenance Loan you can apply for, and won't affect any benefits you get either.

Making the most of maintenance funds

Maintenance funding is doled out in regular instalments, but you'll need to make it last between payments. Rent or freshers' week can hoover up an entire loan, so plan ahead!

You need to register for your course before funds are handed over. That means you'll get to uni before receiving your loan, so bring cash to keep you going in the meantime.

Including untaxed income in your household income assessment (such as some savings interest/state benefits) could mean you get a smaller Maintenance Loan - our student tax tips explain how to work it.

You can ask to be reassessed for funding if your household income drops significantly during your degree - keep it in mind.

Bursaries and scholarships

Apply to: your university

Almost all universities offer a selection of student bursaries. These are cash gifts you usually don't have to repay.

Bursaries typically go to students whose household income is below £25,000 a year, though some universities cut off at around £40,000 a year. There may also be awards for students leaving care, refugees, and those who financially support or care for others. Payouts vary from book tokens and one-off awards to annual payments of £1,000 or more.

Scholarships reward talents or achievements such as exam grades, music and sport. Some universities also offer incentives to study particular courses, or could be available to students from specific countries. Scholarships can be cash awards or tuition fee waivers (if you're given a choice, cash is the better deal!).

Your own money

Any cash you bring to the table will make uni life a lot easier. Start stuffing money into a savings account before you start your course if you can - even a few quid here and there adds up.

If you can work while studying, here are some ways to make some extra cash:

Parental contribution

Some Student Finance maintenance funding is means-tested, so how much you get depends on your household income. If you're financially dependent on your parents, that means their income affects your funding.

Crucially, the more your parents earn, the less Student Finance you'll get, because the government expects them to contribute as well - this parental contribution calculator reveals how much:

In reality, many students feel guilty about asking, don't ask at all, or are left short because their parents can't help. It's definitely awkward, but it's a conversation you need to have with your folks sooner rather than later. Consider the following questions:

Can your parents afford to help you?

Do they have any conditions about how you spend the money?

Will you have to pay them back?

If they can't help financially, how else could they support you? Don't underestimate the power of leftovers!

Show them our parents' guide to university if they need more info to make a decision. And, if you'd like more advice about asking your parents for money at university, our guide can help.

Borrowed cash

Apply via: student banking

Borrowing without a plan is like jumping out of a plane with a handbag instead of a parachute: it won't end well.

A 'plan' means thinking about why you're borrowing, comparing options (credit card, loan, overdraft, saving up), checking the total cost, and planning for repayments.

An interest-free overdraft is one of the best picks for students. Used the right way, they let you borrow cash for free (unlike commercial loans). Use them poorly, however, and you lose the benefit.

Start with our student overdrafts explainer, then pick the best student bank account for your needs.

How to budget for university

For many students, uni is the first time they've lived away from home, which includes paying for things like bills and groceries. Creating a budget whilst at university will help you get a grip on your finances. By listing all your monthly income and outgoings, you'll be sure to never spend more than you should.

If you're unsure where to start, you can download our budgeting spreadsheet or use a budget tracker to make things easier.

Extra sources of funding

Support for parents and carers

Apply to: Student Finance

If you're responsible for looking after someone else while studying, you could be in line for extra cash. The funds below cough up £1,000s each year, though your payout will depend on your household income. Once you get the cash, it's non-repayable.

The Parents' Learning Allowance awards cash to students with dependent children. In Scotland, it's a Lone Parents Childcare Grant - i.e. for single, widowed or divorced parents.

As you might expect, the Childcare Grant helps pay for a childminder, nursery or other childcare fees. In Scotland, money is handed out directly by the university and is a limited pot - so you'll need to apply early.

An Adult Dependants' Grant provides cash support if you're financially responsible for another adult, for example, as a carer. Awards are means-tested, either by your household income or the person you look after.

While these funds are mostly for full-time UK students, who can claim (and how much) varies around the country. Cash is bundled in with Student Finance, so you'll need a UK bank account to get paid.

Disabled Students' Allowance (DSA)

Apply to: Student Finance

If you have a disability that causes you extra costs while studying, you could get DSA. 'Disability' includes mental health issues, unseen conditions (like epilepsy) and learning difficulties (such as dyslexia) as well as long-term physical conditions. There's funding to pay for specialist equipment, a non-medical helper and travel expenses, plus a general allowance.

The amount you could be entitled to will vary depending on where you are based in the UK, but DSA isn't means-tested and doesn't need to be repaid. Accepting other disability-related grants or support can affect whether you get DSA, so talk it over with your uni or Student Finance office first. Check out our comprehensive guide to DSA for more in-depth advice and info.

Depending on where in the UK you're from, the amount of DSA you could be entitled to will vary - but in each country, the maximum amount is over £20,000 a year.

Other funding

Apply to: various

Here are some additional forms of student funding that are worth looking into:

There are bursaries and scholarships beyond those handed out by universities, along with specialist scholarships most students never hear about.

If you're studying for a healthcare-related degree (including medicine), you could be eligible for an NHS Bursary.

Travel grants are up for grabs if you study part of your course abroad, or you're a medical or dental student and have clinical placements in the UK. Contact Student Finance about these.

Universities usually oversee bursaries for care experienced students, but in Scotland, a bursary and accommodation grant is handled by SAAS.

Crowdfunding (asking strangers to invest in you) is an option if you have a good story to tell.

The Turn2us grants checker lists charity funds you may be eligible for.

If you're taking time out from a job (and expect to go back after uni) talk to your employer about cash support or sponsorship.

Most students can't usually get benefits but check for yourself if you have special circumstances or are really struggling. Our guide to Universal Credit and Jobseeker's Allowance should be able to help.

A sponsored degree, where a company pays for your studies, is a sizeable commitment rather than a bit of extra cash. You may be expected to work for them during and after your studies, in exchange for wages plus (often generous) study-related expenses.

You might need to sift through several company websites (try their recruitment pages) to track down opportunities. Alternatively, ask your careers adviser or search online for 'Degree Apprenticeships'.

Emergency money

Apply to: various

If you run out of cash after starting your course, ask your university or students' union about hardship funds (emergency grants or loans for students).

Each uni sets its own criteria for who can apply and how much they'll get. They may also want to see copies of your Student Finance letters and your budget before handing over any cash.

Also, learning the right way to use a student overdraft could save your bacon in a crisis.

Student Loan repayments

Here are the key things to know about Student Loan repayments:

1. Interest is being added all the time - Even though you won't make repayments until you earn over a certain threshold, interest is constantly being added.

2. Student Loans are eventually written off - You'll carry on making monthly repayments (as long as you earn above the income threshold) for around 30 years, until either you pay back the whole amount or the loan is cancelled.

Student Loan small print

Remember: it doesn't matter how much you borrow, or what happens to interest rates. The only thing that affects the size of your monthly repayments is how much you earn after uni.

'Income' includes more than salary

Your income after graduation decides how big your Student Loan repayments are each month.

You're probably used to thinking of this as wages from a job, but it also includes other sources of taxable income, including bar or restaurant tips and some state benefits. It's worth keeping an eye on these, as they could nudge you over the salary threshold when you're not expecting it, or bump up your payment amount during some months.

A Student Loan WON'T affect your credit rating

Your credit score is a really valuable number that determines whether you get the best deals on credit cards, loans, energy bills and even mobile phone contracts. Thankfully, owing money on a Student Loan won't affect your credit score.

However, because monthly repayments come out of your wages, it could have a small effect if you apply for a mortgage later on (as banks use take-home pay to see how much you can afford to borrow).

Student Loan repayments don't stop if you leave the UK

Moving abroad after uni - whether for a few months or for good - doesn't mean you can forget about your Student Loan!

Living or working overseas may change your income threshold, so you'll still need to stay in touch with the Student Finance office and keep up with repayments. Our guide to repaying your Student Loan from abroad explains what to do.

You need to stay in touch with Student Finance

Like a particularly nosy relative, your Student Finance office wants to know what's happening with you. You'll need to tell them about obvious changes like your phone number, address, household income and bank account, as well as less obvious life events like getting married, moving abroad or working for yourself.

Not updating your details may mean missing out on funding at uni or, if you're overpaid, having to pay back the extra. Not replying to emails or passing on info after uni could mean being charged higher interest rates or even penalty fees.

Repaying early could be more expensive

You can choose to clear your student debt or make higher repayments at any time. This might be tempting if you want to be free of your loan ASAP, but it's usually only worth it for higher earners (i.e. those with a starting salary above £30,000).

For everyone else, it could mean paying back more than if you'd let the loan run its natural course. Plus, once you funnel extra money towards your loan, you can't get it back later on (i.e. if you're skint or want to spend it on something else). Think it over carefully and only pay up when you can afford to.

Warning: The terms aren't set in stone

We touched on this earlier, but it bears repeating: the Student Loan's terms can be amended even after you've signed the contract. Interest rates are the obvious example, but the earnings threshold and even the point at which the loan is wiped can be tweaked or dropped at will.

Notably, the government has previously backtracked on a promise to increase the salary threshold to take the pressure off repayments, and only reverted to the original agreement after a lot of noise from Save the Student and other campaigners. However, they have since performed another u-turn and have frozen the threshold again.

It's impossible to know exactly how political gestures like this will play out. In the meantime, we'll always report what's going on and keep this guide updated.

You may have to repay grants if you drop out

Each year, some students will find uni just isn't the right call, or that money or personal issues make it impossible to carry on. If that's you, don't throw in the towel until you've talked it over with a uni advisor or the Student Finance team.

In particular, be clear about if and how you have to give back any non-repayable funds, such as grants and bursaries. Dropping out may also impact your chances of getting Student Finance again in the future.

Another reason you might have to repay free funding is if you bodge the numbers on your application (or don't update your details) and end up getting overpaid - keep an eye on it!

5 ways to reduce student debt

Here are some final top tips to cut down your student debt:

1. Find hidden funding - Hundreds miss out on free money each year because they don't know it's there or assume they're not eligible - yet almost all students have a shot at extra funding.

2. Avoid unnecessary borrowing - When you can afford to pay it back, borrowing is perfectly safe. But it's very easy to slip up, so don't touch credit cards, private loans or even a 0% overdraft without a plan. If you're using credit to cope with hardship or cover up other debts, read our guide to managing debt at university first.

3. Make cash alongside your degree - A job at uni can be a game-changer, as it's good for your CV and your bank balance. Search for a part-time job or try these making money ideas.

Now you've got your head wrapped around Student Finance, see what other student funding you may be able to bag to support your studies.

# data[].attributes.attachment_link.description
Student Finance got your head in a spin? Let us put you straight. We'll show you where the money is, how it works, how much you can get and how to get your hands on it. Are Student Loans really all that bad? Actually, what even is a Student Loan?

# data[].attributes.body
Find out when the university you are interested in is having their open day.

https://www.opendays.com/

# data[].attributes.attachment_link.readable_text
From learning more about your course of interest, to exploring our facilities and accommodation, our Undergraduate Open Days are a great opportunity for you to see how you can belong at BU.

Join us on Saturday 9 December, 10:00 - 16:00, and get a feel for our campuses and student life in Bournemouth. You'll discover how we'll get you career-ready and have the chance to:

Attend subject and key information talks
Tour our campuses

View accommodation

Take a bus tour of Bournemouth

Chat to lecturers, students and staff.

We can't wait to show you around.

# data[].attributes.attachment_link.description
Opendays.com - the university and college open day directory

# data[].attributes.body
Shaw Trust is a leading employment charity. Each year they support hundreds of thousands of people to achieve their full potential.

https://shawtrust.org.uk/

# data[].attributes.attachment_link.description
Shaw Trust charity transforms lives through education, employment, and care services. Discover how we support people.

# data[].attributes.body
Find out about your progression routes post 16-18.

https://greateressexcareershub.co.uk/hub-resources/gech-resources/post-16-18-progression-routes/

# data[].attributes.attachment_link.title
Post 16-18 Progression Routes - Greater Essex Careers Hub

# data[].attributes.body
The Sutton Trust is the UK’s leading social mobility charity.

These programmes empower young people to access life-changing opportunities.

https://www.suttontrust.com/

# data[].attributes.attachment_link.description
The disadvantage gap for A level and vocational qualifications has returned to 2018/19 levels.

# data[].attributes.body
Get free support to develop the skills and confidence you need to find a job or start your own business

https://www.kingstrust.org.uk/

# data[].attributes.attachment_link.title
The King’s Trust | Confidence, courses, careers

# data[].attributes.attachment_link.description
The King’s Trust helps people aged 11 to 30 to build confidence, get a job or launch a business. Start something today.

# data[].attributes.body
Careersbox is a free online library of careers related film, news and information. Careersbox aim is to deliver the right information at the right time to job seekers. Our case study films show real people doing real jobs, giving viewers insight into careers across all sectors and helping them to find the right career.

https://www.youtube.com/channel/UCSYwOsyeCuWJDb8ak7HVGCg

# data[].attributes.attachment_link.description
Careersbox is a free online library of careers related film, news and information. As the preferred digital new media partner to the Institute of Career Guidance, the largest careers body in the UK, Careersbox aim is to deliver the right information at the right time to careers advisers and job seekers. Our case study films show real people doing real jobs, giving viewers insight into careers across all sectors and helping them to find the right career.

# data[].attributes.body
Essex Opportunities is a one stop shop for information and advice on jobs, careers, skills and training. Funded by Essex County Council, this portal has everything you need to help build a career.

https://www.essexopportunities.co.uk/

# data[].attributes.attachment_link.description
Essex Opportunities supports our local residents to explore career choices and provides advice for employers grow their talent.

# data[].attributes.body
All the information and tools you need to explore your future career!

https://www.careerpilot.org.uk/

# data[].attributes.attachment_link.title
Careerpilot : Plan your future work & study

# data[].attributes.headline
The Sixth Formers’ Guide to Degree Apprenticeships

# data[].attributes.subject
The Sixth Formers’ Guide to Degree Apprenticeships

# data[].attributes.body
Check out BBC Bitesize which contains free comprehensive online study support. It offers curriculum-linked, interactive content, videos, and quizzes covering over 35 subjects to aid with homework, revision, and exam preparation.

https://www.bbc.co.uk/bitesize/levels/z98jmp3

# data[].attributes.attachment_link.description
GCSE is the qualification taken by 15 and 16 year olds to mark their graduation from the Key Stage 4 phase of secondary education in England, Northern Ireland and Wales.

# data[].attributes.headline
The ever changing qualifications landscape!

# data[].attributes.subject
The ever changing qualifications landscape!

# data[].attributes.body
Interesting article about the changes coming to post 16 education from September 2027!

https://careersedforallweekly.substack.com/p/the-ever-changing-qualifications?utm_source=post-email-title&publication_id=1693966&post_id=190600145&utm_campaign=email-post-title&isFreemail=true&r=6u4ryi&triedRedirect=true&utm_medium=email

# data[].attributes.attachment_link.readable_text
Ever since I can remember, qualifications for school students have been in a state of flux. When I was at school it was O levels and CSE's. And I was caught in the changeover from grammar & secondary schools merging into comprehensives. Yes, I've been around that long. If you've been working in education for more than a year or two you might well be saying to yourself, is there ever a year without change?

Since coming into teaching, I've observed the birth of the national curriculum and all it's subsequent changes, the introduction of GCSE's; GNVQ's; BTEC's; Diplomas and T Levels. In the last few months we've heard of a new qualification, the V Level AND some tweaks to the T Levels. Before you start crying and bewailing more changes, I should point out the intended purpose behind these changes.

"This is national renewal in action - a skills system that prepares every young person for the jobs of the future, reduces NEET rates and drives the economic growth our country needs."

Baroness Jacqui Smith - Skills Minister

Given the frankly terrifying news of the level of NEETs that we are currently experiencing, this is a laudable aim. However, it will undoubtably cause confusion and worry amongst parents and students. So here is some info, in an easily shared format that can help communicate the changes to these groups.

V Levels will come into use from 2027 and be the equivalent of 1 A level, thus allowing students to mix and match the academic and vocational routes if they wish.

The subjects that will be introduced are:-

In 2027

From 2028

Business and administration

Care services

Construction

Engineering and manufacturing

Health and science

Legal (as part of legal, finance and accounting route)

Sales, marketing and procurement

Sports, fitness and exercise science

From 2029

From 2030

To help parents understand the various options, I've put together a short post that can be sent to parents via newsletters or other means. Paid subscribers have access to a ready to print version that can be sent home with pupils or added to the school website and also a ready made presentation and a graphic, without a watermark, showing the differences. The parent post below can be shared without the graphic by free subscribers.

I do hope this helps everyone.

As students approach the end of Year 11, many families begin thinking about what comes next. The good news is that there are several different routes available after age 16, and each one can lead to successful futures in higher education, apprenticeships or employment. The most important thing is choosing the pathway that best suits how a young person learns and what they are interested in.

One well-known option is A Levels, which are academic qualifications usually studied at a sixth form or college over two years. Students typically take three subjects and are assessed mainly through exams. A Levels are a common route for students who may wish to progress to university, although they can also lead to apprenticeships or employment.

Another route is T Levels, which are technical qualifications developed with employers. These courses combine classroom learning with a substantial industry placement, giving students practical experience alongside their studies. T Levels are designed to prepare students for technical careers, higher apprenticeships, university or skilled employment.

Students may also consider V Levels, these are a new qualification due to start in 2027. They focus on vocational learning linked to particular industries. These courses emphasise practical skills and applied knowledge, helping students develop experience that is valued by employers. They can lead to further study, apprenticeships or employment in a chosen sector.

Many colleges also offer Applied General qualifications, such as BTEC courses. These combine coursework, projects and some exams, and can be equivalent to one, two or three A Levels depending on the size of the course. Students who complete these programmes often progress to university, apprenticeships or employment.

Finally, some students choose apprenticeships, where they work for an employer while completing training and gaining recognised qualifications.

It is important to remember that there is no single "best" route. Different pathways can lead to the same destinations. Supporting your child to think about their interests, strengths and preferred learning style will help them choose the option that is right for them.

# data[].attributes.attachment_link.title
The ever changing qualifications landscape

# data[].attributes.attachment_link.description
An article to save time building student and parent understanding of the changes.

# data[].attributes.body
Take a look at the BBC article explaining the new post 16 qualifications planned for September 2027

# data[].attributes.attachment_link.title
First new V-Level subjects announced from 2027

# data[].attributes.attachment_link.description
Ministers say “bold reforms” for post-16 students will end snobbery and prepare students for work.

# data[].attributes.headline
Introduction to Foundation Apprenticeships 

# data[].attributes.subject
Introduction to Foundation Apprenticeships 

# data[].attributes.attachment_link.title
An introduction to foundation apprenticeships, by Jonathan Mitchell

# data[].attributes.attachment_link.description
Foundation apprenticeships were introduced in May 2025. Below, Jonathan Mitchell from Skills England provides a handy guide to introduce these new jobs with training at level 2. Foundation apprenticeships: an introduction, by Jonathan Mitchell The apprenticeship system in England already …

# data[].attributes.headline
Gatsby publish report on T Level destinations. 

# data[].attributes.subject
Gatsby publish report on T Level destinations. 

# data[].attributes.attachment_link.title
New data provides further evidence that T-levels offer a range of destinations | Gatsby Education

# data[].attributes.attachment_link.description
T-levels continue to demonstrate a high rate of positive progression to education, employment, and training, according to research released today. A new report from research consultancy RCU shares further insights into T-level student destinations: Data was collected for 2,706 students, just over a third (36%) of the overall cohort. Key headlines include: 91% of students […]

# data[].attributes.body
Are you looking for work experience. Consider looking at Springpod who offer virtual opportunities.

# data[].attributes.attachment_link.readable_text
Find the right career path for you, in your own time!️

Navigating the world of work can be daunting and stressful. We understand, we've been through it with thousands of students, we feel your pain. Complete our experiences around your studies and begin your career now.
Find work experience

Connect with industry experts, complete mini-activities, and get noticed by employers 💼

In-depth, interactive and informative virtual work experiences from industry experts in the world's leading employers.

Understand industries and the world's best employers as if you were already working there.

Choose the right career path and boost your CV at this critical stage of your career.

Latest work experience programmes 🚀

Trusted by the World's leading brands 🌎

Frequently asked questions 🤔

I have a question about my application or programme eligibility

When will I hear back if I have been successful with my application?
Once you have applied for your programme, you will receive a confirmation email. You will be notified about the outcome of your application via email at least 3 days before the programme start date. Good luck!
Can I apply to multiple programmes?
Yes, you can sign up to multiple programmes with us. The live talks will be available as recordings, so you can catch up on any potential clashes.
Who can take part in the programme? (Age limits, some programmes have location constraints but most don't etc.)
Most of our programmes require students to be in school/college. Some programmes require students to be based in specific regions of the UK, this is stipulated by the organisations themselves, and is not defined by Springpod.

However, the ages mentioned on our programmes are more of a guideline than a strict limit. As such, we more than welcome older students to apply as well!

I have a question about my assignment

How long does it take for assignments to be reviewed?
Assignments can take up to a week or longer to review and be marked complete. Rest assured, it will be reviewed soon and your certificate will be generated once your programme has been marked as complete.
What do I do if I upload the wrong file?
If you make a mistake when uploading a file, please email hello@springpod.com. We will be able to make a note on our system. Don't worry, the outcome of your programme will not be affected by this.

I have a question about the programme dates, deadline or workload

I won't be able to complete the programme, can I have an extension?
There is no specific cut-off deadline for completing your programme (although, if possible, we would encourage you to complete all the work within the time frame, alongside the live webinar sessions).
When does the programme start?
Our programmes have various start dates, you can find the exact date on the programme website page. These are available here: https://www.springpod.com/virtual-work-experience/search

You will be notified if your application has been successful, 3 days before the programme start date.
What happens if I can't finish the work experience in time?
All programme material will remain accessible after the end date of the programme. Students can continue to work through their programme after the official end date. Although, if possible, we would strongly encourage students to complete all the work within the time frame, alongside the live webinar sessions.
How long will I have to complete this programme?
There is no specific cut-off deadline for completing your programme (although, if possible, we would encourage you to complete all the work within the time frame, alongside the live webinar sessions).
How much work is required for these programmes? (Will I be able/should I complete more than one programme at a time)?
There is around 10 hours worth of work in total, spread across a two week period. The live talks will be available as recordings, so you can catch up on any work whenever possible.
When do the programmes run? (programme structure etc.)
The live talks will take place during weekday working hours. However, all live talks will be available as recordings and the courses can be completed at your own convenience. Once you have access, you can view and complete the material as and when you can, within the time frame of the course in question (for example, within a two week period). In total, there is around 10 hours worth of work. There is no specific cut-off deadline for completing your programme (although, if possible, we would encourage you to complete all the work within the time frame, alongside the live webinar sessions).

I have a question about the live talks

What happens if I can't make a live talk/webinar?
All live talks will be available as recordings. You can access these at the same link used to access the live event. So don't worry if you can't attend a live webinar, a recording will be available for you to access through your programme within 24 hours of the live event finishing.
What software is required for the live talks?
We use a piece of software called BigMarker. It is a cloud based video hosting software. It requires no installations or downloads on your end, and will provide everything you need to join the live webinars through one simple link.
Will I be able to ask questions/do I have to have my microphone on?
You will have a chance to ask questions at the end of each webinar. These questions are typed out and then read to the presenter by the host of the live talk. There is no need to speak, and all student microphones will be muted for the duration of the live webinar.

I have a question about the certificate

Will I receive a certificate on completion of the programme?
You will receive a certificate on completion of your programme. It will be made available to download whenever your programme is marked as complete.

I want to delete my account

How can I delete my account?
You can delete your account following the below steps

Can you please ensure you log into your account at the following link: https://www.springpod.com

Once logged in, click on your name in the top right-hand corner, select settings and then 'delete account'.

# data[].attributes.attachment_link.description
Find work experience Connect with industry experts, complete mini-activities, and get noticed by employers 💼 In-depth, interactive and informative virtual work experiences from industry experts in the world's leading employers. Understand industries and the world's best employers as if you were already working there.

# data[].attributes.body
Use the Skills England website to find out which apprenticeship standards are available at each level

# data[].attributes.attachment_link.provider_name
Institute for Apprenticeships and Technical Education

# data[].attributes.attachment_link.readable_text
The off-the-job training requirements for full time apprentices who start on or after 1 August 2022 have changed and are detailed as part of the apprenticeship funding rules. The wording in the updated rules supersedes the wording in the EPA plans and occupational standards of individual apprenticeships published prior to this change. The English and maths requirements have also changed for all level 2 apprentices, regardless of their start date. Please see the current apprenticeship funding rules for details.

Update 27 March 2025
The English and maths exit requirements will be optional for apprentices who are aged 19+ at the start of their apprenticeship training. The policy change will be effective from 11 February 2025. The funding rules have been updated and set out more details regarding the policy change and the required next steps.

This policy change supersedes the wording in the occupational standards and EPA plans of individual apprenticeships published prior to this change.

Finding matching apprenticeships...

# data[].attributes.attachment_link.description
The off-the-job training requirements for full time apprentices who start on or after 1 August 2022 have changed and are detailed as part of the apprenticeship funding rules. The wording in the updated rules supersedes the wording in the EPA plans and occupational standards of individual apprenticeships published prior to this change. The English and maths requirements have also changed for all level 2 apprentices, regardless of their start date. Please see the current apprenticeship funding rules for details. Update 27 March 2025The English and maths exit requirements will be optional for apprentices who are aged 19+ at the start of their apprenticeship training. The policy change will be effective from 11 February 2025. The funding rules have been updated and set out more details regarding the policy change and the required next steps.This policy change supersedes the wording in the occupational standards and EPA plans of individual apprenticeships published prior to this change.

# data[].attributes.body
Debate Chamber Summer Schools for students aged 11-18 are perfect for those keen to take the initiative and get a head start in their chosen field!

Whatever the subject, from Medicine to Mathematics, students will have the opportunity to really test their academic mettle & develop their intellectual curiosity.

From mock trials and UN summits, to moon landings and deep space missions, we use interactive and experience-based learning to help bring the material alive for students. This signature blend of engaging practical activities and challenging academic content means that students connect with the course content in a way that is exciting and memorable.

# data[].attributes.attachment_link.description
Challenging Academic Summer Schools for students aged 11-18: Law, Medicine, Economics, Maths, Physics, Philosophy, History and more.

# data[].attributes.body
Futures For All opens up real-world work experience for young people aged 14-19, wherever they are on their journey. We offer a mix of in-person and remote placements, as well as shorter Insight Days, in partnership with hundreds of leading UK employers. Together, we help students build practical skills, confidence and a clearer sense of what different careers are really like, while giving employers the chance to inspire and support the next generation.

# data[].attributes.attachment_link.title
About Our Work Experience Programme | Futures for All

# data[].attributes.attachment_link.description
Explore our fully funded work experience programme. Discover where to find work experience and connect with employers. Get started today.

# data[].attributes.headline
Parents & Carers Guide to Post 16 Opportunities for SEND students

# data[].attributes.subject
Parents & Carers Guide to Post 16 Opportunities for SEND students

# data[].attributes.body
BBC Bitesize Careers Survey reveals the list of top jobs teenagers want!

Survey reveal: What are the top 10 jobs teens want? - BBC Bitesize

# data[].attributes.attachment_link.title
Survey reveal: What are the top 10 jobs teens want? - BBC Bitesize

# data[].attributes.attachment_link.description
The 2025 BBC Bitesize Careers survey reveals young people’s goals for their future jobs.

# data[].attributes.body
Use the Careerometer to compare different jobs - salaries, working hours etc.

# data[].attributes.attachment_link.readable_text
Click the dotted square. Type in the first career that you think you might be interested in and select from the drop-down list, then add your second and third choice to see the comparison.

# data[].attributes.attachment_link.title
Careerpilot : Get information : Careerometer

# data[].attributes.attachment_link.description
Click the dotted square. Type in the first career that you think you might be interested in and select from the drop-down list, then add your second and third choice to see the comparison.

# data[].attributes.body
How To Videos

As you move through school and beyond there are lots of decisions and steps to take, but with our videos they’re easier to understand and more rewarding to make

# data[].attributes.attachment_link.description
Gain access to expert careers advice and tips, online resources and face-to-face guidance

# data[].attributes.headline
Apprentis - Your path to an Apprenticeship

# data[].attributes.subject
Apprentis - Your path to an Apprenticeship

# data[].attributes.body
Apprentis is a system designed to help young people not just access opportunities, but be fully prepared to succeed in them!

# data[].attributes.attachment_link.title
Apprentis - Find Your Apprenticeship Path

# data[].attributes.attachment_link.description
Helping aspiring apprentices find, prepare for, and succeed in apprenticeships without debt, delay, or doubt.

# data[].attributes.attachment_link.title
Search | Virtual work experiences | UCAS

# data[].attributes.attachment_link.description
Not sure what to do? Explore subjects, locations, universities, and colleges

# data[].attributes.headline
Virtual Work Experience with Get Career Confident

# data[].attributes.subject
Virtual Work Experience with Get Career Confident

# data[].attributes.attachment_link.description
To help us keep this website secure, please wait while we verify you’re not a robot! It will only take a few seconds…

# data[].attributes.body
Do you need some help and information on how to write your personal statement?

https://www.myworldofwork.co.uk/applying-for-college-or-university/write-a-personal-statement-for-ucas-or-college

# data[].attributes.attachment_link.title
Write a personal statement for a UCAS or college application | My World of Work

# data[].attributes.attachment_link.description
Get advice and top tips from our careers adviser on how to make your personal statement stand out.

# data[].attributes.headline
How to write your personal statement with UCAS

# data[].attributes.subject
How to write your personal statement with UCAS

# data[].attributes.attachment_link.title
How to write your personal statement: 2026 entry onwards | UCAS

# data[].attributes.attachment_link.description
Applying for university or college to start your studies from 2026 onwards? Find out more about the personal statement format and tips on what to include.

# data[].attributes.headline
Virtual Work Experience with Barlcays Life Skills

# data[].attributes.subject
Virtual Work Experience with Barlcays Life Skills

# data[].attributes.attachment_link.readable_text
Skip to main content

Your cookie preferences

In order to provide you with the best possible experience on the LifeSkills website we use cookies and similar technology to collect data from your device and browser while you are here. Collecting this data helps us to personalise content for you, understand how you use the website, allow access to social media features and deliver personalised service and advert message content. You can find out more in our Cookie Policy. Please select 'Accept all' to consent to us collecting your data in this way. To see other data collection options, select 'Manage data preferences'.

Your cookie preferences

The types of similar technologies used in this website fall into one of four categories - Strictly Necessary, Performance, Functionality & Profile and Targeting. You can find out more information in our Cookie Policy.

Please indicate the categories you wish to consent to by selecting 'Manage data preferences' and using the sliders below and then click "Save preferences" to retain your preferences for future visits. You can change these preferences at any time by clicking Cookie Policy on our website.

# data[].attributes.attachment_link.title
Online Work Experience | Young People | Barclays LifeSkills

# data[].attributes.attachment_link.description
Skip to main content Your cookie preferences In order to provide you with the best possible experience on the LifeSkills website we use cookies and similar technology to collect data from your device and browser while you are here.

# data[].attributes.attachment_link.readable_text
"You can't have a say at the table if you don't have a seat at the table. So these programs and these opportunities for people who look like me, act like me and think like me, are an opportunity to have a seat at the table so we can have a better future for the people behind us."

# data[].attributes.attachment_link.description
Free Virtual Work Experience Programs from Top Companies - Forage.

# data[].attributes.body
Search and apply for apprenticeships

# data[].attributes.attachment_link.title
Higherin: Student Jobs, Career Advice and Reviews

# data[].attributes.attachment_link.description
Search and apply for placements, internships, apprenticeships and graduate jobs. Get career advice. Read company reviews.

# data[].attributes.attachment_link.title
Immersive Work Experience Programmes for Students | TalentXP

# data[].attributes.attachment_link.description
Start your career journey with immersive work experience programmes on TalentXP. Discover organisations, explore programmes, and enrol online to build skills and gain real-world experience.

# data[].attributes.body
LifeSkills, created with Barclays, helps young people get the skills and experiences they need to enter the world of work.

# data[].attributes.attachment_link.readable_text
Upskilling young people through educators and specialist charity partners

"I have been able to identify and build skills I would not have thought about. I have been able to use my learning to become a school ambassador and have won an award at an Enterprise Event".

Male, 15-16 years, secondary school, England

"The [resources] were easy to put together, there was a logical flow, and there was a massive range of activities. So, tutors can pick and choose, as long as it meets the learning objective of the lesson".

Head of PSHE - Secondary school, England (South East)

Connecting adults with work

"Nathan was homeless and had recently left prison. His Job Centre Work Coach, referral partner and Barclays' charity partner collaborated to help Nathan find employment. He was supported with CV and interview preparation, training courses as well as a voucher for interview clothes. Nathan settled in well to his new employment and was subsequently promoted".

Barclays LifeSkills Charity Partner

Find out more about the charities that Barclays LifeSkills works with, to help support adults and families who are facing barriers getting into work.

# data[].attributes.attachment_link.title
LifeSkills | Developing work and life skills

# data[].attributes.attachment_link.description
LifeSkills, created with Barclays, helps young people get the skills and experiences they need to enter the world of work.

# data[].attributes.body
School leavers can register with the Apprenticeship Hub for friendly help and support in finding the right apprenticeship.

If you are in Year 11 or Year 13 in a school in Essex sign up now!

# data[].attributes.attachment_link.readable_text
Apprenticeships in Essex

We support young people seeking apprenticeships and businesses looking to recruit apprentices.

You can contact our team of advisers via phone (0333 032 2591) or email. Our experts can:

Match job seekers to apprenticeship vacancies

Provide regular apprenticeship vacancy bulletins

Help you to prepare for apprenticeship interviews and assessment centres

Provide employers with guidance on recruiting an apprentice

Help employers to identify training providers

Signpost employers to available funding to recruit an apprentice

We offer face-to-face and virtual support to 18-to-25-year-olds in Basildon, Castle Point, Harlow and Tendring. We can talk you through our job search resources and provide more detail on the frequently asked questions below. Our advisors will also signpost to support if you are aged over 25 or live elsewhere in Essex.

# data[].attributes.attachment_link.description
We support young people seeking apprenticeships and businesses looking to recruit apprentices. You can contact our team of advisers via phone (0333 032 2591) or email.

# data[].attributes.body
Search and apply for apprenticeships

# data[].attributes.attachment_link.readable_text
Intermediate Apprenticeships are your entry level into the world of apprenticeships more commonly known as a Level 2 Apprenticeship. Level 2 apprenticeships offer an excellent route into further education post 16, as an alternative to staying on at school, whilst receiving on the job training and studying towards a nationally recognised qualification.

During your intermediate apprenticeship you will study part-time with a college or a training provider, 20% of your training, towards an NVQ Level 2 and knowledge based qualification such as a BTEC, together these qualifications are the equivalent to 5 GCSE's grades 9 - 4 (A* - C on the old grading system). You will also receive a Level 2 Functional Skills in Maths and English if you don't already have them.

An Intermediate Apprenticeship is great for learning work related skills as apposed to being given more responsibility. This level of training will make you work ready and train you in the hands on skills required to undertake the responsibility of the task and give you the employability skills you need to be successful.

Qualifying Criteria

There is no formal qualifying criteria for a Level 2 Intermediate Apprenticeship however some employers may ask for a minimum of 2 GCSE's to be able to join their apprenticeship programme.

Advanced Apprenticeships or commonly known as Level 3 Apprenticeships are the equivalent to doing 2 A-Levels and are the next level from an intermediate apprenticeship. Level 3 apprenticeships are great for you to start once you have completed your GCSE's and have attained the correct grades to be able to start at this level.

Starting at the advanced level even if you already have A-levels enables you to gain on the training, of which some employers prefer you to have before starting a Higher or Degree apprenticeship.

Just like an intermediate apprenticeship you will be required to spend at least 20% of your time studying with a college or training provider to be able to achieve the qualifications. On completion of you r apprenticeship you will achieve the equivalent of 2 A-Levels in the form of an NVQ Level 3 and a knowledge based qualifications such as a BTEC diploma.

To qualifying for a Level 3 advanced apprenticeship many employers ask for a minimum of 5 GCSE's which must include Maths and English, this is why an intermediate apprenticeships gives you these qualifications on completion. Although an advanced apprenticeships is the equivalent of 2 A-Levels some employers may add A-Levels as their requirement at this level also.

Find companies advertising advanced apprenticeship jobs on our website.

Higher Apprenticeships are your Levels 4 and 5 qualifications and enable you to study towards a HNC or HND respectively whilst at Level 5 you can also attain a foundation degree which is great if you want to continue in your studies towards a bachelors degree.

During your higher apprenticeship training you will be required to studying part-time with a training provider, college or university which along with your on the job training will enable you to train towards a Level 4 or 5 NVQ and BTEC diploma along with their respective HNC or HND qualification. Higher apprenticeships can take up to four years to complete.

As a higher apprentice you will be given a lot more responsibility which may include managing people or teams or even responsible for managing projects. You will be supported by your employer along side your mentors and tutors making sure to advise and guide you along the way during your apprenticeship programme.

Qualifying Criteria

To qualifying for a higher apprenticeship you will need to have achieved and completed at least a Level 3 Apprenticeship or have 5 GCSE's grades 9-4 which must include Maths and English and 2 A-Levels.

Find companies advertising higher apprenticeship jobs on our website.

Degree apprenticeships were introduced in September 2015 and have been receive with open arms both by employers and apprentices alike. Also known as Level 6 or 7 apprenticeships the degree level apprenticeship enables you to study towards a Bachelors or Masters degree.

You can start a degree apprenticeships straight after your advanced apprenticeship level or alternatively if you want to gain more on the job training before the Level 6 programme you can overlap from a higher apprenticeship programme. Many employers are now partnering with leading universities across the country to offer degree level apprenticeships to help advance your learning opportunities.

Just like studying at university a degree level apprenticeship takes between 3 to 6 years to complete you will achieve this by on the job training with your employer and training provider and then part-time study at the designated university for your apprenticeship course.

Qualifying Criteria

To qualifying for a degree apprenticeship you will need to have at least Level 3 qualifications of 2 A-Levels, NVQ and BTEC or have completely the advanced apprenticeship. Level 6 and 7 are also a natural progression from a higher apprenticeship.

Find companies advertising degree apprenticeship jobs on our website.

# data[].attributes.attachment_link.title
Find Apprenticeships | On the job training with Apprenticeships

# data[].attributes.attachment_link.description
Intermediate Apprenticeships are your entry level into the world of apprenticeships more commonly known as a Level 2 Apprenticeship. Level 2 apprenticeships offer an excellent route into further education post 16, as an alternative to staying on at school, whilst receiving on the job training and studying towards a nationally recognised qualification.

# data[].attributes.body
Search and apply for apprenticeships

# data[].attributes.attachment_link.title
Best Apprenticeships | Find the best apprenticeships in the UK

# data[].attributes.attachment_link.description
Earn a salary, get great work experience, and kick-start your career. Find the best apprenticeship near you, including amazing degree apprenticeships…

# data[].attributes.attachment_link.title
StandOut CV | Create an interview-winning CV & get hired

# data[].attributes.attachment_link.description
Create a CV that will get you noticed, land job interviews & secure the job that you deserve | CV examples, CV writing advice, CV templates & CV writing service

# data[].attributes.attachment_link.readable_text
by Michael Cheary
Looking for your first job after leaving school, but worried a lack of experience will hold you back?
If you have no previous work experience to speak of, you may not think you have much to include in a CV. But, with the right amount of enthusiasm, research and professionalism, (not to mention time spent viewing some helpful CV examples), there's no reason your application still can't stand out.

To help you increase your chances of success, we've put together our CV template for your first job:
Just here for the template? Click the link below:
Personal statement

Always start with your personal statement - and tailor it to the role in question. To put it simply, every time you apply for a new job, you will need to write a new personal statement, which should be tweaked to match the job description.

In terms of structure, consciously try and answer the following questions: Who are you? What do you have to offer? What are you aiming for in your career?

Also, try and quantify and give examples, where possible, and be specific. Generic personal statements can prompt a CV to fall at the first hurdle.
How to write a personal statement Personal statement: dos and don'ts Personal statement examples
Skills

Instead of concentrating on a minimal work history, the most effective CVs written by school leavers often give precedence to skills.

Just as with your personal statement, try giving examples that are applicable to the role in question. For example, IT skills (naming specific programs), or soft skills such as problem solving, public speaking and interpersonal skills, not to mention a friendly and welcoming demeanour, are all desirable qualities to have.
Hard skills vs. Soft skills Skills based CV template
Education

Education should be included from GCSE level on. State the number and general grades you received (Maths and English at the very least). If you're awaiting any results, you may state mock/expected results where possible, although this is not essential.

Write in reverse-chronological order, with the most recent events coming at the top.

In direct terms, particular course modules you've undertaken may be relevant to a role or scheme you're applying for and can be used to demonstrate your wider knowledge of the subject.
Which parts of my education should I include in my CV?
Hobbies & Interests

A Hobbies and Interests section is optional. However, if you lack any notable work experience, they can be a great way of getting your personality across.

Feel like you don't really have a hobby? Don't panic. It's never too late. Starting a blog, for example, can be a perfect way to show what you can offer - and could work for practically any career you look into. From the obvious such as fashion and retail (fashion blogs) through to carpentry and construction (documenting a DIY or restoration project, for example).

Just be wary of anything too generic, such as socialising with friends or going to the cinema (unless, of course, you're applying for a role at your local cinema).

Ask yourself: Will they help you get the job? If not, it's OK to leave them out. Finally, make sure you're happy to expand upon them during your interview if called upon.
Should I include hobbies and interests in my CV? Six extracurricular activities to add to your CV
Employment history

If you do have some relevant work experience, even if it was only for a brief period, this can be a great help.

If you have no employment history to speak of, you may wish to leave this section out. Alternatively, use this gap as your opportunity to be pro-active. Try volunteering with a local charity for a few weeks or at a locally run business. They will be grateful for the help, and you will have something extra to add to your CV.
Benefits of volunteering
References

Unless asked directly in the job posting, making them available on request is fine.

However, always make sure that you do have credible references. Close family friends, teachers, or career councillors are all good options, and are usually more than happy to help.
How to get a reference Five lines that are killing your CV
Need more CV advice?

It takes an employer just seven seconds to save or reject a job applicant's CV. This means creating a succinct CV is absolutely vital if you want to land that all-important interview.

To find out how to make your CV stand out from the crowd, buy James Reed's new book: The 7 Second CV: How to Land the Interview .
Ready to love Mondays? View all of our current vacancies now.

# data[].attributes.attachment_link.description
by Michael Cheary Looking for your first job after leaving school, but worried a lack of experience will hold you back? If you have no previous work experience to speak of, you may not think you have much to include in a CV.

# data[].attributes.body
An Independent, Not-For-Profit Social Enterprise Founded in 2012 to Tackle Youth Unemployment

# data[].attributes.attachment_link.description
Youth Employment UK is a leading organisation working to change the youth employment landscape for young people in the UK.

# data[].attributes.body
We've helped over 600,000 students to accelerate their careers in apprenticeship, graduate and work experience programs

# data[].attributes.attachment_link.readable_text
Job Description About our apprenticeships, is this the right route for you? Interested in one of our apprenticeships but not entirely sure what it entails? Well, as an apprentice you'll be right in the thick of all the action. It's a great route into the industry. You'll get the chance to expand your knowledge by attending college one day a week, while constantly discovering new and exciting things and learning from our industry experts on the job. If you're an individual that can work independently when appropriate and can demonstrate a positive approach to problem solving, then an apprenticeship is the perfect step for you. However, it doesn't stop there. The great thing about an apprenticeship is that you'll be earning a salary straight away while learning, then eventually gaining a professional qualification. You'll be given continued support as you develop your skills throughout the program and there is no cost for the training you receive. So, what areas of our business do we offer advanced level apprenticeships? We have opportunities across the UK within Civil Engineering and Building Services Engineering For more information on the different areas please view here Candidate Specification Do you have what it takes to join us as an apprentice? We're looking for individuals with the below characteristics, if you recognise these in yourself, then we'd like to hear from you! We're looking for someone that is: Professional, proactive and receptive to constructive advice and guidance Willing to learn new skills while being able to adapt them Aware of their limitations and when to seek help if needed Able to work independently when necessary Able to take responsibility and pride in their work Good at demonstrating a positive approach to problem solving Able to contribute to discussions as part of a team Able to take a responsible approach to health and safety What you'll need to apply You can apply for this apprenticeship if you have already achieved or are expected to achieve five GCSE passes with graces 4-9 / A*-C or equivalent. You must have an English GCSE with grade C or 4 and maths GCSE with grade C or 4 and above. Job Profile bout this apprenticeship An apprenticeship should be more than just a job. We know this and so do you. That's why with our apprenticeship programme, we aim to give you the experience and technical knowledge to progress your career. From the moment you join us, you will receive the training you need - you will be invited to a virtual induction. This marks the start of your development journey and is your chance to meet other apprentices, ask questions and learn more about the company. Following your induction, you'll be set a group task to learn more about the company - giving you an opportunity to build a network with apprentices across different offices early into your career. We understand that each person's career goals vary, therefore we tailor make each individual's development programme to suit them. With our vast library of e-learning courses available to you, you can choose which direction you want your career to go in. You're probably wondering what else is on offer. Join us, and you'll get: Biannual salary reviews: we believe that hard work should be rewarded and recognised. Therefore, for the first three years of your career with us, you'll have biannual salary reviews. A competitive salary: in addition to biannual reviews, we will ensure that you're given a salary that matches the current industry standard. Contributory pension: we have the best people on our team and we like to look out for them. With our support, you'll have all the advice and options you need to be able to invest in your future. A flexible benefits scheme: our company is made up of a range of different people and we understand that different people want different things. That's why with our flexible plan, you'll have the ability to manage the range of benefits we have on offer, to suit your specific needs. You will have the opportunity to make a difference; learn more about our Social Outcomes and the difference we can make! Did you know that Mott MacDonald are Work180 accredited - which means we actively support and encourage women to join our work force! Our social side Being part of Mott MacDonald means more than just work, there's a huge range of fun and exciting things that you can get involved in. From the moment you join us, you'll have the opportunity to expand your social and professional network, whether it's meeting other apprentices at the induction or joining forces with other members of staff from around the company at our annual sports day. Each of our offices have a sports and social committee which will give you the chance to be part of a variety of sports, social and charity events. We're committed to promoting a strong culture of social responsibility and encourage our staff to play active roles in the local community. It's worth noting that sports and social committees tend to vary from office to office, so as well as getting involved in what's already on offer, don't be afraid to suggest new events or initiatives that you think could be a great addition. It doesn't stop there. As well as events, you'll also have access to discounts on cinema tickets, travel, fashion, utilities and much more as part of our company benefits which you can take advantage of the moment you join. Other Information ​​Equality, diversity and inclusion We put equality, diversity and inclusion at the heart of our business, seeking to promote fair employment procedures and practices to ensure equal opportunities for all. We encourage individual expression in our workplace and are committed to creating an inclusive environment where everyone feels they have the opportunity to contribute. If you have a disability and would prefer to apply in a different format or would like us to make reasonable adjustments to enable you to apply or attend an interview, please contact us at reasonable.adjustments@mottmac.com and we will talk to you about how we can assist. Agile working At Mott MacDonald, we believe it makes business sense for you and your manager to choose how you can work most effectively to meet your client, team and personal commitments. We embrace agility, flexibility and trust. More about Mott MacDonald We're a global engineering, management and development consultancy. Our purpose is to improve society by considering social outcomes in everything we do, relentlessly focusing on excellence and digital innovation, transforming our clients' businesses, our communities and employee opportunities. A fundamental part of this is respecting each person's differences and striving to meet their needs. Our values: progress, respect, integrity, drive, excellence

# data[].attributes.attachment_link.description
Job Description About our apprenticeships, is this the right route for you? Interested in one of our apprenticeships but not entirely sure what it entails? Well, as an apprentice you'll be right in the thick of all the action. It's a great route into the industry.

# data[].attributes.attachment_link.title
University events for schools and outreach opportunities | UniTasterDays

# data[].attributes.attachment_link.description
Award-winning source of university taster events, workshops, residentials and open days for teachers, students and parents. Find events today.

# data[].attributes.body
The key higher education facts for students thinking about university

# data[].attributes.attachment_link.title
The Students' Guide to University - UniTasterDays

# data[].attributes.attachment_link.description
The key higher education facts for students. Featuring editorial from over 40 expert practitioners.

# data[].attributes.body
Choosing the right subjects to study post-16 is very important in helping you to get into university, particularly a Russell Group university.

If you don't know what degree subject you want to study, it's important to choose A Levels (or equivalent qualifications) that keep as many options open to you.

# data[].attributes.attachment_link.readable_text
Choosing the right subjects to study post-16 is very important in helping you to get into university, particularly a Russell Group university.

If you don't know what degree subject you want to study, it's important to choose A Levels (or equivalent qualifications) that keep as many options open to you.

Whatever your situation, Informed Choices can give you the start you need in deciding what to do next.

# data[].attributes.attachment_link.description
Choosing the right subjects to study post-16 is very important in helping you to get into university, particularly a Russell Group university. If you don't know what degree subject you want to study, it's important to choose A Levels (or equivalent qualifications) that keep as many options open to you.