# data[].attributes.body
Myers, Lisa. "Banks Race to Raise Credit Card Rates". NBC Learn, NBC Nightly News, 27 Oct. 2009, https://archivesbb.nbclearn.com/portal/site/BbHigherEd/browse?cuecard=46978

# data[].attributes.headline
Erica Hedges, Annaleyse Pollock, Jasmine Cash, Alexis Devenney

# data[].attributes.subject
Erica Hedges, Annaleyse Pollock, Jasmine Cash, Alexis Devenney

# data[].attributes.headline
Make sure to check your rates each month

# data[].attributes.subject
Make sure to check your rates each month

# data[].attributes.headline
Only use your credit card to charge as much as you know you can pay back out of pocket. That way you don't accumulate more credit.  

# data[].attributes.subject
Only use your credit card to charge as much as you know you can pay back out of pocket. That way you don't accumulate more credit.  

# data[].attributes.headline
Stores can charge you when you use your credit card. 

# data[].attributes.subject
Stores can charge you when you use your credit card. 

# data[].attributes.body
Pay cash or use a debit card.

# data[].attributes.headline
Read the fine print about your interest rate and companies rules. 

# data[].attributes.subject
Read the fine print about your interest rate and companies rules. 

# data[].attributes.body
"How to Maintain a Good Credit Score"
"Hidden Credit Card Fees"
"Businesses Can Now Charge for Credit Card Use"
"Banks Race to Raise Credit Card Rates"

# data[].attributes.body
Making sure to check your credit each month will keep you from accumulating debt from credit and raising your credit score. Keeping your credit score lower will help you in the long run to get loans for a mortgage and other necessary payments you have to make in life. Your credit score checked more often than you know. Many companies will check your credit score and rely fully on that to see if you are a responsible spender. When stores ask you to sign up for a credit card they want you to spend money on your card so they get more credit for the transactions. With credit cards in stores can be tricky, they are often attached to a high interest rate in the instance that you forget to pay, they can rack up charges on interest and that can hurt your credit score in the long run. Stores can charge you when running your credit card because they earn money from your bank when you use your card, as an incentive to have more people use their cards.  Reading the fine print on your credit card application will pull out lots of hidden details and charges that most people miss. If you miss payments your interest rates can rise or companies can charge you even more.  Paying your bill in full and on time is crucial to your credit score to make sure that your credit score remains at a decent number.

# data[].attributes.headline
Pay attention to hidden fees. (ex: Paying a fee to close account)

# data[].attributes.subject
Pay attention to hidden fees. (ex: Paying a fee to close account)

# data[].attributes.headline
Shop around and find a company that suits your wants and needs. 

# data[].attributes.subject
Shop around and find a company that suits your wants and needs. 

# data[].attributes.headline
The city can raise your rate even if you pay your credit payments perfectly. 

# data[].attributes.subject
The city can raise your rate even if you pay your credit payments perfectly. 

# data[].attributes.body
Banks say they are raising rates because their rates have raised as well.

# data[].attributes.headline
Only get the credit cards that you need. 

# data[].attributes.subject
Only get the credit cards that you need. 

# data[].attributes.headline
Be careful joining credit with someone else because their debt becomes yours. 

# data[].attributes.subject
Be careful joining credit with someone else because their debt becomes yours. 