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It’s easy to think of money off company products as an extra bonus, but if it’s a large supermarket or retail chain, this benefit could make a huge difference to your weekly or monthly outgoings.

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Flexi-time is where you are allowed to move your start and finish time as long as your total working hours remain as agreed with your employer. So, for example, you could start at 8am one day but leave at 4pm if you have late-afternoon plans.  Consider how working flexi-time could allow you to do more of the things you enjoy in your personal life, or support you with childcare needs.

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Consider your medium to long-term career goals and discuss them with family, a careers counsellor, or people higher up in the company or organisation. Once you have thought about this, you will have a better idea of whether your future employer’s approach to training is going to help you get where you want to go.

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This can cover everything from help with private medical insurance to subsidised gym membership, massages and office yoga. If you’re already in a job and there’s something you think could improve the wellbeing of you and everyone else that doesn’t yet exist, why not chat to the relevant person and suggest it?

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Bonuses and commission won’t exist everywhere and will vary considerably according to the role and company. Remember that if bonuses are performance-related, the job could have added pressure. Think about the ‘three Rs’: research thoroughly, be realistic, and don’t rely on them for your living costs.

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Sight tests, glasses, contact lenses, they can be surprise costs that really add up. Some employers will pay for your eye test, or offer you an insurance package that goes even further.

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This is a handy initiative to help you get healthier and save the environment all at the same time that lots of employers offer. They buy you a bike (for a reduced price) and you pay them back in manageable monthly chunks.

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The employee benefit that saves you money.

As an employer, you know the benefits of offering a competitive benefits package to employees and candidates. But most benefits come at a cost to the business, which isn't always feasible. Bike2Work is not only free but it can save you thousands in national insurance contributions and contribute to workplace productivity.

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Help your employees save 48.25% on a new bike. Bike2Work Scheme is the government-approved cycle to work scheme offering benefits to employers and employees.

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It’s easy to view retirement as something you don’t need to think about at the moment, but the sooner you can get into good saving habits for the future, the better. As of this year, employers are required by law to contribute to your pension – thumbs up. Without one, you could spend your retirement living on a state pension (currently a maximum of £119.30 per week).

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Calculating State Pension, Pension Credit, eligibility, claiming and deferring

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For more information on which benefits are statutory, your first point of contact should be the people who make the rules:

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