# data[].attributes.headline
What are your repayment options for student loans?

# data[].attributes.subject
What are your repayment options for student loans?

# data[].attributes.body
Standard: Monthly repayment over 10 years.

Extended Payment: Pay loans over 25 years.

Income-Driven Repayment: Payments based on your income over a 20 - 25 year period.

# data[].attributes.headline
What responsibilities do you have when taking out a student loan?

# data[].attributes.subject
What responsibilities do you have when taking out a student loan?

# data[].attributes.body
- Borrow what you need, not what you want.
- Must make payments on time.
- Keep in touch with your loan counselor.
- Read what you could be agreeing to (promissory note).

# data[].attributes.headline
Pro's and Con's of Private and Government Student Loans:

# data[].attributes.subject
Pro's and Con's of Private and Government Student Loans:

# data[].attributes.body
PRIVATE:
Pros - Borrow up to the cost of education, interest rates are based off of credit.
Cons - Interest rates can change or may be higher.

GOVERNMENT:
Pros - Fixed interest rates which the government may pay while you're in college. The government cannot take all your income to repay.
Cons - May not be enough to cover costs, could garnish your salary, etc.

# data[].attributes.headline
Listed below are some types of student loans:

# data[].attributes.subject
Listed below are some types of student loans:

# data[].attributes.body
- Stafford and Perkins Loans
-PLUS Loans
-Private Loans
-Health Professional Loans
-Subsidized and Unsubsidized Loans
-Direct Consolidation

# data[].attributes.headline
How is eligibility for need and merit based aid determined?

# data[].attributes.subject
How is eligibility for need and merit based aid determined?

# data[].attributes.body
Some aid can be awarded solely on the basis of academic achievement, excellence in leadership and service, or a specific talent in music or forensics. Other than that, some can even be awarded as early as during the application process!

# data[].attributes.body
The free application for federal student aid, completed by current and prospective college students in the U.S. to determine their eligibility for student financial aid. A school will negotiate certain student loans with you based on what you wish to do with the compile of financial aid in your specific package.

DEADLINE: June 30th, 2019

# data[].attributes.headline
What is a financial aid package and how should you use it?

# data[].attributes.subject
What is a financial aid package and how should you use it?

# data[].attributes.body
A collection of different types of financial aid from multiple sources. You can use it to help decide which school you attend because each schooling program offers more or less based off their financial aid program.

# data[].attributes.body
A type of financial aid award that you don't need to repay, as long as you meet all of the eligibility requirements.

# data[].attributes.body
Usually awarded to undergraduate students who have not yet earned a bachelor's degree or professional degree. The amount depends on your financial need, the schools cost of attendance, and other remaining factors.

# data[].attributes.body
A work program where you can earn money that helps you pay for schooling.

# data[].attributes.body
School based loan for undergraduate and graduate students with exceptional financial need.

# data[].attributes.body
There are two types of direct federal loan which are subsidized and unsubsidized. Subsidized loans are available to students who have demonstrated financial need, the U.S. Department of Education pays your interest while you're in school + six months after graduation. Meanwhile an unsubsidized loan is available to students regardless of financial need. Students are responsible for repaying interest during ALL periods.