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Netooo- Positive Aspects of savings account 

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Netooo- Positive Aspects of savings account 

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1- Safety
2- Liquidity
3- Interest Earnings
4- No Risk of Loss
5- Low Minimum Balance Requirements
6- Convenience
7- Emergency Fund
8- Automatic Transfers
9- Goal Tracking
10- No Investment Knowledge Required
11- Compound Interest
12- Diversification
13- No Market Volatility

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Main Caracters-Savings accounts offer one of the simplest ways to earn interest on the money you have.
Positive Aspects-The posetive aspect of saving account is that you can store your money in hours that you need.
Negatives Apects-The negative aspects is that when you have money on the saving account and happen the inflation.

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Savings accounts main characteristics is that  they offer higher interest rates than a normal checking account.

Positive aspects: you earn interest on your savings, pay your bills on time, and others.

Negative aspects: low profitability and no tax benefits for putting money into a saving account.

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1 - Low Interest Rates
2 - Limited Returns
3 - Inflation Risk
4 - Liquidity Constraints
5 - Opportunity Cost
6 - Fees and Minimum Balances
7 - Tax Considerations
8 - Limited Access to Funds

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Ventin, Ducha, Bullos - Savings account 

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Ventin, Ducha, Bullos - Savings account 

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Main characteristics:

Savings accounts offer one of the simplest ways to earn interest on the money you have. They offer higher interest rates than a regular checking account, while still making it easy to spend and withdraw money.

Positive aspect:

A savings account is a simple way to store your money in a secure location where it can earn interest. With a savings account, you can access your funds whenever you want while also putting some space between your savings and your daily spending needs.

Negative aspect:

Low return, although consumers may earn interest, offer lower rates;

Taxes, there are no tax benefits for putting money in a savings account;

Minimum balance, most accounts have a minimum balance that, if the account falls below, causes the account owner to pay.

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1- Easy Transactions
2- Payment of Bills
3- ATM facility
4- NetBanking and MobileBanking
5-  Debit Card

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RCI Bank | 95 Day Notice Savings Account | 5.60%
Oxbury Bank | 180 Day Notice Account Issue 15 | 5.59%
Cynergy Bank | Online Notice Saver – 120 Day Notice (Issue 8) | 5.55%
Oxbury Bank | 120 Day Notice Account Issue 23 | 5.53%.

This is the most basic type of account you can open at any bank. A Savings Account, by definition, allows you to deposit your money, safe with the bank.

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Saving accouts is very important because we can save our money in a safe place.

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1. You won’t have money to spend the time you want.
2. If you save money during a long period of time you can lose you purchasing power.
3. You can forget that the money is there and only take it out of there when the inflation rises.

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1. The main characteristics of savings account is that higher interest rates than a regular checking account, while still making it easy to spend and withdraw money.

2. The positives aspects of Saving Account are:it can help you to save money, earn interest on your balance, and provide security for your funds.

3. The negatives aspects are: low interest rates and limited access to your funds.

4. A savings account can have indirect connections to sustainability and globalization. For example, by saving money, you can have more resources to invest in sustainable companies or support businesses that promote globalization. Additionally, the financial stability provided by a savings account can help navigate global economic challenges.

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1-A savings account is an effective way to store your money in a secure location where it can earn interest
2-With a savings account, you can maintain your savings in a liquid state.
3-One of the biggest possitives aspects of a savings account is that your money is fully accessible to you.

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Marina- negative aspects of the savings accounts

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Marina- negative aspects of the savings accounts

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1- inflation - might erode the value of your savings
2-Texes-there are no tax benefits for putting money into a savings account.
3-low return- although consumers can earn interest, they offer relatively lower rates.
4-minimum balance-most accounts have a minimum balance which, if the account falls below, causes the account holder to incur charges.

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The connection between our main topic and saving accounts is that the more that you bye things you gonna spend money and you gonna be pollution more.
Xoxo Valentina 🩷

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Easy transactions
You can save money in a security place
Growth opportunities
Your money is fully accessible to money